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one believe

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5

and any failure which leaves members of the public deprived

of their savings cannot be ignored. The Financial Secretary will shortly

be bringing before Executive Council further amendments to the Banking

and Deposit-taking Companies Ordinances to take account of experience

gained in the recent troubles.

The foreign exchange market has also been going through a

volatile period, partly due to domestic anxieties, including anxieties

about the future of Hong Kong, and partly due to the sustained worldwide

strength of the US dollar. As a result the Hong Kong dollar has fallen

to a point far below that which the underlying strength of the economy

would determine.

Let me make two things absolutely clear. First, the Govemment

is concerned about the present level of the exchange rate, in particular

its inflationary implications. Secondly, and I apologise for stating the

obvious to internationally-minded members of this audience, but it is a

point which some of the more insular local commentators often fail to

understand, in a world of freely floating exchange rates, exchange rates

are not determined by govemments. This does not mean, of course, that

govemments cannot exert some influence. They can and do. But governments

cannot held the rate at a point which the market will not sustain

particularly in an economy so open and internationally oriented as this

one.

Despite recent difficulties, I believe the Hong Kong economy

is beginning to recover and will enter a new growth phase. But for this

to be sustained there must be an appropriate economic and social

infrastructure. At present, Goverment is committed to an expenditure

of $25 billion on capital projects already approved to start (I shall

be speaking throughout in Hong Kong dollar terms) and, despite short-term

/budgetary difficulties, .....................

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