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for my clothes, the children's clothes, boots and shoes, hardware and stationery purchased in London or Bristol and a few toys.

They cover some arrears from 1913.

4.

422

The deficit on my actual salary and allowances amounting to 1719.34 largely represents the paying off of debts, included in the monthly accounts, dating back to 1913 when I returned from leave and also the purchase of new articles of

furniture &c .It was made good by drawing on the sum of #2587.07 which I received during the year as lapsing half pay for 6 months which I was acting for the Colonial Treasurer (who

was on home leave) in addition to my other duties.

5.

The second child was born in September 1913

immediately on my return from home leave. This event accounts

for a large proportion of my debts which were all liquidated in

1914 including a trip which my wife had to take up North

-on

immediately after she was able to get up. (she had been agnatersty

ill, and off after the birth of the first child before and during

my long leave 1912-13)

=v11

6.

1

The expenditure for the year under review averages

81046.00 p.m, which is well above the normal, but it must be

remembered that this includes the liquidating of debts incurred

in connection with my trip to England, the passage out of an

English nurse, expenses connected with the brith of the second

child, and a local trip for my wife. Under normal conditions

my expenditure would average at least $800.00 p.m. taking the

April Account 1915 as a guide, but this could only be done

provided no expenditure of any kind is incurred in entertaining,

which as one advances in the service becomes necessity (within

· off limits) unless one wishes to cut oneself completely from the

AC rest of community. This would leave in normal times roughly

$22.00 p.m. towards passages and unforeseen expenditure, my

E

normal pay including all allowances being roughly 8822.00 p.m.

At the present time with prices rising amount saved would be

even less and I should be compelled to draw on savings made

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