follow suit, and, as the fixed gold

value of the dollar would almost cer-

tainly be higher than its present ex-

change value, the Government of Hong

alam

Kong would be exposed to a farther unsecured

A

liability in respect of its notes.

This.contingency is at present remote

but should not be lost sight of.

5.

As at present advised his

Lordship therefore considers that the

circumstances do not warrant him in

agreeing to the proposal put forward

by Sir F.Lugard, though he is disposed

to think that the question might be

re-considered at a later date if circum

stances are more favourable and the

outlook more assuring.

6.

The Lords Commissioners how-

ever will have observed from the enclos-

ures to Sir F.Lagard's despatch that the

number of notes in circulation is con-

DRAFT.

(Mr Thomson's minute.

of 15.12.08 in.35645)

considerably less than is required

by the community; and that they

stand at 3 % premium over legal

tender. It will be seen that in

November 1908 the value of the

notes issued by the Banks in excess

of the value of their paid up

capital was 85,900,000. In view of

the fact that the two Banks which

have the privilege of issuing notes

are compelled to deposit with the

or bublin

Government dollars to the whole

value of the excess issue, it is

not possible to expect them to remedy

the situation by increasing an

unprofitable if not expensive excess

issue.

7. Lord Crewe has no doubt that

their Lordships will agree with him

in thinking that it is highly un-

desirable that the notes issued by

siderably

the

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