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and position of British Commerce we would for the following reasons ask you to consent to reconsider

the decision on this point, which was arrived at so far back as

1873. The conditions of British Commerce have greatly changed since then.

British Merchants and Traders confronted on all sides by a keen and vigorous competition and

while desiring

undue assistance we submit

desiring

all

be afforded

possible facilities may

especially when the expansion of our operations directly and assists the extension of British

Commerce).

Not being allowed to establish a branch of the Bank at Manila,

we have conducted our business there

through an Agent, and being obliged lately to have recourse to the Bank of that Island we have had and still meet with

the greatest difficulty in establishing our credit there.

We desire especially to call your attention to the exceptional position of British Commerce in the Philippine Islands and the urgent

need there exists that we should be allowed to establish a branch in

those Islands, if we are to continue

operations there, which operations

we

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