of 10th Nov. 1882, to instruct that the total balance in all the Banks should not generally exceed $200,000, including both current accounts & deposits.

3. I approve your proposal to send home monthly statements of the balances, & I would remind you that whenever the total $200,000 is exceeded a special report of such excess should be given.

4. Your present deposits should be reduced as far as possible by remittances to your agents if necessary:

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