420

of each year, or by the month",

while the rest are dimmal.

9.

With

regard lastly to a Special Government chest for large amounts if it is intended to keep it in some other place than a Bank, I am

doubtful whether

the risk of fire

or of larceny or

burglary would not more than counterbalance the risks of lodging such sums in the Bank to the credit of the Government, while if it is intended to keep the special chest in a Bank and to treat the

money

as money which the Bank cannot touch, I

doubt whether any

manager

would consent to such

an

arrangement, which in his eyes

would appear to be a

reflection

on the stability of his institution.

10.

I am of opinion therefore that

the current account need not on an

average of days exceed one hundred and fifty thousand dollars exclusive of fixed deposits in other Banks, though at times it might temporarily amount

to more than this. In this opinion I

am

assuming

that

moneys that are known will be

shortly required to meet Crown

Agents' drafts are not to be regarded,

as

coming within the category of State restrictions, though practically

they form part of

the current Account of the Colony if

they

are to be permitted to be lodged in the

Bank. This latter

arrangement is the most convenient for the Colony,

but if not permitted and if the Alternative is to keep the

money in a chest,

I would ask that the

10.

Question

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