TNAG-0790-FCO40-994-Development-of-social-policy-in-Hong-Kong-proposed-contribut-1978 — Page 132

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Relatively less blue-collar workers had bought life insurance.

(Table 0150, 0151) Furthermore, the blue-collar workers were relatively

less protected with life insurance bought by their employers. (Table 0152-0153)

Considerably less workers in manufacturing, transportion, utilities

and construction section had bought life insurance by themselves.

(Table 0156 - 0157)

(1

Comparatively less employees working in small establishments

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4 employees, and 5 9 employees) had life insurance bought by their

employers. The percentages of workers getting such benefit by their employers

were 6.6% and 4.7% as compared with 10.1% for the whole population of

employees.

(Table 0164 - 0165)

The lower income groups were definitely less protected by medical

insurance than the higher income groups. This was reflected by the income

distribution of the number of employees having bought a medical insurance

policy (Table 0173) and the number of employees having medical insurance provided

by their employers (Table 0174). In Table 0173, only 0.7% of employees earning

below $1,000 had bought medical insurance as compared with 11.6% for those

eraning $3,000 and over. In Table 0174, only 9.6% of employees earning below

$1,000 had medical insurance provided by their employers as compared with

40.7% for those earning $3,000 and over.

With respect to the provision of sickness insurance which

provided for sick pay, remarkably fewer lower income groups had such protection

from their employers. (Table 0176)

The piece-rated workers were least protected by their employers

-

The

in the provision of medical insurance only 4% had such benefit.

daily-rated workers were also not much but slightly more protected in this

respect 7.1% had such benefit. These figures as compared with 21.1%

for monthly-paid workers brought out a remarkable contrast.

(Table 0179)

The same pattern applied to the provision of sickness benefit. (Table 0181)

With respect to the rank order of the four types of benefits, the young age groups assigned a significantly lower rank to the retirement benefits than the old age group. (Table 0232) There was no difference amongst various income groups towards the rank order of the four types of

benefits. (Table 0239 - 0242)