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the policy of successive Secretaries of State recently has been to get the Colonial Governments to take over the Funds and to guarantee the pensions in return for the Settlements, the contributions. This has been done in the Straits Federated Malay States, Jamaica and Trinidad.

The Government of British Guiana took over the Fund (which was not solvent) but decided to make all new officers insure their lives instead of contributing towards Widows and Orphans pensions. How far this arrangement will prove a success time will show, but its advantages hardly appear to outweigh those of the pension system.

In Mauritius a decision on the matter has been deferred pending the result of an actuarial investigation of the Fund. In Ceylon, where the Fund was much larger than in any other Colony and in a prosperous condition, many members of the service, chiefly through a misapprehension of

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