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IV. SECOND, AND SUBSEQUENT, WIFE'S PROSPECTIVE PENSION.
(A) Variations of pension consequent on increments to, and decrements from, the current annual contribution while the contributor is a widower.
RULE IV (a)-Proceed as in Rule II («).
(B) Variations of pension consequent on the re-marriage of
the contributor.
RULE IV (6)-Proceed as in Rule II (b).
(c) Variations of pension consequent on increments to, and decrements from, the current annual contribution while the contributor is married to his second, or subsequent, wife.
RULE IV (c)-Proceed as in Rule I (c).
C. OFFICER WHO COMMENCED TO CONTRIBUTE WHILE A WIDOWER WITH A CHILD OR CHILDREN OF PENSIONABLE AGE.
V.-SECOND, AND SUBSEQUENT, WIFE'S PROSPECTIVE PENSION.
RULE V-For the purpose of calculating the regis- tered pension assume that the deceased wife survived to the date of commence- ment of the contribution and died im- mediately afterwards; then proceed in accordance with the rules applicable to the case of officers who commenced to contribute while married (see B).
D. PENSIONS TO ORPHAN CHILDREN.
Regulated by sections 19, 20, 22, 23 and 26 of the Ordinance.
E. OFFICER TRANSFERRED TO THE SERVICE OF ANOTHER COLONY.
Throughout these rules and examples the calculations depend, not on the official income of the contributor, but on the amount of his contribution so that the transfer of an officer to another service does not affect his registered pension unless the amount of his current annual contribution is varied, in which case the proper adjustment is to be made in accordance with the preceding rules.
F.-CALCULATION OF QUANTITIES (OR TABULAR RESULTS)
FOR AGES NOT GIVEN IN THE TABLES.
TABLE A.-The quantities are given for every age of the hus- band from 13 to 64; and for every fifth age of the wife from 15 to 65. Ages of husbands and wives below or beyond are to be treated as the youngest and oldest ages given respectively.
For the intermediate ages of wives, interpolate by the first differ- ences, as follows:-
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To find the quantity corresponding to the ages of a husband
and wife aged, respectively, 35 and 27 next birthday. The quantity for ages 35 and 25 given in the
Table is. The quantity for ages 35 and 30 given in the
Table is.....
.482.
.507.
So that the addition of five years to the age of the wife results in an addition of 025 to the quantity given in the Table for ages 35 and 25.
An addition of two years to the age of the wife accordingly results by proportion in an addition of two-fifths of .025 to the quantity given in the Table for ages 35 and 25. Two-fifths of .025 = .01, which added to .482 gives .492 which is the required quantity corresponding to ages 35 and 27.
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TABLE B.-This Tuble is divided into eleven sections, respec- tively, applicable to officers who will be aged next birthday 55, 56, up to 65, when they complete their period of contri- bution. Care should in all cases be taken to turn to the section which contains in the heading the age of the husband at the date of completion of his period of contribution.
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In each section the quantities are given for 35 consecutive ages of the husband, terminating at the age preceding that at which the contribution ceases, and for every fifth age of the wife from 15 to 65.
Ages of the wife below or beyond are to be treated as the youngest and oldest ages given, respectively. For the intermediate ages of wives interpolate by first differences as explained above. Thus, the quantity found from the first section of the Table (age 55) corresponding to the ages of a husband and wife aged, respectively, 45 and 38 next birthday is three-fifths of .18, added to 2.39, which gives
2.50.
For officers who commence to contribute at an earlier age than 20 next birtladay the method of calcalation given in the subjoined examples is to be followed :-
EXAMPLE (1)—An officer aged 17 next birthday, having a wife aged 15 next birthday, commences to contribute. Assume that the officer is aged
20 next birthday, so that the quantity found from Table is will be 8.80.
This officer receives an increment of salary at age 22 next birth- day, when his wife's age is 20. Assume that bis age is 25 next birth- day—2.c., his actual age 22-plus the difference between his actual age at entry and 20, which is three years. The quantity found from Table B will be 7.00.
EXAMPLE (2)-An officer aged 19 next birthday commences to contribute as a bachelor, and five years later, when aged 24 next birthday, marries ; bis wife's age being 20 next birthday. The quantity found from Table A in accordance with Rule I (a) will be taken for the actual ages (husband 24 and wife 20) and will be .683. With respect to the current annual contribution at marriage, assume that the officer's age is 25 this actual age plus one) so that the quantity from Table B will be 7.00.
This officer receives an increment of salary when aged 39, when his wife's age is 35. Assume as before that the ages are 40 and 35, respectively, so that the quantity found from Table B will be 3.61.
NOTE. It will be observed that this method takes account of the actual number of years for which the annual contribution will run. In example (1), when the officer receives the increment of salary at age 22 he has contributed for tive years, so that at the expiration of 30 years his contributions will cease. Similarly, in example (2), when the officer marries at age 24, he also has contri- buted for five years, so that although he is two years older than the officer in example (1), yet the unexpired period of contribution is the same in each case, and the wife's age is in each instance 20, so that no important error is involved in using the same tabular quantity for the two cases.
TABLE C.-The quantities are given for the same ages as in Table A. Ages of husbands and wives below and beyond are to be treated as in using that Table.
For the intermediate ages of wives interpolate by first differences as explained above, except that it must be noted that in this Table an addition to the age of the wife results in a deduction from the quantity given in the Table.
To find the quantity corresponding to the ages of a husband and wife aged, respectively, 35 and 27 west birthday.
The quantity for ages 35 and 25 given in the
..2,074. Table is....
The quantity for ages 35 and 30 given in the
Tuble is.....
........................................1.974.
So that the addition of five years to the age of the wife results
in a deduction of 100 from the quantity given in the Tablo for ages 35 and 25.
An addition of two years to the age of the wife accordingly results by proportion in a deduction of two-fifths of 100 from the quantity given in the Table for ages 35 and 25.
Two-fifths of 100.04, which deducted from 2.074 leaves 2.034, which is the required quantity corresponding to ages 35 and 27.