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Climate.

Clothing.

Cost of Living etc.

on a pension after ten years' continuous service;

otherwise he must have attained the age of 55.

For ten full years' service and upwards one seven-

hundred-and-twentieth of the annual salary of the

retiring officer for each completed month of service

may be awarded, together with an addition of five

sixtieths of such salary, provided that the total

pension shall not exceed forty sixtieths of such

salary. No pension may exceed £1,300 per annum.

For pension purposes leave on full pay counts as

full service, and leave on half pay as half service.

The winter climate of Hong Kong is usually

dry and bright, with a keen North wind when the

Monsoon is strong.

The summer climate is hot and somewhat

damp, but not actually unhealthy.

Winter clothing should be obtained from

home and should be such as could be worn on a

mild winter day at home. Many people feel the

cold of a Hong Kong winter almost as much as at

home. Summer clothing should be obtained in

the Colony where it is fairly cheap.

It is impossible to give a satisfactory

estimate of the cost of living in Hong Kong,

because so much depends upon the tastes and habits

of the individual. But the following information

is taken from a Handbook on conditions and cost of

living in Hong Kong compiled by the Colonial

Government from records up to 1925:-

"The

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