End
56
Notes :
(1)
Personal property mortgage loans refer to residential mortgage
loans to private individuals and include those for the purchase of flats in Home Ownership Scheme and Private Sector Participation Scheme.
(2)
Company residential property mortgage loans refer to loans to
companies to finance investment in residential properties.
(3)
Commercial property mortgage loans refer to loans to companies
to finance investment in commercial properties. Loans to finance the acquisition of properties for a borrower's own use are not included under this category and are classified separately according to the principal activities of
that borrower.
(4)
Borrowings by property developers refer to loans to finance property development for various types of activities, including those for building and construction.
(5)
Other property-related loans refer to loans to finance investment in industrial properties and other cases where a loan cannot be readily classified by type of properties, e.g. where a loan is extended to a property developer not specifically tied to a particular project or where the borrower is involved in
more than one sector.