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$5,300,000, but owing to the enormous volume of payments which have to be made in Bank Notes that amount is not sufficient to enable us to cope with the demands of the commmity. The matter is one of public

convenience, and we trust that the reasons which prevailed with the

Colonial Government when they accorded to the Hongkong and Shanghai

Bank the priviloge of issuing notes in excess of the amount of their

paid-up capital,will be regarded as applying with equal force to this

Bank.

We, therefore, ask Your Lordships to consider our request that

we should be authorised to issue notes in excess of the total amount

of $8,000,000,as provided in our Charter,against the deposit of coin

or bullion, or coin and bullion, equal to the whole value of such excess

issue for the time being actually in circulation.

Under the conditions of the proposed arrangement it is manifest

that no advantage would accrue to the Bank if the privilege we now

ask for be accorded. The benefit to the Colony will however be of

considerable importance as cash payments will be greatly facilitated

and business transactions promoted generally.

As arranged with Sir Edward W.Hamilton,we telegraphed to our

Hongkong Manager,asking him to obtain from the Local Government, to be

forwarded through the Colonial Office, a written memorial in support of

this application.

I have the honour to be,

My Lords,

Your most obedient arvant,

(Sgd ) J.Howard Gwyther

Chairman.

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