DINANC
ORDINANCE No. 9 OF 1885 . 1883
Bills of Exchange.
Crossed Cheques .
76. ( 1. ) Where a cheque bears across its face an addition of- General and
special cross
(a . ) The words " and company " or any abbreviation thereof ings defined .
between two parallel transverse lines , either with or
without the words " not negotiable ; " or
(b. ) Two parallel transverse lines simply, either with or with
out the words " not negotiable ; "
that addition constitutes a crossing, and the cheque is crossed generally .
(2. ) Where a cheque bears across its face an addition of the name
of a banker, either with or without the words " not negotiable, " that
addition constitutes a crossing, and the cheque is crossed specially and to
that banker.
77. ( 1. ) A cheque may be crossed generally or specially by the Crossing by
drawer or
drawer. after issue.
(2. ) Where a cheque is uncrossed , the holder may cross it generally
or specially.
(3. ) Where a cheque is crossed generally the holder may cross it
specially.
(4 ) Where a cheque is crossed generally or specially, the holder
may add the words " not negotiable."
(5. ) Where a cheque is crossed specially, the banker to whom it is
crossed may again cross it specially to another banker for collection.
(6. ) Where an uncrossed cheque , or a cheque crossed generally, is
sent to a banker for collection, he may cross it specially to himself.
78. A crossing authorised by this Ordinance is a material part of Crossing a
material part
the cheque ; it shall not be lawful for any person to obliterate or except of cheque.
as authorised by this Ordinance, to add to or alter the crossing.
79. ( 1. ) Where a cheque is crossed specially to more than one Duties of
banker as to
banker except when crossed to an agent for collection being a banker , the crossed
cheques.
banker on whom it is drawn shall refuse payment thereof.
( 2. ) Where the banker on whom a cheque is drawn which
crossed nevertheless pays the same, or pays a cheque crossed generally
otherwise than to a banker, or if crossed specially otherwise than to the
banker to whom it is crossed, or his agent for collection being a banker,
he is liable to the true owner of the cheque for any loss he may sustain
owing to the cheque having been so paid .