B.—IN CONSIDERATION OF THE FUTURE ANNUAL CONTRIBUTIONS TO BE PAYABLE FROM THE DATE OF MARRIAGE.
(a) In respect of the official income receivable at the time of marriage.
RULE: Multiply the annual contribution by the quantity found in Table B corresponding to the respective ages of the husband and wife at the time of marriage.
The product will give the annual pension to which the wife will be entitled on her husband's death on account of his contributions in respect of the official income receivable at the time of marriage.
EXAMPLE: Thus, if such last referred-to member's official income at the time of marriage be $1,000 a year, and the annual contribution be $40 (to cease at age 55), and the ages of himself and wife at the time of marriage be 30 and 20 respectively, then
$40 × 3·1888 = $127·6 wife's pension.
(b) In respect of increments made to the official income after marriage.
RULE: Multiply the additional contribution by the quantity found in Table B corresponding to the respective ages of the husband and wife at the date of the increment of official income.
The product will give the additional annual pension to which the wife will be entitled on her husband's death in respect of his additional contributions on account of an increase of his official income.
EXAMPLE: Thus, if such last referred-to member's official income be increased by $200 a year, and the then ages of himself and wife are respectively 35 and 25, then the further pension will be:
$8 × 2·781 = $22·25 wife's further pension.
C.—ASSESSMENT OF THE AMOUNT OF THE PENSION DURING THE TIME SUCH MEMBER IS A WIDOWER. When such member becomes a widower, a pension is to be supposed to attach for the benefit of a wife of exactly the same age as the late wife would have been, such pension either remaining unchanged in amount from that to which the late wife was entitled, or becoming subsequently augmented or reduced in the manner provided for by the Rules, according as such member's contributions increase or decrease from that time through variations in his official income.
The amount so determined is to form the basis for estimating the commencing pension to which a second wife becomes entitled at the time of her marriage.
EXAMPLE: Thus, if such last referred-to member becomes a widower, a pension of ($87·8 + $127·6 + $22·25) $237·65 is to be supposed to attach for the benefit of a wife of exactly the same age as the late wife would have been, and the pension will continue at that amount until such member's official income (and his consequent contribution) is either increased or decreased. If a further increment of $200 official income be made when such member is aged 40, and his late wife would have been aged 30, then the additional amount of supposed pension would be found by Rule 9 B (b) thus:
$8 × 2·295 = $18·4 wife's supposed further pension.
Should such member re-marry, the amount to be used as a basis for estimating the commencing pension to which the second wife would be entitled would be either:
$237·65, if no augmentation had been made to the official income;
$256·05, if an augmentation of $200 had been made to the official income at age 40, as above.
NOTE: If there have been more than one wife, care must be taken to use always the age of the last wife.
Second Wife's Pension.
2. A.—PENSION TO WHICH A SECOND WIFE (OF SUCH MEMBER AS ABOVE) BECOMES ENTITLED ON MARRIAGE.
(a) When the second wife at the time of marriage is of the same age as, or older than, the first wife would have been, if then alive.
RULE: The pension is to commence at the amount as determined by article hereof, and to remain stationary at that amount, unless and until such member's official income be increased or decreased.
(b) When the second wife at the time of marriage is younger than the late wife would have been, if then alive.
RULE: Take the pension as determined by article hereof, and multiply it by the quantity found in Table C corresponding to the respective ages of the husband and that of his late wife at the time of the husband's second marriage; multiply the last product by the quantity found in Table A corresponding to the respective ages of the husband and his second wife at the time of their marriage. The final product will give the commencing annual pension to which the second wife will be entitled on her husband's death, in respect of his official income at the time of their marriage; and this pension is to remain stationary at that amount, unless and until such member's official income be increased or decreased.
EXAMPLE: Thus, if at the date of re-marriage the age such member's first wife would have been is 35, his own age is 45, and that of the second wife is 30, then, if the pension to which the first wife if alive would have been entitled to, as found by article 9 hereof, be $237·65,
$237·65 × 3·777 × 2·453 = $220·18 second wife's commencing pension.
B.—INCREMENTS ON THE LAST-FOUND PENSIONS.
The second wife's pensions are to be augmented as often as their husbands have an increase of official income. Such augmentations to be calculated according to the principles and in the manner described in article (b) hereof, always taking the ages of the husband and wife as they stand at the date of the increase of official income.
Third and subsequent Wives' Pensions.
3. The rules laid down in articles 2 and 2 will apply, mutatis mutandis, to the case of pensions to a third, or any subsequently taken wife of a member as above. It should be borne in mind that the pension to the last wife, and the age she would have been at the date of the further marriage, are always to be taken as the basis for estimating the commencing pension to which the new wife is entitled.
Abatement of Widows' Pensions.
4. When the official income of a member (as above) becomes reduced, either by abatement of the ordinary emoluments or by the grant of a permanent superannuation allowance, the widow's pension must be diminished by just the amount it would have been increased had the official income been raised instead of lowered.
For instance, if such member's official income become reduced by $250 per annum, the existing pension to which, by the foregoing Rules, the wife was entitled should be diminished by the amount of pension corresponding to a contribution of $10 per annum.
There would be no objection, in principle, to allowing such member to continue his old rate of contribution for the remainder of the 35 years, should he desire to do so, and so prevent a diminution of the pension; but, in that case, sufficient independent medical evidence should be produced that the state of his health is such that no financial ...
2/
663