HONG KONG DAILY PRESS, WEDNESDAY, JULY 29, 1936.
TO-DAY'S RADIO PROGRAMMES
CRAVENA
IN EASY-ACCESS' INNER FOIL PACKETS, ALSO IN "TRU-YAC" '50' TINS When we al 13 TRU-VAG aleb TIN the FACTORY. PRESHNESS of CRAVEN "A" Is securely imprisoned until she seal broken by pulling the rubber rabno outters
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MADE
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REMOVAL NOTICE
AS ON AND AFTER
1ST AUGUST, 1936,
THE OFFICES OF
THE HONGKONG DAILY PRESS
WILL. SITUATE IN
MARINA
HOUSE
THIRD FLOOR
15-19. Queen's Road Central.
BROADCAST BY Z.B.W. ON 355 METRES
12.30 to 2.15 p.m.-European pro-
gramme.
12.30 p.m.-Orchestral Music from
Grand Operas. DM-Local; Time Signal: and; 6.45
Weather Report
1:03 pm Songs by Mary Kay
{Contralto):
1.15 pm-Relay of the Hong Kong
Hotel Orchestra.
1.30 p.m.-Reuter Press Bulletins, Rugby Press News, Local Wea- ther forecast, time and an- nouncements.
1.40 p.m.-Relay of the Hong Kong
Hotel Orchestra.
2.15 b.m.-Close down
4 to 7 p.m.-Chinese programume,
7 to 11 p.m.-European programme 7 p.m.-Three Men Suite" (Eric Coates) played by the Light Symphony Orchestra. 7.13 p.m.-
...Debroy Somers Band Selection-Seeing Stars. Archibald Joyce Waltzes
Debroy Somers),
7.30 p.m.--
From the Studio Talk: "Reflections on the Test"
by R. Abbit.
7.55
p.m.-"Midnight Review" (Olinka) sung by Theordore {B153).
"
8 p.m.-Local: Time Signal, Wea- ther Report, Stock Quotations. and Announcements.
8:03 pm
Alfredo Campoli and his Orchestra
IF
Tango Habanera (arr. Hartley), Obstination" (arr. Crook).
With the Classics, à 8.15 p.m.-
Hawalian Musie
Samoan Love Song. Love Song of Tahiti. Tropical Hulas, Hawaiian Paradise. Nohea I Muclau Lanl. 8.30 p.m.-
From the Studio
A Recital for two Pianos
Marins Barretto And Oré.
erst
3.20 pm-Concert of Light Music
(continued).
9 p.m.-Sign off DJA and DJB
(Germ. Engl.).
•
Modern Life Insurance
(Continued from Page 3).
The
chased the shares, and he cannot, selected before a man's death or 5,45 p.m.-"Komm in meine Lie- even sell them at this figure, after, the Company dennitely has bestaube." Some Merry Radio want £2,000" he said. "So that I can coligations to protect that man's savings through. Life Insurance Pictures from an "Allotments sell my own investments in my own Colony," by Lotte Theile,
sweet time and not be caught at and make the money last as long p.m.-News and Economic age 55 in the same way as friend." as possible for his dependents. 'This is only a part of the curriculum Review in German.
The modern Life Insurance con- 7 p.m.-Concert of Light Music,
tract not only provides cash at taught to agents in Life Insurance 8 pm-News in English. Sign of death but it offers several very Schools, and in these days of dif
dculties in investing money, de- ." DJQ.
valuable options such as Limited 18.15 p.m.--Greetings to our listen-Instalments over a certain stated creasing' interest rates and gen- period, for example, for education eral uncertainty, the agent who is showing his client what he can or the up-bringing of a family.
Another option is an income for do for him through the various fe to the beneficiary guaranteed options of the polley is giving a for 20 years or as long thereafter real service to that client."
the beneficiary survives. the settlement option selected and type DJN25
guaranteed period may be made for of policy depend entirely on the
situation of the client, and believe. any length of time to cover the
me, Gentlemen, there are no two period of family up-bringing in
cases which are exactly identical. case the beneficiary does not sur- 9.15 p.m.-News and Economic Revive the Insured as long as that period. Another option is to leave view in German on DJA. DJB.
the money with the Insurance DJN. 9.30 p.m.-Woman's Hour: Char-Company on accumulation at a lotte von Kalb, A Tribute on guaranteed minimum rate of in- the 125th Anniversary of her terest (usually 3 per centy in fact, using the Company as your Banker. death.
There are several combinations of these options which may be utilized. For example, the widow of a man with a £1,000 policy can arrange to have it paid in this manner.
by
Harry
PROGRAMME -
1. Bolas
" Study in F sharp-Arenaky. Impromptu in A-Scriabin, Gavotte in D-Glazounov.—
Harry Ore.
2. Two Pianos-.
Romance-Arensky,Marina Barretto and Barry Oze. 3. Bolas....
Night in May.-Palmgren. Study in E flat minor- Mescheles Marina Barretto. 4. Two Pianos-
Dance Macabre.-Saint-Saens, -Marina. Barretto and Harry Ore.
@p.m-A Relay of the Daventry News Bulletin and Announce- ments (Copyright by Reuter). 9.20 DIN.
Two Songs by Miliza Korfus (Soprano)
1. Funicull-Funicula (Denza). 2. La Danza (Rossini). 9.30 p.m.-
A Variety Programme Plano Duets-Hit Memories Med- ley-Jack Wilson and Jimmy Leach.
Bong-Bay that you will not for- get ("Forget me not")Joan Cross (Soprano). --
IF
9.05 p.m.-Call DJA, DJB,
(Germ., Engl). German Folk Song.
9.10 p.m-Greetings to our Listen-
7.
ers in India.
9.45 p.m.-Topical Talk,
11
10 p.m.--News and Economic Re- view in English on DJN and in
Dutch on DJA, DJB.
10.15 pm.-T5-day in Germany.
Sound Pictures.
10.30 p.m.-Der Waffenschmied/' An Opera by Albert Lortzing, 11.45 p.m.--Short Programme
Popular Music.
of
(a) Immediate cash
at death (b) £100 per year.
for 10 years
| 12 midnight.---Close DJA, DJB, DJN
(German, English)..
RADIO MANILA
*
6.30 a.. Breakfast Hour, of News-
and Music-English and Span- ish Current Events and Vaude- ville of the Air conducted by Don Alva. Morning Exercises by Prof. G. T. Suve of the In- sular Life Assurance Coi
7 a.m.-Sign Off.
9.30 am-Nielson Financial Re-
view and Musical Varieties. 11,30 am.--Sign Of
2.30pm Nielson Financial Review
and Musical Varieties 3.45 p.m.-Sign Off..
6 p.m.--Sunset Dance Programme
by the Lyric Orchestra,
6.20 p.m.-Spanish Informationa!
Period
635 p.m.-English Informational
Period.
J
168.0.0
£1,000.0.0.
Minimum guar- anteed total £1,168.0.0.
with
The widow of a "man £1,600 polley may have
(n) Immediate cash
at death
........ £ 179.0.0. (b) £100 a year for
20 years
£2,000.0.0.
Minimum guar- anteed total £2,179.0.0.
£2,000.0.0.
The widow of a man with a £2- 000 policy may have:-
(a) £100 a year for
20 years (b) A lump sura payment at the end of 20 years £1,053.0.0.
Minimum guar-
+
anteed total £3,053.0.0.
Here we come to another very important paint, and that is in- formation. If a client would only be more frank with the Insurance Agent, that Agent could help him to solve his problems far easier than if he witholds certains in- formation, which might cause the Agent to sell him the wrong pe of policy. We are all naturally very cautious when it comes to dis- cusaing money problems, but when you have decided to give an inter- view to an agent and you feel that you are placing your confidence in him, you car, be sure that he has... a reputation of giving good advice to live up to. just the same as a lawyer, or a Doctor. Every agent who has been properly trained is taught to put himself in the place of his client on the basis of the information he has received from that client and to do for that client exactly what he would like for himself if he were in a similar position
A good Insurance Agent who is a fully qualified man has no time to waste an people who try to be clever or on people who send circular letters round to as many Companies as possi ble. In Life Insurance par- lance we call that "shopping.” Over a period of years during which a policy is, in force, no one Company can guarantee, to give any better terms than any other Company. If one Company charges lower rates, you can be sure that their dividends will be proportion- The figures I have quoted pre ately lower than a Company that 6.35 pan.-Stock quotations, through" based on the Company allowing charges higher rates; if you are the courtesy of Swan Culbert-31 per cent on the money being thinking of taking Insurance, you san and Fritz..
left with them, instead of a lump should go to the man whom you sum being paid to the widow, like to deal with best and from which she may be lucky enough whose Company you think you will to bank at 1 per cent. Actually receive the best service. No In- the instalments paid out each surance Manager or agent can year are "increased by the surplus tell-a cilent exactly what his pro- interest which the Company may Ats are likely to be either next declare from year to year. Most year or in 1950 any more than any Companies are allowing 4 per of you can tell what you are likely p.m.-Educational Programme. cent this year. Also, Instead of to make in the same years. They conducted by the National being paid yearly, the Instalments can only give a very rough indica- Federation of Women's Clubs may be paid monthly, quarterly or tion. If you find an agent boost→ of the Philippines.
half-yearly. These figures do noting profits, you can be sure that 8.15 p.m.-"Rincon Espanol," tea- take dividends into account, the he is not a good salesman because
turing Ramon Estella
dividends would naturally in- he is trying to sell you something. 1.30 p.m.-Basque Presentation.
crease all the figures shown. There 8.45 pm.-Stock Quotations and fore, you will see from the Illus-
Local Market Reports.
trations, given that a £2,000 po iley can really yield over £3,000 his and would last much longer than
if paid out in a lump of £2,000.
COMPANY'S OBLIGATIONS
7 p.m.-La Insular Cigar and Ciga- rette Factory presents "Aires Fluplaos," with Juan Silos, Jr. and his String Ensemble. 7.20 p.m.-Symphonic Interfude. 7.30 p.m.-To be announced 7.45 p.m.-Elizalde y Cia. presents
Julio Esteban-Anguits..
`0 p.m.-N.E.P.A. Programme. 9.30 p.m.Tirso Cruz and
Manila. Hotel" Orchestra. 10 pm-8in pff
EMPIRE RADIO.
+
TRANSMISSION Hong Kong Times The following frequencies will,
Ah! Sweet Mystery of Life|
("Naughty Marietta").-Webs- used:- ter Booth (Tenor),.
Organ Bolos Berceuse de
C
Jocelyn.
Melody in F-Edward O'Henry, VocalDas ist die Liebe der]
Matrosen.--The Melody Gents. Song-Riding the Range in the
Sky-Turner Layton: Plano Bolos-Musical Comedy
Selection.-Charlie · Kunz,
80
10 p.m-Big Ben from" Daventry. Variety Programme (cont'd) Bong-You look
sweet Madame Maurice Chevaller. Vocal-The Trail of the Lone- some Pine-The Hill Billies. Guitar Solo-Dipsociania —Len
FALLS
7
The conception of modern Life' Insuance is that a Company hay-
which you may not be able to get. You can tell a good salesman Im- mediately, by the way in which he tries to put himself in your position and really do something for you, and you can help him to help you by being frank with him.
TYPES OF POLICIES
In modern Life Insurance there ing accepted a risk, should not are several types of policies which wash its hands of any further res- can be atted to respective needs
neponsibilities after the death of the tor example take an average man policy-holder. That is the time, with a young family of two or Gentlemen, when the Company's three children and let us assume Fower for good man be most exer that this man is ambitious and cised and whether the option, Is wishes to have his own home and
GSK 21.47 Mc/s (13,77 m.) G90 17.29 Mc/ (18.88 m.) p.m.-Big Bep. Quentin Maclean, at the Organ of the Trocadero Cinema, Elephant and Castle, London, Comedy Overture
(Keler-Bela). These Foolish j Things (Strachey), Mr. Bar ley's Abroad (Henman), Sweet- heart, Let's Grow Old Together" The (Bratton). H
Soldiers' Chorus (Faust) (Gounod, art. Myddleton).
7.30 p.m.-"Foreign Affairs," by Bir Frederick Whyte, K.C.SI, LL.D.
-
+
7.45 pm-Charles Manning and his Orchestra," from the Granada, Walthamstow.
pm-"Andante Doloroso.". An Improvisation on a theme by Robert Schumann. The story of the great composer's love for Clara Wieck. fold dramatic form by Norman
· Fulton... Music by Robert Schumann, Produced by WII- liam MacLurg,
Songs-Film Waltz Bongs Med-8.15
ley-Gracle Fields. Accordeon Solo-8peak to me of
Love.-George Bcott-Wood. Bongs-Parisian Plerret, o
We were dancing. Noel:
Coward
Orchestra-Ray Noble Medley. 10.39 pm-Dance Music.
11 pm-Cinse down.
BERLIN PROGRAMBIE
4.55 pm Call DJQ, DJA DIB
(Cerm, Engl).
German Folk Bong. pm German, Marches. 5.30 pm, News and Economic
Review in magiish.
10
retire at a reasonable age and we find that he has these needs for Insurance
GBH 21.47 Mic/s (13.97 m.)
(1). A small policy to pay a lump G80 1779 Mc/s (18.86 m.j
rum to his widow to pay-off out- GSF 15.14 Mc/s (1982 m.) '
standing accounts at death - p.m.-BigBen. A Recital by
clading expenses of his last illness Helen Irving (New Zealand and funeral, because when s man Planist). Finnish Lullaby dies, all his creditors such a (Falmgren). Second, Rhapsody in F sharp minor (Dohnany!) baker and candlestick-maker; have doctor, lawyer, undertaker, butcher, Giga (Kammell, arr. Craxton to have their accounts paid be-
10,15
and Mollat),
fore the poor widow and children p.m.-The Bournemouth can even look at one cent. Municipal Orchestra; leader. (2); He needs a policy which will Bertram Lowis; conductor. give hils widow a minimum monthly Richard Austin Solo Plano income for family up-keep, posal forte, Geoffrey Philipe. From bly decreasing after the education. the Pavilion, Bournemouth of the children is completed. Overture,-Prometheus (Beet- (3) He needs a policy to pay hoven). L'apres midi. d'un educational expenses by limited faune (Debussy) Planoforte mitaiments over a certain number Concerto in A minor (1) of yeaza mukana Allegro moderato (2) Adagio (4) He needs a policy to pay (3) "Allegro marcato (Grieg), off the mortgage of the, home he wants to own, to that he leaves.
11.05 p.m.--Musical Interlude,
0 p.m. Greenwich Time Signal 11.10 p.m. The Emptrates Again." his widow a home and not a
0 p.m. The News and Announce-
mente
9,20 mm--Musical Interlude... 9.25 mm "Down to the Bes 10 Ships: Bea Harvests Intro- duction." Wynn Thomas
9.45 PML-Close down.
TRANSMISSION: S
Two of the following frequencies
Another edition of the popular mortgage.
nouncementa, dok
concert party, presented by }^ (6) It is quite conceivable that
· Waham MacLurg”
the minimum monthly income that 24 55 m The News and Aphe ha arranged for is widow may not amount to neatly what Midnight-Greenwich Time Signal, he and his family are living on 12.15 am The BBC Dance Or-to-day, 'and it is possible to give cheatre, directed by Henry him a policy which will give his Hall FamClose down,
*** (Continued on Pass 2)
Page 5!