TNAG-2417-FCO40-3519-Hong-Kong-Her-Majesty-s-Overseas-Civil-Service-(HMOCS)-poli-1992 — Page 221

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ANNEX 3

1. PERIOD OF APPOINTMENT

The

appointment is for a period of two months from

1 October 1991 to 30 November 1991 or until

satisfactory completion of the study and production of

a final report, whichever is the earlier.

2

•

OBJECTIVE OF THE CONSULTANT

The objective of the Consultant is to conduct a feasibility study of a loan against pensions scheme and

recommend to the Civil Service Branch, Government

Secretariat the possible and practicable alternatives

identified. The loan against pensions scheme is a scheme under which a civil servant may against his accrued pensions benefits, financial institution and the loan will be managed by

the institution in the form of a fund until the

pensions benefits of the officer become payable.

a loan

with the

3. DUTIES

The duties of the Consultant will be to provide the

Civil Service Branch, Government Secretariat with

information and consultancy services which will enable

the Hong Kong Government to determine whether and how a

loan against pension scheme for the civil service could

be established. In this connection, consultancy

services shall include

.....