N°: 2147-
Banks.
The
HONGKONG AND SHANGHAI
BANKING CORPORATION.
PAID-UP CAPITAL
„RESERVE FUND
PROPRIETORS
RESERVE LIABILITY OF
Court of Directors {~
$7,500,000 4,000,000.
7,500,000
CHAIRMAN-Hon. JOHN BELL-IRVING. DEPUTY CHAIRMAN-W. H. FORBES, Esq
C.D. BOTTOMLEY, Esq. | S.C.MICHAELSEN, Esq.
W. G. BRODIL, Esq.
H. L. DALRYMPLE, Esq.
J. F. HOLLIDAY, Esq.
B. LAYTON, Esq.
J. S. Moses, Esq."
L. POZsnickax, Esq.
N, A. SIEBS, Esq.
LIMITED
E. A. SOLOMON, Esq. FASHIONA
CHIEF MANAGER.
HONGKONG-G. E. NOBLE, Esq.
MANAGER.
SHANGHA!-EWEN CAMERON, Esq. LONDON BANKERS-LONDON AND COUNTY BANK,
HONGKONG-INTEREST ALLOWED.
N CURRENT DEPOSIT ACCOUNT at the rate of 2 per cent, per Annum on the
daily balance,
ON FIXED DEPOSITS
For 3 months, 3 per Cent. per Annum,
For 6 months, 4 per Cent, per Annum, For 12 months, 5 per Cent. per Annum, LOCAL BILLS DISCOUNTED.
старой
THE
THE
Hongkong Telegraph.
FRIDAY, FEBRUARY 1, 1889.
Entimations.
ALL&FIOLTZ
HE
OPERATIVE
THE
FOR
COMPANY
RACES.
LIMITED
ASHIONABLE TWEED SUITINGS, TROUSERINGS COATINGS, VESTINGS, SILK and MERINO HOSIERY, LONG CLOTH SHIRTS LINEN COLLARS, DERBY SCARFS, GOODWOOD TIES, TERAI and FELT HALTS, BOOTS, SHOES, GLOVES,
&C. &C.
FOR THE
RACE S.
RACING JACKETS and CAPS, (SILK or SATIN), RIDING BREECHES, RIDING BOOTS and TOPS, RACING and other SADDLES, SADDLE CLOTHS, BRIDLES and BITS, SUITS of CLOTHING, RIDING WHIPS, CURRY COMBS, BRUSHES, and all STABLE REQUISITES.
CREDITS granted on approved Securities, JAU
and
every description of BANKING
EXCHANGE business transacted.
and ·
DRAFTS granted on London, and the chief commercial places in Europe, India, Australia, America, China and Japan.
G. E. NOBLE,
Hongkong, 1st January, 1889.
RULES
OF THE
Chief Manager.
[8
HONGKONG SAVINGS
BANK.
E-THE BUSINESS of the above BANK will be conducted by the HONGKONG AND SHANGHAI BANKING CORPORATION, -on their premises in- Hongkong. Business Hours on WEEK- DAYS, 10 10 3; SATURDAYS, ro to 1.
2-SUMS LESS THAN $t, or MORE THAN
$250 at one time will not be received. No Depositor may deposit more than $2,500 in any one year, 3-DEPOSITORS in the SAVINGS BANK, having $100, or more, at their credit may at their option transfer the same to the HONG KONG AND SHANGHAI BANKING CORPORATION on fixed deposit for 12 months at 5 per cent, për annum interest. -INTEREST at the rate of 3% per annum will be allowed to Depositora on their daily balances. 5-EACH DEPOSITOR will be supplied grails
with a PASS-Boox, which muit be presented with cach payment or withdrawal. Depositors must not make any entries them selves in their Pass-Books, but should send them to be written up at least twice a year, about the beginning of January and beginning of July,
6. CORRESPONDENCE as to the Business
of the Bank, if marked ON HONGKONG SAVINGS BANK BUSINESS, will be forwarded free by the various. British Post Offices in Hongkong and China, 7-WITHDRAWALS may be madeon demand, but the personal attendance of the Depositor or his duly appointed Agent, and the production of his PASS-BOOK, are
FOR THE HONGKONG AND SHANGHAI
BANKING CORPORATION,
G. E. NOBLE,
Chief Manager.
necessary.
19
Hongkong, 1st January, 1889 THE NEW ORIENTAL BANK CORPORATION, LIMITED. AUTHORISED CAPITAL .................2,000,000. PAID-UP CAPITAL 500,000. Registered Office, 40, THREADNEEDLE STREET, LONDON,
BRANCHES IN INDIA, CHINA, JAPAN AND THE COLONIES,
THE BANK receives MONEY ON DIPOSIT.
Tund Sells BiLLE OF EXCHANGE,
ISSUES LETTERS OF CREDIT, forwards -BILLS for COLLECTION, and Transacts Banking and Agency Business generally, on terms to be had on application.
INTEREST ALLOWED ON DEPOSITS :
Fixed for 12 months, 5 per Cent, per Anaam.
4
" 4 "
11
ÖN CURRENT DEPOSIT ACCOUNTS 2 per cent, per Annum on the Daily Balance.
APPROVED CLAIMS on the ORIENTAL BANK CORPORATION, in Liquidation, or the BALANCES of such claims, purchased on advantageous terms,
AGENCY OF THE NATIONAL LIFE ASSURANCE
SOCIETY.
E, W. RUTTER, Manager. HONGKONG BRANCH.
NOTICE.
HONGKONG & WHAMPOA
DOCK COMPANY,
LIMITED.
SHIPMASTERS
AND ENGINEERS are respectfully Informed that, if upon their arrival in this HARBOUR 'none of the COMPANY'S FOREMEN should be at hand, ORDERS FOR REPAIRS, if sent to the HEAD OFFICE, No. 14, Praya Central, will receive prompt attention,
In the event of complaints being found secessary, communication with the Undersigned @ requested when immediate steps will be taken
rectify the cause of dissatisfaction.
ong, 25th August, 188
„D. GILLIES,
Secretary,
FOR
T H.E'
RACES."
Shipping.
SAILING VESSELS.
· FOR LONDON AND HAMBURG.
HE A. I. British Bark
THE
ན་
"JOHN NICHOLSON,"
W. Quine, Master, will load here for the above Ports, and will have quick despatch.
For Freight apply to
PUŠTAU & Co.
Hongkong, zand December, 1886.
FOR SAN FRANCISCO.'
THE An I, British Bark
"KITTY,"
[36
SIX DOLLARS
'PER QUARTER .
Mails
CANADIAN PACIFIC STEAMSHIP
COMPANY..
TAKING CARGO AND PASSENGERS TO
JAPAN, CANADA, THE UNITED "
STATES AND EUROPE,
VIA
THE CANADIAN PACIFIC, RAILWAY AND OTHER CONNECTING RAILWAY LINES & STEAMERS,
HE. British Steamship
THE
BATAVIA,
2,558 Tons Register, Auld, Commander will be despatched for VANCOUVER, B.C.
Laird, Waster, will load here for the above via KOBE and YOKOHAMA, on THURSDAY, Port, and will have quick ‘despatch.
the 7th February, at 3 P.M. For Freight, apply to
RUSSELL & Co. Hongkong, 14th January, 1889
FOR NEW YORK.
THE 3/3 A. I. I. American Ship
"PACTOLUS,"
[84
Burnham, Master, shortly expected, will load here for the above Port, and will have quick despatch.
For Freight, apply to
PUSTAU & Co. Hongkong, 19th December, 1888.
FOR NEW YORK.
AUNAY'S CHAMPAGNES, “ROYAL BLEND" and "SPECIALLY SELECTED WHISKIES, BRANDIES, GIN, PORTS, SHERRIES, THE 3/3 L. I. L American Ship
CLARETS, EMPIRE PALE ALES, EMPIRE EXTRA STOUT, FINEST BRANDS of CIGARS, and CIGARETTES, TOBACCOS.
:
ALSO,
» AN ENTIRELY NEW STOCK” of SMOKER'S REQUISITES.
Hongkong, 26th January, 1889.
The HALL & HOLTZOAT LAD
W. BREWER.
HAS JUST RECEIVED
NEW PIANOS by Collard and Collard.
5,000
Kirkman. New Cheap Literature, 25 cents vol. Daudet's Sappho illustrated. Gautre's Mademoiselle de Maupin, Haggard's Cpl. Quaritch. Furnear Animal Physiology. Grammar of Palmistry.
How to Mix Drinks. Caibard's Invisible Powers of Nature,
Hongkong, 12th January, 1889
Cardinal Newman's Life
Sir Thomas Brassey's Life. Ainsley's Extra Master's Guide. Boy's Handy Book of Sports. New Children's Books. New Ladies' Tennis Shoes. Demon Tennis Racquets, Champion Tennis Balls. Footballs and Boxing Gloves.
W. BREWER, UNDER HONGKONG HOTEL.
· Έχος |
COMPANY
Shipping.
STAEMERS.
[26
THE CHINA SHIPPERS' MUTUAL STEAM NAVIGATION COMPANY, LIMITED.
FOR LONDON, VIA SUEZ CANAL. "HE Company's Steamship
THE
"CHINGWO."
R. H. Machugh, Commander, will be despatched as above on or about the 30th inst
For Freight, etc, apply to
ARNHOLD, KARBERG & Co.,
Agents
Hongkong, 15th January, 1889.
*) INDO-CHINA STEAM NAVIGATION
COMPANY, LIMITED.
FOR SINGAPORE, PENANG, AND CALCUTTA.
KELLY & WALSH, LD. THE Company's Steamship
USEFUL, CURIOUS AND Prof Commercial Forms; $1, DAYNE'S Business Letter Writer and Book Payne's Social Letter Writer, $1. Hoffmann's Tricks with Cards, 40 cts, Donnelly's Manly Art of Self Defence, 40 cts. Guide to Dog Training, 40 cts. Self Cure of Stammering, 40 cts. Secrets Worth Knowing, 40 cts. Common Sense Cook Book, 40 cts.. Rapid Reckoning, the Art of making calculations
with almost instantaneous speed, 40 cts. Diseases of the Dog, 40 cts. The Whist Player, 40 cts, German at a Glance, 40 cts. Spanish at a Glance, 40 cts. French at a Glance, 40 cis. Italian at
a Glance, 40 cts, Haney's Alphabet Designs, 75 cts. Art of Training Animals, 75 cts. Burdett's Irish Dialect Recitations, 40 cis, Burdett's Shaksperian Recitations, 40 cts. Burdett's Serio Comic Recitations, 40 cts,
Burdett's Pathetic Recitations, 49:cia, Kitter's Book of Mock Trials, 46 cts. The Impromptu Speaker, 40 cts. Night Side of New York, 40 cts. Rogues & Rogueries of New York, 40 cts. Bardett's Negro Dialect Recitations, 40 cts. Josh Hayseed's Trip to New York, 40 cts..
ENTERTAINING BOOKS. The Detectives' Club, thrillingadventures, 40 cts. Burdett's Heroic Recitations, 40 cts. Brudder Gardner's Stump Speeches, 40 cts. Burdett's French & Yankee - Recitations, 40 cts. De Vere's Wit and Humour, 40 cla, Burdett's Datch Dialect Recitations, 40 cts. Bardett's New Comic Recitations, 40 cts. Snares of New York; its tricks and traps 75 cts. Humours of Ventriloquism, 25 cta.
Madame Juno's Dream Bock, 40 cts, Popular Recitations, zo cts.
Joe Green's Visit to New York, zo cts. Uncle Si's Black Jokes, 20 cts. Wilson's Ball Room Guide, 75 cts. Houdin the Conjurer, 75 cts. Lessons in Horse Judging, 75 cts. Modern Bar Tender's Guide, 75 cls. Dunbar's Complete Book of Etiquette, 75 cts. Practical Guide to Scene Painting, $1,50. How to make up for the Stage, 25 cts. Bad Memory made Good, 25 cts.
How I became a Ventriloquist, 20 ct. Napoleon's Oraculum, 20 cts. The Poker Primer, 20 cia. Tricks on Travellers, zo cts. Drummer's Yarns Fun on the Road, 20 cts. Gipsy Queen Dream Book, zo cts. Brother Jonathan's jokes, 20ʻcts......... Fun Everlasting, 30 cts..
W. POWELL & CO.
RACES't
and Steamship Glenlyon...
RACES!!
RACES!!!
"TAISANG,"
[89
Captain Jackson, will be despatched as above on MONDAY, the 4th February, at Noor.
This Steamer has Superior First Clasa Accom-
"'STATE OF MAINE,”
[34
G. Small, Master, shortly expected, will load here for the above Fort, and will have a quick despatch.
•
For Freight, apply to
PUSTAU & Co., Hongkong, 19th December, 1888. · [X04·
Mails.
U S. MAIL LINE.
PACIFIC MAIL STEAMSHIP COMPANY
THROUGH TO NEW YORK, VIA OVER LAND RAILWAYS, AND TOUCHING AT YOKOHAMA, AND SAN FRANCISCO,
“HE U.S. Mail Steamship :
THE
* "CITY ÓP NEW YORK" will be despatched for San Francisco, vid Yoko hama, on WEDNESDAY, the 6th February, al PL, taking Passengers and Freight for Japan, the United States, and Europe.
Through Bills of Lading issued for trans- portation to Yokohama and other Japan Ports, to San Francisco, and Atlantic and Inland -Cities-of-the-United States, via Overland-Rail- ways, to Havana, Trinidad, and Demerara, and ta ports in Mexico, Central and South America, by the Company's and connecting Steamers.
Through Passage Tickets granted to England, France, and Germany by all trans-Atlantic lines of Steamers.
First-class Fares granted as follows - To San Francisco..........................................$200.00
To San Francisco · and return, Į 350.00
available for 6 months...................n) To Liverpool...... To London....
****** 325.00 ********* 330.00
To be followed by the S.S. "PARTHIA" on 7th March and S.S. “ABYSSINIA" on 4th April.
Connection will be made at Yokohama with Steamers from Shanghai and Japan Ports, and at Vancouver with San Francisco and Pacióc Coast. Paints by the regular Steamers of the Pacific Coast Steamship Company and other
Steamers,
Through Passage Tickets granted to England, France, and Germany by all trans-Atlantic lines of Steamers.
First-class Fares granted as follows To Vancouver and Victoria...(Mex.)$160,00 To San Francisco...................
To all Common Points in Canada Į
and the United States.
To Liverpool
To London..z.
175.00
230,00 mamanganini 300.00 ********* 305.00 rates. Special reduced rates granted
To other European Points at proportionate Officers of the Army, Navy, Civil Service, and the Imperial Chinese and Japanese Customs to be obtained on application.
Consular Invoices to accompany Cargo des- tined to Points in the United States, should be sent to the Company's Offices, addressed to Mr. D. E. BROWN, District Freight Agent, Vancouver, BC,
Freight will be received on board until 4 P.M. on the 6th February.
All Parcels must be sent to our Office and should be marked to address in full; and the same will be received by us until 5 P.. tha day previous to sailing.
apply to
For information as to Passage or Freight,
ADAMSON, BELL & Co.,
Agents. Hongkong, toth January, 1899.
33
OCCIDENTAL AND ORIENTAL STEAM- SHIP COMPANY.
TAKING CARGO AND PASSENGERS TO
“JAPAN, THE UNITED STATES,
MEXICO,
CENTRAL AND SOUTH AMERICA, AND EUROPE: VIA
THE OVERLAND RAILWAYS,
AND
ATLANTIC AND OTHER CONNECTING STEAMERS,
THE Steamship
"BELGIC"
will be despatched for San Francisco, vid Vokohasus, on WEDNESDAY, the 13th Feb,
at.1 2.3.
Connection will be made at Yokohama with
Steamers from Shanghai and Japan Ports.
modation, specially constructed to meet the rates. Special reduced rates granted to Officers address in full; and the same will be received at
requirements of tropical climates.
JARDINE, MATHESON & Co.,
General Managers. Hongkong, 29th January, 1889. [143 NAVIGAZIONE CENERALE' ITALIANA (FLORIO AND RUBATTINO
UNITED COMPANIES).
STEAM FOR SINGAPORE, PENANG AND BOMBAY,
having connexion with Company's Mail Steamers, to ADEN, SUEZ, PORT SAID, MESSINA NAPLES (LEGHORN), and GENOA all MEDITERRANEAN, ADRIATIC, LEVANTINE, and SouтH AMERICAN PORTS up to CALLAO. Taking Cargo at through rates to PERSIAN GULF and BAGDAD, THE Company's Steamship
"BISAGNO."
will be despatched as above on or about the 8th
February
At Bombay the Steamers are discharging in Victoria's Dock.
...
For further particulars regarding Freight and Passago, apply to
CARLOWITZ & Co., Agents. Hongkong, 30th January, 1889.
[118 CHINA NAVIGATION COMFANY LIMITED.
PORTS, SYDNEY AND MELBOURNE.
NEW GOODS Specially Imported for the RACES are arriving by the next English Mail FOR PORT DARWIN, QUEENSLAND RACE SCARFS, BOWS, ROSETTES, JACKETS & CAPS made to any combination of colours. BRIDLES TRIMMED.
W. POWELL & CO.
Victoria Exchange, Hongkong, 26th January, 1889.
ROBERT LANG & CO.
TAILORS, HATTERS,-SHIRTMAKERS, AND GENTLEMEN'S OUTFITTERS.
HAVE RECEIVED THEIR SECOND DELIVERY
WINTER
OF
THE Company's Steamship
TSINAN," Allison, Commander, will be despatched as above) on FRIDAY, the 8th February, at 4.P.36
The attention of Passengers is directed to the superior Accommodation offered by this Steamer, First Class Saloon and Cabins are situated forward of the engines, Second Class Passengers #9 | are: Berthed in the Poop. A Refrigerating chamber ensures the supply of fresh provisions during the entire voyage. A duly qualified Surgeon is carried.
JINTER COATINGS TWEED, and DRESS SUITING, TROUSERINGS and
ULSTER TWEEDS. A very stylish selection...
OUR OUTFITTING STOCK IS ALSO COMPLETE IN SEASONABLE GOODS.
"QUEEN'S ROAD (Opposité HONGKONG HOTEL)
:::88 Hongkong, 14th January, 1879-
LANE, CRAWFORD & CO.
DDLER Y
HAVE A FULL STOCK OF
AND STABLE
Suitable for the training season,
S. UN D
NICHOLL'S BEST RACING, SADDLES --
Jockey Whips, Light Racing Rains, &c4 &c., Black and Brown Fony Harness.
Driving Gloves, Knitted Gloves with Leather Fingers, Mufflers, Cardigan" Jackets, Carriaga, Wraps, and Wan, Cinning of all kinds attable for Early Morning Wear at Race Course Rain Coats, Umbrellas, and Rubber Overshoes, Riding Boots and Tops,
Orders now being taken for Racing Colour."
Honghong, isth January, 1389.
LANE CRAWFORD&C°3
For Freight or Passage, apply to
BUTTERFIELD & SWIRE, Agents. Hongkong, 23rd January, 1889,
[123 STEAM TO YOKOHAMA, VIA NAGASAKI,
AND KOBE Leg (Passing through the INLAND SZA) HE P. & 0,9, N. Co.'s Steamship jie
#AWGWALIOR#eskaini
|
To other European Points at proportionate of the Army, Navy, Civil Service, and the Imperial Chinese Customs, to be obtained on application.
Passengers by this line have the option of proceeding Overland by the Southern Pacific and Connecting Lines, Central Pacific, Northern Pacific or Canadian Pacific Railways,
Passengers, who have paid full fare, re-embark ing at San Francisco for China or Japan (or vice versa) within one year, will be allowed a discount of to per cent. This allowance does' not apply to through fares from China and Japan to Europe.
Freight will be received on board until 4 P.M. the day previous to sailing. Parcel Packages will be received at the Office until 5 F.M. same day all Parcel Packages should be marked to ad- dress in fuli ; value of same is required.
Consular invoices to accompany Cargo des tined to Points beyond San Francisco, in the United States, should be sent to the Company Offices in Send Have an ancisco to
Collector of Customs at
1
[1
For further information as to Passage and Freight, apply to the Agency of the Company, No. 50A, Queen's Road Central,
G. D. HARMAN,
Agent. Hongkong 17th January, 1889-
STEAM FOR SINGAPORE, PENANG COLOMBO, ADEN, PORT SAID, MALTA, MAR- SEILLES, GIBRALTÁR, BRINDISI, ANCONA, VENICE; PLYMOUTH, AND LONDON; ALSO,
·BOMBAY, MADRAS, CALCUTTA AND AUSTRALIA.
MB-CARGO CAN BE TAKEN ON THROUGH "BILES OF LADING FOR BATAVIA,' PERSIAN GULY PORTS, MARSEILLES, TRIESTE, HAM- BURG, NEW YORK AND BOSTON.
SPECIE ONLY LANDED AT PLYMOUTH,
THE PENINSULAR AND ORIENTAL STIAM NAVIGATION ·COMPANY'Y Steamship "PENINSULAR," Captain H. Wyatt, with Her Majesty's Mails, will be despatched from this for LONDON, VIA BOMBAY and SUEZ CANAL, on WEDNESDAY, the 13th February,
NOON,
All PARCEL PACKAGES should be marked to the Company's Office until FIVE P.. the day previous to sailing,
First-class Fares granted as follows :--- To San Francisco......
$200,00 To San Francisco and return, Į available for 6 months.
350.00 To Liverpool................... 325.00 To London....
****@justine 330.00 To other European Points at proportionate rates. Special reduced rates granted to Officers of the Army, Navy, Civil Service - and ¦ the
Imperial Chinese Customs, to be obtained on application.
Passengers by this line have the option" of and Connecting Lines, Central Pacific, Northern proceeding Overland by the Southern Pacific
Pacific or Canadian Pacific Railwaya.
Passengers, who have paid full fare, re-embarke ing at San Francisco for China or Japan (or discount of 10 per cent. This allowance does nice varsa) within one year will be allowed a not apply to through faris from Ching and Japan to Europa.
Consular Invoices to accompany Cargo dass tined to Points heyond San Francisco, in the United States, should be sent to the Company's Offices, addressed to the Collector of Customs, San Francisco.
For further information as to Freight or Passage, apply to the Agency of the Company, No, soa, Queen's Road Central.
BANICOD. HARMAN,
Agent! Hongkong, 26th January, 1899
... NORDDEUTSCHER LLOYD,
NOTICE.
STEAM FOR SINGAPORE, COLOMBO, ADEN, SUEZ, PORT SAID, BRINDISI, GENOA, ANTWERP, BREMEN AND HAM- BURG FORTS IN THE LEVANTE, BLACK SEA AND BALTIC PORTS AISO,
LONDON, NEW YORK, BOSTON, BALTIMORE NEW ORLEANS, GALVESTON. AND SOUTH AMERICAN FORTS.
THE
COMPANY'S STEAMERS WILL CALL AT
·SOUTHAMPTON TO-LAND PASSENGERS" AND LUGGAGE.
Cargo will be received on board until 4 PM ND Cargo can be taken on through Bills.
tintil
Parces and Specie. (Gold) at the Office P.M., on the day before sailing ra Silk and Valuables for Europe will be transhipped at Calombo: Tes and General Cargo for London will be conveyed via Bombay with- out transhipment, arriving one week later than by' the ordinary direct route via Colombo,
For further particulars regarding FREIGHT and PASSAGE apply to the PENINSULAR & ORIENTAL STEAM NAVIGATION COMPANY'S Office, Hong Akong
will leave for the above places on FRIDAY, the 8th February, at Noon, t
"EL WOODIN, Superintendent.
[ Hongkong, 30th January, 1989, ..
STEAM TO SHANGHAI,A da dindingOUS A SAFE AREA MEA
THE F&O. S. N. Co.'s Steamship
TVSHANNON ****
will leave for the above place about 24 hours after her arrival with the next outward English Mails,
The Contents and Value of Packages are re. quired to be declared prior to shipment, the pshippers are particularly fequented to more the terms and conditions of the Company's Black Bill of Lading,
EL. WOODIN, Superintendent.
FELLA:WOODIN ANG bedancewBuperintendente Pa O. 8. N. Ca.'s Office
Hongkong, Josh Jansiary, (1559.
"Hongkong, 30th January, 1889,
of Lading for the principal places in RUSSIA, kjente
1889 at 104.86, the Company's Steamship N SUNDAY, the 17th day of February "BRAUNSCHWEIG," Capt. H. Bodeiter, with, MAILS, PASSENGERS, SPECIE & CARGO, will leave this Port as above, calling at Gevang Shipping Orders will be granted till Noon, Cargo will be received on board until m Specle and Parcels until z p.m., on the,16th of February, 1889 (Parcels are not to be sent on board; they must be left at the AGENCY's Office). Contenrand Value of Packages are required" -
The Steamer has splendid, Accommodation and carries a Doctor and Stewardess, For further particulars, apply to
Hongkong, 218 January, 1559.
No comments yet.
Private notes are available after approval.