the Banks should stand at a premium

over legal tender, and that the needs

of the community for paper currency

should be so imperfectly met. In

these circumstanceshe is of opinion

that the best course will be to grant

to the Mercantile Bank of India the

privileges now given to the Charter-

ed Bank and the Hong Kong and Shanghai 1

Banking Corporation. In this connex-

ion I am to refer to the correspond-

ence ending with Treasury letter

No.9321/99 of the 9th of June 1899.

The consideration of the proposal

was at that time deferred since it

appeared possible that a Government

issue might shortly be made. But

Lord Crewe considers that as, in

his opinion, the Government should

1

not undertake to issue notes, the

claims of the Mercantile Bank should

not be disregarded in making the

necessary

0

C

DRAFT.

necessary arrangements for meeting

a public want.

8.

He would propose therefore

49

that the Mercantile Bank should be

permitted to issue notes up to the

value of their paid up capital on

with the Sout

A

depositing coin or securities to

this amount the value of one third of the notes-

Dirly

issued; and should be allowed to

this ambi issue notes in excess of that vaine

with the Fou? bullion on depositing coin

ان

to

A

A

the

14807/99

the full face value of every notes

issued in excess.

Their Lordships

are aware that the other two Banks

have been given these terms, and

Lord Crewe feels that it would be

difficult to impose conditions which

would be more unfavourable to the

Mercantile Bank than to the other

Banks. Their notes would of course

not be legal/tender.

legal/

9.

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