10
THE HONGKONG TELEGRAPH.
MONDAY, DECEMBER 6, · 1937.
BANKS
CANADIAN PACIFIC
THE MINER-
-and
THE CLERK-
and·
THE "CHAR"
YOU Know
Y
These
OU know these people. You have met them in
the street, heard of them from your friends, read of
them in the newspapers.
They are the folk whom Life has given if not a raw deal at least no hand of trumps, who live in the mean streets and the modest streets, bravely main- taining a façade of cheerfulness behind which there is precious little cause for cheer.
of
You know these people I shall write about ns representative hundreds of thousands up and down Britain. (But don't imagine you call pick out tirese individuals: the names are of my christening;
the case histories are their own.)
*
*
MA
RS. DIXEY is a widow. And widows — with elergymen-seem to luse their money more easily than any other class of the community.
Mrs. Dixey is also a simple soul. But not so simple that sho cun- not see who is to blame that three- parts of her savings are gone.
Everything was all right until the last General Election. Up to then all that, her husband had saved in his lifetime, all that she had managed to save since his death-together, only a modest sun-was invested with the build- ing society through which Mr. Dixey bought their house,
But at the last General Election Mrs. Dixey was deceived by the Tory trick then current. You re- member It, perhaps: "YOUR
HOUSE TO GO YOUR BUILDING SOCIETY, TOO! IF SOCIALISM COMES."
Mrs. Dixey unfortunately knows nothing about politics, particularly Tory politics. Hurriedly, she with- drew her money from the Bulld- ing Society. And as hurriedly she placed it in the care of a company which was to be as steady as the rock of Gibraltar, as profitable as Woolworth's.
That company lasted precisely eleven months. Mrs. Dixey's sav- ings probably lasted eleven days.
L
* *
ET us turn to the Ferri- mans, They are
not, you may say when you have read their story altogether.
n fair sample of that section of
People
the people for whom there is sti
housing problem. The answer Is that if the problem had been solved there would be no need for any kind of sample.
But perhaps they have had bad luck. When they were 'married they appiled for a Council flat. were put on the waiting list (It was hundreds long), told they would hear in due course.
And while they were waiting they lived in the top part of a house, sharing with two other familles tone front room, one bed- room at the back, stove on the landing, water to be dragged op from the basement).
Pink-cheeked, ex-shop assistant Doris Ferriman, nevertheless managed to make it look like home to her lorry-driver husband. They were almost sorry to move when Dick Ferriman was transferred to another depot, had to find other accommodation.
And they were sorrier still when. they were switched from one Council waiting list to another-- and at the wrong end. Then Dick Ferriman began to ask what the dovit was the matter with this housing business. And on investi- getlen he found that with only ten months to go the Government's five year sium-clearance scheme is only half accomplished.
The Ferrinians are still living in the top part of a house.... and
Kingswood, 68, gets 103. a week old age pension. His wife, 60, is not entitled to a pension. Some- how she contrives to make bolh ends meet by office cleaning at night. She has progressed from sweeping out the factory.
Fortunately, they've a council flat, which is cheap. But how the rent is paid and food bought and, rarely, new clothes got together— that's a mystery you nor I nor the Kingswoods can adequately ex- plain.
Misery is mitigated. Henry Kingswood has a son who, in a modest fashion, keeps board- Ing-house on the coast of Kent.
He tries to keep his prices reasonable, to meet the competi- tion of the holiday camps, without cutting them so that the staff (and the food) suffers. One day he hopes to see himself, a proud man with good friends, behind the bar of a country inn.
Out of season, he has the old people down for a week or two.
L
*
*
ET us look in at a school not—as we kay—a hun- dred miles from the House of Commons: an ordinary Counell school, no worse than many, a little better than some.
Its proudest possessions are the
ahlelds which bear the honoured names of scholars who
prodigious with
It' energy. seemed then!--scrambled through exams.. and passed to secondary and high schools, even to the universities.
Mrs. Ferriman's checks aren't-so-shields-with-which-it-walls are
pink,
ני
* * *
I
CAN imagine that once Mrs. Kingswood hind pink checks too. Fly
years of hard work (beginning at ten, sweeping a factory for 48, a week) have left her wrinkled, but still upright.
Her husband, Henry Kingswood. Isn't
BO straight. Bricklaying doesn't present many opportunities for fortune building; but it bends the shoulders.
It does not, indeed. present many opportunities for putting by for that proverbial nest-eng; so that the manner in which the Kingswooda live now is a miracle not to be explained.
hung:
Ted Fletcher is quite naturally proud of the fact that on one of those shields his name appears, boldly lettered in black and gold.
He doesn't grumble, of course: but he's not quite so cheerful when you say casually: "Where did you go on to?"
For Ted Fletcher didn't go on to anywhere. On the day his son's scholarship success WER ∙an- nounced Fletcher Senior man- aged to lose his job. With the family. Income cut by two-thirds Ted Fletcher went to a clerk's stool
The New Picture Album!
Hongkong
La Perla del Oriente
containing 34 excellent pictures of local scenery and. native life..
$2.00 per copy
Published and sold by:
Cigar Stores La Perla del Oriente
HONGKONG HOTEL BLDG.,
Pedder Street
Tel. 30085.
GLOUCESTER BLDG. Des Voeux Road Tel. 28365...
KOWLOON WHARF ENTRANCE
Tel. 59611..
and the woman who lost her all
Instead of a college desk. That was five years ago; and by now he has worn that stool shiny.
"A pity, in a way," he says, "I had a passion for nerodynamics, might have been doing something really interesting. The only thing I can do now is to stick here-or Join the RA.F.!".
* * *
Na way the collier is luckier than the clerk. Peter Day almost learned his lessons in a mine. He was underground before he was in his teens.
-
By the time he was twenty-five he had had a spell at Ruskin Col- lege-and went back to the colliery Just in time for plt fall, which left him with his skin pocked with blue coal grains,
That pit fall has given him an inferiority complex. Peter says now that with a face like his tho pit is the only place for him.
And that's odd, because two years at Ruskin have given him an uncanny knowledge of just how he is risking his life for a sweated wage in an industry hopelessly
HONGKONG AND SHANGHAI
BANKING CORPORATION,
Autharked Capital
******** $50,000,000 fasued and Fully Paid-Up '.......... $20,000,000 Reserva Funda
Sterling
41,800,000
Hongkong Currency Reservo $10,000,000
STEAMSHIPS - HOTELS-
- RAILWAYS EXPRESS
TO MANILA
Reserve Liability of Proprietors $20,000,000 EMPRESS OF CANADA
HEAD' OFFICE:-DONGKONG,
BOARD OF DIRECTORS:-
d. Bilskin, Esq.
Chairman,
Han. Mr. M. T. Johnson,
Deputy Chairman,
J. K. Bousfield, Esq. K. B. 18arrison, Esq.
A. H. Compton, Esq. Kon, Mr. J. J, PatersOn
8. II. Dodwell, Esq.
T. E. Pearce, Esq.
J. H. Masson, Esq. A. L. Shields, Esq.
Bir Vandelrur M. Grayburn, CHIEF MANAGER.
AMOY
BANGKOK
HAAVIA BOMBAY
CALCUTTA CANTON CHETOO COLOMBO
DAIREN TOOCHOW HAIPHONG HAMBURG HANKOW HARDIN
HONGKEW
ILOILO
IPOII
JOHONE
KODE
KOWLOON
BRANCHES ;--
KUALA LUMPUR
LONDON'
LYONS
MALACCA
MANILA
KUAR (JOHORE)
MUKDEN
NEW YORK
PEIPINO
L'ENANG TANGOON
BAIGON
BAN FRANCISCO
SHANGHAI
SINGAPORE
SOURABAYA
SUNGEI PATANI
TIENTSIN
TOKYO
TSINGTAO YOKOHAMA
Current Accounts opened in Local Cur- rency and Fixed Deposits received for one year or shorter periods in Local Currency and Sterling on terms which will be quated on application.
ALSO up to date SAFE DEPOSIT BOXES in various sizes TO LET.
Hongkong, 19th May, 1907.
HONGKONG SAVINGS BANK.
The Business of the above Bank La conducted by the Hongkong and Shang- hat Banking Corporation, Ștulos may be obtained on application. FOR THE HONOKONG AND SHANGHAI BANKING CORPORATION.
V. M. GRAYBURN,
Chief Mansgör. ITungkong. 18th May, 1977,
THE CHARTERED BANK OF INDIA, AUSTRALIA. & CHINA.
Incorporated by Royal Charter 1133 HEAD OFFICE-LONDON. 38 Bishopsgate, R.CZ. Paid-up Capital ..............
... £3,000,00 Reserve Liability of Proprietors £3,000,000 Ieserve Fund ...........
£3,000,000
4
MANCHESTER BRANCH:
71 Moley B, Manchester,
Alor Star.
Amritsar
Karachi
Kobe
Singapore
AGENCIES AND BRANCHES:
ipoh
Saigon
ilolio
Semarang
Seremban
Klang
Shanghal
Kuala
Lumpur Kuching Modral Manila
Sitiawan Sourabaya
Medan
Halphong
New York
Hamburg
Pelping
(Peking)
Bangkok Batavia Bombay Calcutta Canion Cawnpore Cebu Colombo Delhil
Hankow Harbin
Hongkong
Penang
Hangoon
Taiping
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(Bhukel) Teinstao Tokohama
Zamboanga
Foreign Exchange and General Bank- ing business transacted.
Current Accounts opened and Fixed Deposits received for one year or shorter periods at rates which will be quoted ou application.
The Bank's Head Office in London undertakes. Executer & Trusten biisinem, and claims, recovery of British Income Tax overpaid, on terms which may be ascertained at any of its Agenciën “â Branches.
mismanaged, Incredibly neglectful The P.&O.-Banking-
"of its opportunities for by-product-
development.
Yet he'll stay in the pit as long
as the job is there.
* *
*
OU know these people: ordinary people whose
Yordinary
by actions or events that ought never to have been; people who could, with such litle effort on our part, be enjoying life instead of just putting up with it.
Well, the necessary effort some of us at least are willing, eager, to make.
Corporation, Ltd.
(Incorporated in England, 1020).
Authorised Capital subscribed and Paid-up Reserve Fund
£5,000,000 62,894,100 180,000
HEAD OFFICE: 117-122, Leadenhall Street, London, F.C.J. WEST END BRANCH: 14-15, Cockapur Street, London, B.W.1.
BRANCHES:-Bombay, Calcutta, Call- Colmbatore, Colombo, Hongkong. Madras, Shanghai, Singapore,
cut.
Agencias:—In all the principal towns of the world.
|· General Exchange and Banking bust- ness transacted. Loan" atid overdrafts granted on approved security. Current and Fixed Deposit accounts opened.
SAVINGS ACCOUNTS IN LOCAL CUR-
RENCY-Interest allowed at 27 per
annum.
STERLING SAVINGS ACCOUNTS; wave Interest allowed at rates which may be obtained on application.
Labour 's Immediate Pro- gramme in action would mean по more dunning of the Mrs.
National Dixeys the
Invest- ment Board would mobilise our financial resources, guide them
TRAVELLERS LETTERS OF CREDIT. into the right channels, end
TRAVELLERE' CHEQUES AND PAS exploitation of investors and the SENGER LETTERS OF CREDIT (for use
industries ruining of
on board P. de O. and D. I. Btesmers and by un-
at Port of Call) are issued at current scrupulous sharks within the rate of exchange and free of commission. City.
Labour's Immediate Pro- gramme includes a housing scheme bold enough to end the dilemma of the Ferrimans; a pensions plan which would give Henry Kingswood and his wife security such as they have never known before; which would give Albert the chance of a real boil- day-with, pay; which would give Ted Fletcher's family a mainten- ance allowance so that Ted could go on to another school and swat up aerodynamics; which would' give Peter Day, if he insists on keeping to the pit, at least a living wago to work for and safety while he works.
S. E. R. Wynne
THE YOKOKAMA SPECIE ·
BANK, LIMITED.
Capital (fully paid-up) ................ 1,100,000,000 Reserve Fund me............... Y.136,600,000 HEAD OFFICE>««>TOKOBANA, Branches and Agencier at
Rangoon
Alexandria
Bangkok
Batavia
Sterlin
Bombay Calcutta
longkong
Hainking
Habe
Karachi
London Los Angeles Manila
AMERICAN EXPRESS TRAVELLERS' CHEQUES sold and cashed.
British Income Tax Recovered, Executorships and Trusteeships under-
taken.
W. J. WADDINGTON,
Hongkong. 3rd April, 107.
Biznizer.
THE BANK OF EAST ASIA, LIMITED,
Authorised Capital Paid-up Capital ........ Reserve and Undivided
Profits
$10,000,000,00
# 5,590,000.00
$2,770,726.78
HEAD OFFICE:—SIONOKONG 10. Des Voeur Road, Central,
BOARD OF DIRECTORS: Bir Bhouson Chow, Chairman. Li Koon Chun, Esq. Fung Ping Wah, Esq. P. K. Kwok, Esq, IJ Lan Bang, Kəq. Wong Yun Tong, Esq. Wong Chu Bón, Esq.
Chang Chung Shek, Esq. Han Ying Fò, XHCL, KAN TONG PO, Esq, Chief Manager, LI THE FONO, Kaq., Manager, DRANCHES AND AGENCIES:~~ Melbourne Shanghal Nagasaki
Amoy
Kobe
Rio de Janeiro
San Francisco
Beattle
Bemarang
Shanghai
Batavia Bombay Calcutta Canton Haiphong Hankow Honolulu
Singapore
(Deiny)
Most Nagaraki
Bourabay
Tention
NAKOTA (Blukden) New York
Sydney Tientsin Tringiao
Kowloon London Manila
Hamburg Ouru
Hankow
Harbin
Osaka. Paris
Takro Yingkow
Canton Detran
Honolulu Peipink
Interest allowed' on Current Accounte Deposits received for fixed periods; at rates to be obtained, on appllection.
Y. EANO,
· Manager. Hongkong, 'Uth September, 1827,
New York OSAKA Pariz Peiping Petiana
Hangon
Balcon
Bintapere Bourabay* Rwatow Bydney Taiheku Tientsin
Tokyo
Vancouver
Bar Francisco Yokohama Beattie
Bemarang
Every description of Banking and Ex- change business trinaacted. Loans grant- ed on approved securities.
Current Account opened in Local Cur- rency and Fixed Deposits received, for one year or shorter, periods in Local and Foreign Currenties on tèrma which will be quoted on, application.
Safe Deposit Boxes To Let.
KANTONG PO
Chief ManÁSOT,
Sailings via HONOLULU
EMPRESS OF CANADA
EMIPRESS OF JAPAN
Doc. - 17 ́
.at Noon Dec. 24th .Feb. 8th
DIRECT TO VANCOUVER (from Yokohama)
EMPRESS OF ASIA leaves Hongkong ............. EMPRESS OF RUSSIA leaves Hong Kong
..at 3 pm, Dec. 10th Jan. 26th
17 Days HONGKONG to VANCOUVER
Air-conditioned equipment carried on Trans-Continental Trains. Frequent Canadian Pacific Atlantio sailings from Montreal and Quebec, down the smooth St. Lawrence Staway, to Europe.
Information and ratos from
Union
Building
Canadian
Pacific
Telephone
20752
IN SPARS THE WORLD
TRAVEL A.-O. LINE
TO AUSTRALIA, Calling st Manila, Thursday Is., CAIRNS
Townsville, Brisbane, Sydney and Melbourne. British Steamers: CHANGTE-TAIPING (Oil Burnom)}] FASTEST & MOST UP-TO-DATE STEAMERS IN THE SERVICE OPEN AIR SWIMMING POOL
ELECTRIC LAUNDRY, BARBER SHOP, SURGEON AND STEWARDESS CARRIED, Enjoy Your Leave in Australia and New Zealand. Hong Kong to Sydney--19 Days.
FIRST CLASS FARE TO BYDNEY, 276 RETURN
#
H
LONDON (via Australis) from £127.15. (Australian Newspapers on Ale).
STEAMER Due H'Kong Leaves H'Kong Leaves Manliu Due Sydney
10 Dec.
6 Jan.
CHANGTE
TAIPING
CHANGTE
TAIPING
17 Doc.
20 Dac.
7 Jan.
14 Jan.
16 Jan.
81 Jan.
11 Feb.
18 Feb.
21 Feb.
9 Mar.
8 Mar. 15 Mar,
18 Mar.
3 Apr.
AUSTRALIAN-ORIENTAL LINE, LIMITED.
Sailings subject to alteration without notice." bor Freight or Passage, apply to:-
Butterfield & Swire. Agents-Hong Kong-China-Japan
OUR BRITISH CROSSWORDS
1193
ACROSS
1 Seasonal absentmindedness for
the furmer (13).
10 No, this mythical person did not
have a gigantic head (7). 11 Part of this European Island is of comparative unimportance (7).
12 Mock (4).
13 Nothing in 20 across makes uils
place (5).
14 Cask often in an angler's hands
(4).
17 Deplet a red light perhaps (7).- 18 Nationality with a head for
brewing? (7).
18 Progress in hospitals? (7). 22 A game of changing appearance
(7).
24 Was this early
limit? (4).
motorist
the
25 This place is dusty if upset (5).
20 Wasting no words (4).
20 He is proverbial for swearing
(7).
:30 Feeling (7).
31 This thing has not happened be-
fore (13).
DOWN
2 The time of the year for brew-
Ing? (7).
3 Common plani, or fish (4).'
4 This comes from any gaol (7).
quilo
This combination of noise and musical instrument is ordinary (7),
0 Hnd status? (4),
7 Up-bringing (7).
180
[23]
15
0 Might be a theatre or merely the clown's red hot poker (two words-5, 8).
# Surely strong men were needed
for this Border crime (33). 15 A theatrical lone (5),
16 A number take great pleasure
in making this splee (5).
20 The abode of baldhended Scots?
21 What is this is not meant to be
taken literally (7).
22 Pigment that suggests Socialist
victory (7).
23 A matter of course (7).
27 Perhaps a yard for a sailor (4). 28 This kind of country is high up,
paradoxically enough (4).
Saturday's Solution.
ZESTUMPORATORY-
HOUSING"
EXAM
00
ARIELL 8, 8. DA DETER PEBOY#WE E DINAH WOOF
NCE
TAX
REFINED HARBOU
8′I NGILHANDE
Roln
OPENS TO-DAY
at 12 Des Voeux Rd., C.
1
Page 10Page 11
ጥሪ!!!
P & O-BRITISH INDIA-APCAR AND EASTERN & AUSTRALIAN LINES MAIL AND PASSENGER STEAMERS
Taking Cargo For
Straits, Java, Burma, Ceylon, East and South Afrlen, Australia, India, Persian Gulf, Mauritius. Red Sea, Estypi, Europa,
PENINSULAR & ORIENTAL FORTNIGHTLY
DIRECT ROYAL MAIL STEAMERS
UNDER CONTRACT WITH H.M. GOVERNMENT
All dates are approximate and subject to alteration without notice. and all enllings are subject to change or deviation with or without notice
PENINSULAR & ORIENTAL SAILINGS
RAJPUTANA
From
Tous Hong Kong
About
Destination.
11th Dec. Bombay, Marseilles & Loudon. 16th Dec. Pambay, Karachi & Persian Gulf, 18th Dec. Marseilles, Havre, London, Hamburg
Rotterdam, Antwerp & Hull
B.8.
⚫JEYPORE
*BEHAN
17,000 5,000 0,000
RANPURA
17,000
25th Dec.
*SOUDAN
7,000
1st Jan.
RAWALPINDI
17,000
8th Jan.
*KIDDERPONE
CORFU
*BURDWAN
5,000 14,500 6,100
15th Jan.
22nd Jan.
29th Jan.
Cargo only.
All vessels may call at Malta.
Bombay, Marseilles & London. Marselles. Havre, London, Tiamburg
Rotterdam, Antwerp & Hull, Bombay, Marselles & London. Bombay, Karacht & Persian Gulf. Bombay, Marseilles & London.
'bay, M'sciliés, l're, L'don, H'burg.
Rotterdam, Antwerp & Hull,
BRITISH INDIA-APCAR SAILINGS
SANTHIA
TALMA
SIRDHANA
SHIRALA
TILAWA
1st Jan. Singapore, Port Sweltenham 19th Jan. Í
8.000
16th Dec,
10,000
8,000
0,000
20th Jan.
10,000!
12th Feb.
Penang. Rangoon & Calcutta.
EASTERN & AUSTRALIAN SAILINGS
NANKIN
NELLONE
TANDA
7,000
2nd Jon.
7,000 7,000
20th Jan. Manila, Rabaul, Brisbane, Sydna)
6th Mar.
Melbourne & Hobart.
SAILINGS TO JAPAN
10,000) 9th Dec. Amoy & Japan.