77

I agree with the ...

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to a test of solvency

Det ont In the several Accounts

In general, are an to the particular te proposed in 3 4 of the radim neus

-

conalley that this Section virule be me emended 6/

the Court to determine, in view of all the circumstances, taking into account, upon what they deem, under except sévine, proper bazon as to materiality and infecond

A after

bothe

contingent and prospective liabilities of the Company.

solvency or insolvency of the Company,

*o the

(3) Minor points arising on the sections on Ache

Grairenca, sx to which er diciums hum boun offerti.

Dealing

ཏཾ, ། ཏ,, དྷ ཀིཾ॰ with Rokadulse I & III of the Ordinance.

that 11 is quite reasonable to provide for the separate return

New and Renewal Premiums, and for the analysed items in respect

of Commission and Expenses of Management.

additions have been made la certain Colonial Life Assurance Compan-

les Acts, and are under consideration in comparison with me,

Somewhat al: Tre

of the Life Assurance Companies Acts 10-78; and the

Schedules to any such amending Act would probably take

the form proposed in the Ordinance.

in defining

As regards the difficulty, referred to by Me KUT

"New Premium", I think that it can be modified, dealt with by

setting out, in a note to the First and Third Schedule, that

"premiums received on New Policies" shall be understood to mean

premiums of the first year actually received or falling due

within the year of Account. The effect of this would be, for

instance, that, where the two first quarterly premiums paid under

a new policy had been received, or fall due, within the year of

Account, these would be included in the account under the head

of New Premium, whilst the third and fourth quarterly premiums

of the first year, which were received, or fall due, in the

following year of account, would be included as New Premiums in the

account for the following year. This is, in my opinion, the proper

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