COMMERCIAL NEWS,
SILK COMBINE
is reported in the Osaku
NOTICE
PUBLIC AUCTIONS.
Mainichi that the Omi Kegyo THE Undersigned has received
Company at Nagahama Shiga
instructions to sell by Pub- "Prefecture and the Nippon Silk lie Auction on
1919,
at noon
at bis Sales Rooms, Duddell Street
Weaving Company, Tokyo, have | WEDNESDAY, the 21st May, bean making arrangements for an amalgamation for some time past. In this connection, it is now is ported the two companies have
· held shareholders' meetings, and decided to adopt the proposition. All questions of time and formal proceedings for the amalgamation have been entrusted to the boards -of directors of the two companies. After the consummation of the scheme, the present Omi Kogyo Company will be called the Nip- pon Nagahama Silk Weaving
Mill.
SLUMP IN MANILA FIBRE.
The Wreck of the S. S.
"Chiyo Maru"
as she now lies off the
-Lema islands Terms: Cash on fall of the hammer, when vessel will be at purchaser's risk.
Geo. P. LAMMERT Auctioneer.
THE Undersigned has received instructions to sell by Public Auction on
WEDNESDAY the 21st May. 1919,
commencing at 230 pm.
at his Sales Rooms, Duddel! Street
Large Quantity of Valuable
Household Furniture
comprising:
Teak
hatstand. blackwood curio cabinet & tables, carved cherrywood table, teak bookcases. writing desks, leather covered drawing room suite. easy chairs, carpets, rugs, etc. etc.
A considerable decrease in the production of abaca for April as compared with previous months will be shown in the monthly fibre report of the Bureau of Agriculture which is still under preparation. Figures obtained from the Fibre Division of the Bureau show the amount of bales of abaca certified during the month to be approximately 84,000. This is a decrease of more than 24,000 bales as compared with the previous month. The decrease has been due to the 4 inability of Samar and Leyte to keep up with their normal out- put. The reduction in the amount of bales of abaca certified in the two provinces is very abrupt for the month of April. The abaca provinces since December when the Christmas typhoon swept the abaca districts, have not been able to put on the market the normal amount of fibre but the decrease acted in Lerte and Samar has been most marked in comparison with other provinces. The severe drought that is at present prevalent throughout the whole archipelago is causing further difficulties among the abaca growers of the islands, New plantings made since the Christmas typhoop are feeling the effects of the extreme" heat and prolonged dry spell. Unless rains come soon'ît is feared that the set- back to the abaca crop will be most serious. The drought may; also kill the parent shoots. All the abaca provinces are facing great economic difficulties be- qwe abaca has failed to produce for the people sufficient profits during the past months. Most of the abaca growers and strippers are now employed in the produc-
Teak extension dining table & chairs, teak sideboard & dinner: waggon, ice chest, dinner service.] glassware, cutlery etc. etc.
Double brass mounted iron bedstead. teak single & double wardrobes with bevelled mirrors, teak dressing table & washstands. toilet crockery, etc. etc.
Also
One enamelled bath
Two pianos. On view from Monday, the 19th inst
Catalogue will be issued Terms: Cash on delivery.
Gieo. P. LAMMERT,
Auctioneer.
tion of cereals and other food-UNION INSURANCE SOCIETY
stuffs. There is now on excess of }
labour in the abaca plantations due to the decreased amount of fibre crop for stripping.
T/T Demard
30 dis
EXCHANGE.
SELLING.
60 d/s
4 m/s
T/T Shanghai
T/T Singapore.
3/644
3/6 7/6
3/6 9/16
3/6 11/16 3/6 13/16
Nom.
150
TIT Japan
'60
T/T India...
Nom.
Demozd. India ....
Nom.
San Francis-1
cc & Nex York!
82934-
200
TIT Marke
m. 5.10% 5.11
BUYING
4 male. D/P......
3/714 3/734
3/7%
TT Jave....................
TT France Demand. Paris
4 m/s. L
€ m/ L/C
30 d/s. Sydney and]
Melbouro.................
30. s. San Francis-Į
co & New York)
3/8
8416
4 m/s. Marks.................. Nom. ·
4 m/s. Francs ...... 5.28
mis. Franca..."5.34 Demand Germany.
Demand. New York. 82%
+
T/T Bombay.......... Nom. Demand. Bombay ...
TT Calcutta......... Nom.· Demand, Calcutta... Demand, Manila ... 1F9 Demand. Singapore, 150 On Haiphong . H Nom: On Saigon.
On Belskok, 434 Sovereign............ 5.60 Nom. Gold leaf per Tael... 41.20
Bar Silver, per oz ***
SUBSIDIARY COIN'S
gg 50 cta sub.
DISCOUNT PER $100:
$2% dis
́$1% dis
34% dis.
54% dis
coins
-10
5
OF CANTON LIMITED.-
NOTICE TO SHAREHOLDERS,
NOTICE IS HEREBY GIVEN
(172
THE HONGKONG
TELEGRAPH
NOTICE
NOTICE
BRITISH TRADERS“ INSUR- ANCE CO., LTD.
NOTICE TO SHAREHOLDERS.
NOTICE IS HEREBY GIVE
that the Fifty-third Ordin- ary Yearly Meeting of the Com- pany will be held at its Head Office, Nos. 3 and 4 Queen's Buildings Hongkong. THURSDAY, 22nd May 1919, at 12.45 pm. for the purpose of receiving the Report Directors together with the State of the ments of Account to 31st Decem- ber 1918, and of declaring dividends, etc.
The TRANSFER BOOKS of the Company will be CLOSED from the 12th May to 2nd May. both days inclusive.
મ
By Order of the Board,
14
C. H. P. HAY. Deputy General Manager Hongkong. 9th May. 1919..
THE CHINA FIRE INSUR- ANCE CO. LTD.
NOTICE TO SHAREHOLDERS.
NOTICE IS HEREBY GIVEN
that the Fiftieth Ordinary yearly Meeting of the Company will be held at its Head Office. Nos. 3. and 4 Queen's Buildings, Hongkong, on THURSDAY, 22nd May, 1919, at 12.30 p.m. for the purpose of receiving the Report of the Directors together with the Statements of Account to 31st December, 1918, and of declaring Dividends, etc.
The TRANSFER BOOKS of: the Company will be CLOSED from the 12th May to 22nd May. both days inclusive.
By Order of the Board,
C. H. P. HAY.
Deputy General Manager. Hongkong, 9th May. 1919.
SATURDAY, MAR 17. 1919
BANKS
THE BANK OF UHI
Presidential Mandate of 2äud November, 1917)
All persons with the ar- Authorised Capital ception of those of Chinese Paid-up Capital race, desiring to loave the Beserve Funds Colony should apply in person between the hours of 9 km, `to` 1 tan, and 2pm, to 4 nm, daily. --- AT THE PASS OFFICE, POST OFFICE BUILDING..
Applicants will be required to produce Passports or identifica
on papers.
-$60,000,000,00 $18,875,800,00 3,197,400,00
HEAD OFFICE: PEKING.
BANKSS
·BANI CON CANT
HEAD OFFICER HOWEKONG,
FOREIGN EXCHANGE and
Banking Business
Ganara)
INTEREST ON FIXED
DEPOSITS.
BRANCHES & SUB-BRANCHES:
(Poking): Haiting, Tungehow, Trenmoted. (North): Mirun, Chohsien, Pahzion, Ninlangan, Asaanbus, (Chikh) : : Tientsin, Paotintu, Lotai, Tsinha rien, Sanglang, Shuntebfu, Tang All persons with certain excepshan, Taming, Cholahden Weinzien
who remain in tions
the (Manchuria); Changchun, Moukden, required to Register themselves yuanchow, Heho, Hainningu, Colony for more than 7 days are Kirin, Teitahar, Newchang, Liso under the REGISTRATION of Tenants, Harbin, Dalay, Antung. PERSONS ORDINANCE 1916
Forms of Registration giving the Tiching, Chinghen, Sifeng, Halan, particulars required may be Suiwafu; Hailunin, Ningut, Kung obtained at the G. P. O. and at chaling Liaoyang Fayu, Fenchi, vil Police Stations.
ROD-COM-.
The Fenalty for liance is a fine not exceeding
A.
$
For 3 Months 3% per annum
..
For 6 Months 4% per annum.
For 12 Months 41% per annum.
LOOK POON SHAN.
Chist Manager.
Kaipingsian (Hupeh): Hankow, Shari, Ichàng. (Hunan): Changsha BANQUE DE L'INDO-CHINE (Kiangsu): Shanghai, Nanking,
(FRENCH BANK.) Soochou, Tangehow, Chinking, Wasih, Esachowin, Tangebox, Head Office: 15 bis Rue Laffitte, Farik, (South): Tsinkiangpo, (Shanteng): | Capital
France 48,3X1, 104 30,000,000, Trinan, Tsingtao, Chefoo, Tenghsien. Bewaren
BRANCHES AND AGENCIES. Lintsinhaien, (Shansi): Taiyuanlu,
Bangkok Hongkong Saigon Tagsheng. Sinkianhsien, Tatongfu, Battambang Honige Shanghai (Hons): Kaifong, Chowkizkow, | Canton Xowmen ***Singapore***.
Papeete Hrahsien, (Kwangtung): "Hongkong-Haiphong
Tiebesin Peisty
Tourana Pho.Pela Vladivostock
Pondichery
Djibouti
DIRECTORY Canton, Swatow, Kingshow. Ft. Hanow
Nearly
of the Total issue were sold last week.
Have you got
Your copy
yet? BREWER & Co. 23 Queen's Road.
THE CANTON INSURANCE
OFFICE. LTD.
NOTICE TO SHAREHOLDERS.
Ordinary The thirty-eighth. Yearly Meeting of shareholders will be held at the Offices of the undersigned on Wednesday the 21st May 1919, at 11.30 a.m.
The
Transfer Books and Register of Members of the Com-
A. S. WATSON & CO. LTD. pany will be closed from the 7th. May to the 21st May, both days; inclusive.
.
Immediately after the above
that the Forty-sixth Ordin-NOTICE IS HEREBY GIVEN mentioned Meeting the General that the THIRTY-FOURTH Agents in pursuance of Article ary Yearly Meeting of the Society ANNUAL ORDINARY GEN- 17 of the Company's Articles pro- will be held at its Head Office ERAL MEETING of the Com-pose to ask the Consulting Com- Nos. 3 and 4 Queen's Buildings, Hongkong.
THURSDAY,ny (since its registration) will mittee to sanction a call of $50 22nd May. 1919. at Noon, for the be held at the Hongkong Hotel. per share in respect of the monies purpose of receiving the Report day of May, 1919. at Noon. for members of the Company:
Hongkong, on Friday, the 23rd unpaid on the shares held by of the Directors together with the the purpose of receiving the Re December, 1918. and of declaring port of the General Managers Agents will also under Article.
Statement of Accounts to the 31st December, 104(p) ask for the sanction of the Consulting Committee to the par- ment of a special dividend of $50 per share (payable immediately after the call) out of the Reserve Fund.
Statements of Account to 31st
Dividends etc.
together with 3
The TRANSFER BOOKS of 1918. the Society will be CLOSED from the 12th May to 22nd May, both days inclusive.
By Order of the Board.
C. H. P. HAY. Deputy General Manager. Hongkong, 9th May, 1919."
The REGISTER OF SHARES of the Company will be CLOSED from Monday the 19th day of May to Monday, the 26th day of May. 1919, both days inclusive, during which period no Transfer of Shares can be Registered.
JOHN D. HUMPHREYS & SON. General Managers.
WISEMAN, LTD. Hongkang. 13th May. 1919.
TEA DANCES
on
TUESDAY. May 20th.
and
THURSDAY, May 22nd
MARTIN'S
ASTEEL
Kvety dan may be admistajatest. Then whe
Al Üzemima sak SKOVANIE VAN
MARTIN'S
APIOL&STEEL
晶
PREVENT DISEASE "INSECTOX
12
IMPROVED HEPPELL'S FLY SPRAY." SUPPRESSES FLIES, MOSQUITOS & OTHER INSECT DISEASE CARRIERS
"INSECTOX OUTFITS** coating of (ala of “ Household Lasecaz.” storier and
Price $4.00 "HOUSEHOLD INSECTOX
Kefl'e, for ne in home hospitals, hotels, etc."
Price $1.30 per tin. "CRUDE INSECTOX", extra mas in eamnya, stables, factorios, cvolio queries nie.
• Price $1.30 per tin "HORTICULTURAL INSECTOX"
Badly, for scaring plants Inteɛnd wha mentry, Barndoms 10 plant lifa.
• Price 70c. per tin.
On sale at Messrs. A. S. Watson &
Co., Hongkong & Kowloon, Bakily Co., Hongkong, and leading stores.
TA & CO.
At the same time the General
Should these sanctions be ob- tained the Transfer Books and Register of Members will be closed for an additional 14 days, Le until and including the 4th June 1919.'
JARDINE MATHESON
& CO., LTD. -
General Agents. Hongkong, 30th April. 1919.
THE HONGKONG & SOCIE CHINA WAR SAVING? ASSOCIATION.
APPLICATION forms r
.
Membership of the aber6 Association may be obtair, d from all the Banks or from the undersigned.
THE UNION INSURANCE SOCIETY OF CANTON, LTJ
Honorary Secretone, & Treasurers. Hongkong. 15th January, 1912.
LESSONS IN CHINESE
MR. LI HON PAN, a Chinees – graduate (væmd in Berazers, has been a beachač so zas epeda Ozpelak sand Marchants in this -- avony for CON YASH
He has a good method of haining Puropes to paas in the hazare examination, and a p samaed of a fizik zate oertidosta saa "h sem leacha.... Be lna snc » gướt knowledge of, kinodarinand Bakin Those who tratand, mening Che Chame language KEN ENquoased to write acre of *Hongkong vaih graph* Üle or direct to. Na 128 Wellington Struts. Bruk foot,ad, to Xamos Ribsizo ADA Alva, OSE Bupesin Colch, Green Lang
IN
BANKERS; FRANCE: Comptait National d'Es- compte de Parity Credit Lynn Banque de Paris et des Pays-Bas Credit Industriel et Commercial Soiecte Generale. LONDON: The National Provincia:
Enion Bank of England Ltd Comptoir National d'Escompte de Paris; Credit Lyonnais
kien): Fooshow, Amoy, Hankong, Hazof Chuanchowfu, Changchowic, San- tano, (Cheking): Haachow, Shaob- IN ung, Huchowip. Kashing, Wanchow, Niapo, Lanchi. Yarao, Haiman, (Kiangui): Nanchang. Kiukiang, Chistehchen, Chian, Kanchowiu. (Anwheî): Woho, Anking, Panglow, Luchowin, Tatung. Tunghi, Luxa, (Szechuan): (Kweichow): Kweiynng- fü, (Shansi): Siania, Hangchungfa. (Saiyuan): Kweihwating, Paoto choo (Tsahar): Kalgan Fengchen. (Urga): Ürga. Hakintao.
HONGKONG BRANCH.
IN NEW YORK: J. P. Morgan & Co.
Interest allowed on current Accounts and
Fixed Deposits according to arrangement.
Every description of banking and ex change besined transacted,
A SIRE Acting ManageT. Hongkong, October 21st, 1918,
Interest allowed on current a0"|_ BANQUE_INDUSTRIELLE
#Terms counts and, fxed Deposits.
DE CHINE on application. Every description of
(FRENCH BANK). Banking Business transacted. Lone Solcribed Capital granted on approved securities. Fald up Special facilities for home exchange.
TSUYEE PET.
Manager,
RAMSAY & CO.
WE HAVE A LARGE SELECTION OF TYPEWRITERS ALWAYS IN STOCK AND SOLICIT YOUR KIND INSPECTION,
WE SPECIALISE IN TYPEWRITER REPAIRS WHICH ARE EXECUTED BY
EXPERT MECHANICS.
.
WE ARE IN THE BEST POSITION TO SUPPLY TYPEWRITER REQUISITES.
SEND US YOUR ORDERS FOR RIBBONS
CARSON PAPER, ETC.
PEAK TRAMWAYS CO. LTD
TIME TABLE
WEEK DAYE.
7.00
to 8.00
100
to 9.30
1.80
to 12.0
22.30.
to 1943 pm
20 145
45
-
915
to 3.00
$00.
FIGHT TARE.
Every 15 zalm
11 poin
15 mio
15 in
15 m/z I -
8.30 p.m. 9.00 num. 99o p. P.3o Dan, to 1.1.10 p.m. every 30 miña'es 71.45 pm. SATURDAY - FITRA CARS.
12.00#7driebt-
FURDAYS.
to MS am. Every
Se FLUO DO
7.39 A
9.0%
11:30
11.33
19, nech to 1,
100 p.m. to 1,30
4,00
10 G20
6.37
to 600
:
NIGHT CARA
as an Week Day's.
SPECIAL ORS
By STEDEDct na tom C'employs Gile Artantes Buildings. Der Toen Boad. JOHN D. HUMPHREYS & FOR
Don't Look Shabby !
Ere
Suits that have lost their shape and, freshness made to look like new by Diamond. By the Diamond process they are thoroughly cleaned or dyed and tailor- pressed and the cost is only a few Dollars. Think what it saves in. tailors' bills to give an old suit again
a new lease of life..
The DIAMOND DYEING"&
DRY CLEANING" CO......
Agani,
CASSUM AHMED
32 & 34 Wellington Street
28 Nathan R Road Kowloon
TEZ 1452
וי
Fr. 75,000,000 $7,500,000 (1/3 of the Capital ie. F. 2,000,000,- subscribed by the Government of the Chinese Republe-)
Chairman of the Board of Directors:
Andre Berthelo: General Manager A. J. Perotte
.
HEAD-OFFICE-
74, Rue Sainz-Lazare, PARIS BRANCHES Feking
Shanghai Tientais Hangkoor ExTO
Saigon Haiphong
Yumaazifu
Made ortock
Canzon
Foochow
BANKZES:
IN FRANCE: Societe Genem pods
favoriser
le Development de Commerce et de 1Tndustrie en Frazee.
BANKA
HONGKONG & BHANGRA SE
BANKING CORPORA
TION.
Paid-up Capital.......
RESERVE FUNDS:
Sterling
£1,500,000 at 2-
$15,000,00 Silver $31,000,000
$96,000,008 Reserve Liability of
Proprietors. $15,000,000
COURT OF DIRECTORS
I.A. Planmer, Kat--Chades RT.APAT, 89-Depoty Chairman, `· A. E. Casper, E 1. Gabbay, Kos Rom Mr. & H. Dowell, Hom: P. ». Horyms ir. E. Patrode, M
Home Landing
Boogkong-V. J. Mabh, Eng
MANACKS
Shanghai-4. G. Bephan, Zag London Hanker-London County and WIS nashader and Parr's Ban's Limited,
Hongkong Intell¿llowed
** On Current Account as the rule of if you' *}
For
per SAKUSA On the dady balance
ON FIXED DEPOSITA
montba & per tenk, strto For 6 months, 14 dae ones. Shorugh: YU I SIGIOSA, 4 per omni, saNKEN. N. J. STABB,
Chief ManaDR. Bngkong, 31st October, 1914
HONGKONG SAVINGS BANK.
THE Boston of tax Rözve dam is condoceat? the Wo:GIO (8)
SI CORPORATION
Rs may be obračaut on applicaties.c ISTERISE un deposits is allowed on the Th Ima Bouthly balance se fai per cunt, por VERİ Depacicas way transfer, of their opties, kanany of 0 of more in the Honkase vol Them Bank to be placed on Fuko baYONE W
For the Hongkong and Bonngual Bwaking N. J: STABE
Chief Manage
THE CHARTERED BANK OF INDIA, AUSTRALIA AND
CHINA.
Incorporated by Royal Charter Lin
WELD OFFIER – LONDOS PAILUT CAPTIAL RETESTR YURD.
BREPSYS LIABILITY OF
FROPRIETORS
£100.oor
FORMIGN LICHANGT -- Sutra) Basto before tranend CURRENT ACCOUBTS speed and YELPS CEPOSITE TECalved for 2 year or morien pedicle > area which will be quoted on application J. L Crockalf; -
Manages Hongkong, 11th April, 1913
TREMERCANTILE BANK OF INDIA LIMITED.
Head Office 15. Gracechurch Street. I ordon. Authorised Capital ........ £1,500,000 Subscribed
Faid Up
Feserve Fund & Rest.
BAKERS,
1,500,000
750,000
785.700
The Lack of Brgland. Lotion Joint City & Midized Bank, Limited
Bonhay
Calguiza
Colombe
Dell
Gake
Hearknop
FOOTD
Kandy
BRANGES
Port Louts (Mauricing.)
. Karach
Too Bones
Xadras
Kula Lamper
PFALZE
Fangook
Singapor
Shanabad
RONGKONG BRANTE
Every seriptice of Pasking, and i Zzəbany
IN LONDON: The London County Westnem transazled.
minister and Paris Bank Ltd: The London Joint Lity and Midland Bank Ltd.
IN NEW YORK: edmond & Co..
Correspondents in the Chief Commercial centre of the world.
TELEGRAPHIC ADDRESS:
CHIRANKIND
interested on Current Accounts at E par Depost at rate which may be ascertatred or ront per annum og Daily Baietsen, and or Find application
C. L. SANDES,
Acting Manager
THE
LIMITED.
Interest in i arrent Accounts and Fixed YOKOHAMA SPECIE BANK.
Deposita in Local urrency and in Gold.
Terms on application.
Every desaription of Banking and Ex- change baking transacted
Special facilities for French exchange.
M. FOUET DE JOURNEL Mamger.
HONGKONG SEANCH.
Queen's Burding.
5. Chater Road * Tal. 2440
THE BANK OF EAST ASIA LTD. 司公限有行銀亞菜
Head-Office
No. 2, Queen's Road Central,
$2,000,000,00.
Paid up capital
Directors.
Mr. Pong Wai Trg, Chairmas. Mr.Chow Shou for. Mr. 11Korn Chan Mr. Kan Ying Po. My Mok Chin KooK Mr.Chan Ching übek Mr. Wour Yun Tong Mr. Cras at Ming. Mr. Faze Ping Shan
Established 188. Authorised Capital F Paid-up Capital .. Reserve Fund
548.000.000
42.00.000
25.000.000
Herd Office-YOKOHAMA
Brasobes Bombay
Loodca
Agroting San Francisc
Buenos & VETE
BARTL
Caletta
bangunan
Deirea
Fongthen
Parsen
Les Agri Kapunkt Newchwang New Yo
Cranks
Kat You
Feking Rangio
akerة
Sydne
Slogapore Feattle Soezabora Shimenea) Theutta
Tamsats Vadirbo
Interest allowed un Carrent 1.teamt Depos revet for and periods at race to be cut applicati
EISHI ONO, Manager,
Mr. P. B. Kwak, Mr. Ng Chang Luk Hongkong, 12th September, 1918.
Chief Manager.
Mr Kon Tong Pa.
Asst Manager.
VT. Li TrenD.
Every description of Banking and Exchange
business transacted.
Los
granted on approved securities. Interest allowed on Current Deposit Account at the rate of 2 per cent reramum, and on Fixed Deponia at the following mater:- For 3 months at the rate of 3% per annum.
For 6 months at the rate of 4% per annum.
is
For 12 months at the rate of 5% per annum,
Kan Tong Po.
Chief Kanger
THE CHINESE MERCHANTS BABE, LTD.,
司公限有行假西華
"H, Queen's Brad, Curtive
Chairman of Bount of Directare.
Yan His Chees: Eng.
Gert Backing - and Hoshangs bestaan,
Loana graziad en spproved securities
· Current Arevenda espina and Pixed Deportis drains whlab may be ascertained an application not
The Bank tho ́sõiducia a Savings Depars
LUU HOÀNÚAN
INTERNATIONAL BANKING CORPORATION..
HEAD OFFICER NATIONAL OITY, BAKE
BUILDING: ***
55 Wall Street, New Yorku CAPITAL AND SURPLUS VALUE. $4500ALN UNDIVIDED PROFIT................ DR. $250,24KM H.T.E, Crew. Frouident and General Manager. LONDON OFTICK: 26. Blakeygenta, E.C. SAN FRANCISCO CUTICED, Mostessey Stron LASTERS BEZÍTALS: CHINA Bhanghai, Prices, Taciz Bank JAPAN: Yekabeans, Lobe.
PHILIPPINES OZ. PIDIA 1--Bomber Caletta STRAIT GETTLEMENTOS espera. DUTCH TEST-IN DIES), 4tavin, Bouralien
WEST INDIAN AND CENTRAL AFERIORE BRANCHES Panavia, Colom, Madela, Baxter Domina, A
Patro da Maporte, Bestiago, Puerto Pizza
In addition, to z dwal Brioches, by resson pla
elose anlaties with
THE RATIONAL CITY BANK OF NEW YOU
At Genos. Pažit PASI
CHINESE MERC CHINZJE
· Commerefat