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3

garded se

Esurance.

194

In three out of five it appears to range from 22 to

24% and in the remaining two from 47 to 50%.

It is interesting also to see what proportion the

Military charges bear to the amount which a Colony is able

to spend on Public Works, (other than recurrent charges).

In three the amount was about one third of the Military

Expenditure and in one about half and in two about one

seventh, Corresponding figuree for Hongkong are given in

Table 3 and they shew that the amount available for Public

Works, (or passed to Reserve Funds) for the last 5 completed

years has been about equal to the amount paid for Military

Expenditure. This would appear to indicate that Hongkong

secures a very much larger margin for capital expenditure on

public works, such as roads, railways, water-works, build-

ings, etc., many of which are remunerative and that the 20%

paid for defence is favourable as contrasted with those

Colonies which provide their own defence.

The Force and defensive works required for the adequate

protection of Hongkong has been fixed by experts and is

prouumably adequate to ensure the Colony against such war

riske as land forces and defences are designed to guard

against.

The cost of insurance is usually proportionate to f

value of the property insured. In the Colonies to which

allusion has been made, though the cost of insurance proż

bably varies from 22 to 50% of the total Revenue and two-

thirds

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