225

the

offered to conduct the Savings Bank thelf. Being impelf overwhelund with work, with a new. Stamp Ordinance to

scheme for get into working order, a schone introduction of Postal Notes in haud, and the endless anxiety of our Opium Revane, I was, though willing to attempt the Bank unself, profoundly thankful to have so prosperous an intitution HongKong and Shanghai Bank to

of it. That Corporation had successfully opened a Savings Bank at Shanghai, where, without any of elaborate Machinery of Ordinances re Savings to the amount

of about £13,000.)

reliève me

A

were received in a short live

ao

the

our

a short time from shiprucetons, wates, engineers, pilot re; in a word from the most notoriously extravagant and improvident class of foreigners

s we have

out here. One cogent argument for allowing

the

int sve!

i.

the

open

Hongkong and Shaughai Bank to the Sairings Bank was that the Government

has not the slightest power to prevent its

doring

so, whereas the canying

arpa

· carrying on of a

Government Savings Bank would be

impossible without the co-

· operation of a:

loral Instituction, for the experience of Singapor

has shown that the investiment of savings.

Bank funds at home is impracticable.

5.

The Bank

advantages:

offered

these

(1) The carrying on of Savings Bank business from 10 to 3 every day except. Sunday, a clerk being always in attendance.

(2) The allouring depositors whore Savings have reached $100 to trauefor them to

to fixed deposit at 8 per cent.

(3.) The relieving the Government of all expense for printing or Stationery, salarie or gratuities, advertising, fittings

1e.

6. Against

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