the notes, and this remaining

$1,000,000 utilised as a law. It

A

cost perhaps 1/2 per cent,

there would be some

profit from notes lost and

destroyed,

The Banks here estimate

that their note circulation

earns them one per cent. of their 1/3 per cent is a duty paid to the Government, the other

third

represents

the work

18 note

But how

many

Lack? many why

remain $500,000

10.

the

required for public

so,

might either be raised by

if it were

found that

cover notes were still in

demand

291

demand in the same way

as suggested above.

11.

I am aware that there

is considerable objection

to raising money by means

of notes. But in this case where the primary object is

to remedy

a severely-felt public

inconvenience,

what substantial argument

can be

urged against their use?

It

may be said, that

a loan would have

been repaid. There is nothing to prevent the Colony putting aside every year precisely

the sum it would have paid

and investing that

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