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stated in paragraph above, the mortality experience of the Straits Settlements was .90 as compared with .66 in Jamaica and .69 and .79 in Ceylon. In the adoption of the pension tables framed upon the more favourable mortality experience of Jamaica and Ceylon, the service of the Straits Settlements has, as you will see, been treated liberally; and, as far as the small size of the Hongkong Fund allows a definite opinion to be expressed, the position of that Fund is such that the adoption of the Ceylon Pension Tables for use in Hongkong would also be quite as liberal a measure as in the Straits Settlements. It is, however, very desirable that the pension rates in Hongkong, the Straits Settlements, and
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the Federated Malay States should be the same, especially as for some purposes the three administrations are manned by a joint service; and, after a somewhat rough actuarial examination