Ford
THE HONGKONG TELEGRAPH, MOTORING SUPPLEMENT.
The Car that is Built for Service and Economy
FORD
owners are satisfied customers bocause they get prompt and reliable service.
Every Ford dealer takes a personal interest in helping Ford owners get the greatest possible use from their cars at a minimum of trouble and expense.
AUTHORIZED DEALERS:
Ford dealers have the latest, modem equipment, and their me- chanics have been specially trained to give efficient FORD SERVICE.
i
The Ford Motor Company, Ex- ports, Inc., Shanghai, operates school for training mechanics, which is only one part of the complete organization in China behind your purchase.
The above are only a few reasons NEW why your car should be a FORD.
WALLACE HARPER & CO., LTD.
745, NATHAN ROAD, MONGKOK, KOWLOON, HONGKONG. Telephone 58016.
FORD MOTOR COMPANY, EXPORTS, INC., SHANGHAI.
Use Genuine Ford Parts only, purchased from Authorized Ford Dealers.
MOTOR-BOAT CRAZE. demand for the cheaper type of yesterday, writes a correspondent
boat, but also a large number of to a Home paper.
high-speed cabin High-speed Cruisers. expensive
It has been built for Major J. cruisers are being built for Coats, is 48 ft. long, and with the LUXURIOUSLY BUILT. wealthy men.
Thornycroft V12 engine, which Motor-boat manufacturers in 1 inspected
one of the latest develops over 500 horse-power, is England are inundated with type in the yard of Messra. capable of a speed of more than orders. Not only is there a great Thoryncroft at Hampton Wick 15 miles an hour
It is, however, very comfortable, as there is a luxurious cabin and a kitchen.
In addition to the main engine there is one of four-cylinders for cruising purposes. The boat is capable of meeting rough seas be used on confined and could
w::ters.
SHOWROOM FIAT GARAGE
67, Des Vœux Road, (24821)
FIAT od 520 Mod
JUST
6cylinders
UNPACKING.
Model 520 Super Six $3.000-
AN OPPORTUNITY THAT CANNOT OCCUR AGAIN!
414
Model 509 Super Four $2.100
A. GOEKE & CO. FOURTH FLOOR-CHINA BUILDING.
TEL. 22221.
SATURDAY, JUNE 14, 1930.
NOVEL INSURANCE RULING.
Washington Supreme Court's Ruling.
ACCIDENT FOLLOWS TWO LENDINGS. [By William Ullman.]
Liability insurance protects pos- between him. and the named sible victims not from the owner assured owner. If that condition
FOUR-WHEEL DRIVE.
New Truck.
SILENT CHAIN USED.
Following closely on the heels of the front-wheel drive for motor vehicles comes a truck that drivas on all four wheels. It is being produced by the Four-Wheel Drive Auto Co., in the U.S.A., which hava gone into production on a new 2 toa truck.
..
On a wheelbase of 183 inches)
The
of the car but from the car itself, means more than this, then, in the truck has a six-cylinder engine regardless of who is driving it in deed, the insurance which the developing 66 horse-power. most instances.A recent decision policy purports to safeguard drive from the transmission is of the Supreme Court of the State other persons than the specifically transferred to a sub-transmission of Washington, holding the in-named assured becomes little where the gear ratio is further surer liable in a case involving a short of no insurance; since the reduced. This is effected by variety of interesting factors, is negligent acts in the operation of using a silent chain drive on the regarded by many observers as automobiles resulting in injury to driven sprocket of which is the clarifying this aspect of Insur-persona are almost always viola- centre differențiali ance. The court ruled that in-ftians of some public law. Mani- The engine power is transmitted surance protection follows the car, festly, it is the intent of the policy from this by propeller shafts to and of special Importance, in the to insure against this very large the front and rear axles which are decision was the opinion of the class of negligent clients.
of the straight bevel, full floating judges relating to "legal opera This phase of the decision type. By placing the service brake tion" of the insured vehicle.
seems to settle the doubt raised on the subtransmission it has effect. A man named Grill was the by a recent ruling of another and on all four wheels. holder of the insurance policy in lower court to the effect that Lubrication is very efficient, and the case upon which the ruling violation of a municipal ordinances carried out by a full force feed was made.
He turned his car in the case of a mishap relieved over to & second person, one the car owner of his insurance pump to all seven bearings of the Hickey, giving the latter un protection. In the face of that heavy crankshaft and connecting restricted use of it. In his turn, verdict, many motorists question- rods. A dry clutch which has the second person loaned the cared whether they were safeguarde eight discs is housed with the to a third person, Bullock, who in event of an accident in which, seven speed gear set. was an unlicensed operator in a it might be shown that they had
violated the Jaw by failing to givs
State which requires the licensing of all drivers. Bullock invited three of his friends to go riding with him. On the trip, due to the dangerous manner in which the to establish the claim that insur
a signal, by exceeding the speed limit or otherwise. The Washing ton Supreme Court ruling is taken
EASIER PARKING.
A turntable for motor cars has
car was operated, it was wrecked ance always follows the car, been installed in a narrow street and one of the occupants injured.except when it is being illegally in Paris. One has been in use The injured passenger sued the used, as, for instance, in the case in London for some time, and has driver, Bullock, and the second of theft.
proved successful. party, Hickey, who had loaned the car after it had been given into his possession by the owner. The plaintiff was awarded damages of An effort approximately $2,700.
to execute the judgment, however, revealed the insolvency.of the two against whom the verdict had been obtained. Action then was taken to collect the damages under the contract which the owner of the car had with the insurance com- раду.
An immediate disclaimer of liability was filed by the under- writer. Its position was that the loan of an automobile by its owner to a second person did not authorize the latter to permit still another individual to use it for his own pleasure. Further, it maintained that the injured man could not recover damages on the ground that the car was being illegally operated-the driver having no permit-when the mishap occurred.
Court of the State decided against On both points, the Supreme the underwriter, sustaining the opinion of a lower tribunal,
WAS
0.1-
With regard to the claim that the man to whom the car had been authorized to lend it to a third loaned originally party, the decision pointed out that, in turning the car over to another, the owner had placed absolutely no restrictions upon the use of it This condition, fully sustained by the evidence, result- ed exactly as if the third person had been given permission to use the car by its owner.
It is as if a wife who had been given unrestricted use of her husband's automobile had turned it over to a sister or any third person. The insurance would fol- low the car in such a case just as if the third person had direct per- mission from the owner to use the vehicle.
That part of the decision which relates to the claim that the car was being illegally operated at the time of the accident is regard- ed as especially interesting by many motoring authorities. It was clearly established, the court agreed, that the driver had no operator's permit when such a licence was explicitly specified in the State motor vehicle code. Further, it was shown, that one" of the conditions of the contract | between the underwriter and policy-holder was stated as follows:-
The unqualified word, "assured," wherever used in this policy, shall be construed to include, in addi- tion to the named, assured in this policy, any person or persona while riding in or legally operat ing any vehicle insured hereunder. Disposing of the underwriter's claim under this condition of the policy the court ruled:
We have seen that Grill's loan of the automobile to Hickey was unrestricted as to Hickey's use of it and as to his authority in permitting others to use it. So we have a situation in legal effect as if Grill himself had loaned the automobile to Bullock for his own- pleasure. Now, suppose Grill himself had so loaned the auto- mobile te Bullock. Could the indemity company have success- fully claimed that, because Bul lock did not have a driver's license, he was therefore illegally operating the automobile within
મ
THE NEW 879
MARMON
FOR FINE CAR BUYERS WHO WOULD PURCHASE CONSERVATIVELY
U
ŢLTRA - MODERN Design-Wide; Roomy Bodies... Luxurious Sime (15 feet, 11 inches overall)—Mar- mon Straight-Eight Engine-Generous Horsepower -Marien Double Dome Combustion, (Combining Smoothness of L-Head Type Motor with Power of Valve- in-Head Type)-Optional Four-Range Transmission- Equi-Presare Cables replacing Brake Rods-Ther mostatically Operated Radiator Shutters-Non-Shatter- able Windshield-Single Button Control for Starter, Lights and Horn-Adjustable Seat, Pedale, Steering Column Platform-Type Accelerator-- New Crank- type Windshield Control-Two Cowl Ventilators- Interior Sunshade Visor for Driver-Ash Receivers in Wainscot of Each Door-Centre Disappearing Aro Rest Rubber Spring Shackles, Four Duo-Action Shock Absorbers-Cigarette Lighter-A Fine Car in Every Sense, with 23 Years of Marmon Fine Car Manufacture Built Basically Into It.
Marmon Also Builds the New Big Eight, the New 869, and the New Marmon Model R.
The Industry's Most Experienced Builder of Straight-Eights
Arrange for an early Demonstration
Sole Distributors
the meaning of Condition of THE ORIENTAL MOTOR CAR Co.
the policy? We think not.
That condition, we are of the opinion, means only that to absolve the indemnity company from liability under its policy to one lawfully riding in the insured automobile, there must be illegali- ty of use of the automobile as
353-7, Hennessy Rond:.
Tel, 20406;