For
FARM FINANCE.
PLAN FOR THE NEW
- TERRITORIES.
THE HONGKONG TELEGRAPH, TUESDAY, MARCH 4, 1930.
THE BEN LINE STEAMERS, LIMITED.
From MIDDLESBRO', LONDON and STRAITS..
The Chartered Steamship.
́OCEAN, STEAM SHIP CO, LTD:- AND
CHINA MUTUAL STEAM NAVIGATION CO., LTD.
Consignees por Company's Vessel'
"OANFA"
From UNITED KINGDOM via SINGAPORE,
her is able to borrow money at of the farmers. There was great CONSIGNEES' NOTICES. CONSIGNEES NOTICE. practically little risk and at a poverty in India some years ago uch lower rate of interest that and the Indians were fond of and lending, The the Chinese Ngan Wh, or money borrowing ussociation, can do for its British Government had to devise members. So many of these some means of improving condi- associations have been tions. The method hit upon, was An Interesting plan to provide money funds and protection for New started and defaulted from year to founded by a German about a hun-
"IRRAWADDY" Territory farmers has been sug-year in China, it seems that the dred years ago, and although there
Consignees of Cargo are hereby in- gested, It provides for control, co-operative credit system can be was great difficulty in the begin- by the Agricultural Association introduced to consolidate effective-ning to introduce the central co-formed that all Goods are being land- credit system, the od at their risk into the hazardous now being formed, of the Chinese y the resources of the poor under, operative wai system, under which farmers of course, the control and super-scheme met with success even- and/or extra hazardous Godowns of
tually.
The Hongkong and Kowloon Wharf obtain their capital. It is antici- vision of the Government.
It was in the main essentially and Godown Co., Ltd., whence and/or pated that in about ten years the In connexion with this matter, the same
as the Wui system in from the wharves delivery may be
obtained. interest from the New Territory Mr. J. A. Fraser spoke at length.
No claims will be admitted after ouis, under the Association's con- He said that much advantage could China. Mr. Fraser went on to say
means of the Wei the the Goods have left the Godowns, and trol, would probably pay the be derived by the formation of a
remaining undelivered expenses of the annual." agricul- co-operative credit society among farmer obtained the capital. The all Goods
poor after the 7th March, will be subject tural show.
the villagers in the New Terri- members of the Wut were
to. rent. pointed out The plan was suggested by Mr.tories. He
people who generally found it dif that
ficult to obtain money and often
All claims against the mus
be presented to the Undersigned New Territories Agricultural Association, in its work for the The rate of interest was Show, at a meeting held at Tung improvement of the general con-higher than one man can produce
recognized.
Tung's Experimental
that by
will not be
steamer
are hereby notified that their cargo will be discharged into Holt's Wharf Kowoon, whore it will lie at Consig nees risk and subject to terms and conditions of storage at Holt's Wharf. The Cargo will be ready for delivery from Godown on and after. 3rd March. Optional carge will not be landed here, unless notice has been given prior to steamer's arrival but carried on from port to port to the final port
to which the option extends. call of
broken, chafed, and damaged are to be left in the Godowns, Tuesdays and Fridays between the hours of 10.45
and T
noon within the free storage period.
No claims will be admitted after tha Goods have left the steamer'a Go- down, and all Goods remaining m delieved after the 10th March will be subject to rent.
J. A. Fraser, Vice-Chairman of the education was lacking and the resorted to mortgaging their land. en er before the 21st March, or they they will be examined on any Ying Hok Po, Sir Robert Ho ditions of the farmers, must
Farm, realize that the material they had himself and this was due to the
Sheungshui, on Saturday. Plans in the New Territories was not for the formation of the New the best that can be obtained. Agricultural Association, recently The standard of education in the approved by the Government, and New Territories was not so high for which 2 grant of $2,000 as that of Hongkong. The reason Annually has been made for eur- rent expenditure, were also dis- was that the people must think of cussed. The Articles of Associa- their food before education and tion, it is hoped, will be put into there was no money available for educational purposes. Since it official shape before long.
Among the items in the draft was the object of the Association constitution of the Association is to improve the standard of agricul- one under which the Association ture and living, the Association is to investigate the financial con-should take into consideration ditions of farmers in the New what he intended to outline. Territories.
Hand to Mouth Living. The general advantages of a
As District Officer, Mr. Fraser co-operative credit society in India have been put to the test for some! said that probably he had a years and found remarkably greater opportunity of seeing the beneficial to the poor villagers. troubles of the people through his The principal object of such co- office than many of the others operative credit society is, necord-[connected with the Association. ing to a report received from The main drawback of the people India, to make it possible for is that many lived from hand to man, by joining together with mouth. There is no reserve to call other men, to borrow money upon at any time. As soon as cheaper than he could by himself.
people
fall sick they get into Such a society is useful principal-debts, sell their daughters to ly to poor men.
"A poor man by himself," the realize money, or resort to borrow report explains, "has very little ing from a richer neighbour. This credit, but if 20 men join together state of affairs was found in many people have confidence in them countries at one time or other.
Mr. Fraser instanced the case of and their credit becomes strong. In forming a co-operative credit India which was, according to the society of 20 men it is necessary speaker, in much the same con- for each member to stand security iition same years ago. There is for the others. In the event of in China un institution called any member defaulting, each mem-Ngan Wui, and he wanted the ber undertakes to repay the money Association to bear that in mind. borrowed by him. This is called unlimited liability."
Proposed Credit Society. By joining a co-operative society with unlimited liability each mem-
A Chinese System. In India this question has been well looked after by the British Jovernment, which has tried, and s still trying, to help the condition
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the enjoyment of your voyage. DOLLAR STEAMSHIP LINES and AMERICAN MAİL LINE
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bad results of human nature: .“
There must be some way to force down the rate of interest and Mr. Fraser said as a rule interest could only be kept down if the lender was satisfied that the security or guarantee was good.
Under the present Wui system, the absconding of the chief
All broken, chafed, and damaged Goods are to be left in the Godowns, where they will be examined on the 6th March, at 10 am. by Messrs. Goddard and Douglas,
No Fire Insurance has been effected. Bills of Lading will be countersign ed by,
GIBB, LIVINGSTON & CO., LTD., Agents. Hongkong, 28th February, 1930.
All Claims against the Steamer inust be presented to the undersigned or before the 24th March, or
No Fire Insurance will be effected.
**
MESSAGERIES MARITIMES.
The Steamship,-.
CONTRACTUELS DES they will not be recognised.
principal generally meant bank-SERVICES ruptcy for the members who had no means of getting back their money or of seeking redress. Wut had all good intentions, but unfortunately the heads are not secured.
Security Wanted,
A
If the head was trusted with a
good deal of money and found himself unable to pay a complicat ed situation would arise.. But with proper supervision some sort of union could be achieved and the Buis could be brought under some form of control. Perhaps there gistration of every Wui, the regular inspection and auditing of accounts, would be one of the best kinds of security for farmers in- terested in the system.
"CHENONCEAUX" Arrived Hongkong on Wednesday, the 28th February, 1930,
аго
BUTTERFIELD & SWIRE,
Agents. Hongkong, 2nd March, 1980.
OCEAN STEAM SHIP CO. LTD.
AND
CHINA MUTUAL STEAM NAVIGATION CO. LTD.
T
"PROTESILAUS".
From UNITED KINGDOM via
From MARSEILLES &c. Consignees of Cargo by the above named steamer pre hereby informed that their goods with the exception of Opium, Treasure and Valuables being landed and placed at their risk Consignees per Company's Vessel in the Godowns of the Hongkong Kowloon Wharf and Godown Co., Ltd., Kowloon, whence delivery can be: obtained as the goods are landed. including date of arrival, will be Goods not cleared within 7 days
subject to rent.
All claims must be sent to the undersigned before Friday the 1980, or they will not 7th be re
Damaged Packages must be left in All these have been done by the the Godowns for examination by the Government of India and Mr. consignees, and the Company's Bur Fraser thought it would be a good veyor Blessrs. Goddard & Douglas at idea to approach the local Govern- 10.00 a.m. on Tuesday, the 4th March, ment to do the same thing here. 1930. There is no bank in the New Ter- ritories where farmers can deposit their money and there is no place where they can put their money except in Wuia. A Wui, In fact, served as a sort of a bank without the standing of a bank, not pro- riding the same security as a bank. In many instances the Wui paid more than 100 per cent. interest.
Former Governor's View. The Agricultural Association, said Mr. Fraser, having members from all the districts in the New Territories and being in a position to consult all the elders whenever required, should not find it dif- ficult to investigate the standing of the leaders of the Wui, to audit accounts and to inspect their books. Mr. Fraser predicted that In the space of about ten years the interest from the Wut under the control of the Association
may perhaps pay for the expenses of the annual show.
Mr. Fraser concluded by stating
No claims will be admitted after the goods left the Godown, by us in any case whatever.
No Fire Insurance will be effected
L. LESDOS, Agent. Hongkong, 26th February, 1930.
question be placed in the hands of a sub-committee to be studied and investigated. If it is found prac- ticable or applicable to conditions in the New Territories recom- mendation may be made to the Government.
Election of Officers.
Among other business discussed on Saturday was the question of officers of the new Association when it should be formed. It was decided that in view of the keen interest taken by Sir Robert and Lady Ho Tung in local agriculture, that he should be invited to be a vice-patron of the Association.
The following officers were re- elected to serve the New Ter- ritories agricultural show for the
ensuing year.—
that he had discussed the question with the late Governor, Sir Cecil
Chairman, The Rev. H. R. Clementi, and the latter had ap- Wella; English Secretary, Mr. J. D. proved of the idea and had men- Bush; Chinese Secretary, Mr. Ng tioned that the Agricultural Asso-Sing-chi; Treasurer, Mr. T. P. ciation and the Wuis would es- Tong. sentially merge into each other and A welcome was extended by the should be inseparable.
meeting to the following new members, Mr. Andrew Taze, Mr. J. Kussell, Mr. E. L. Clark, Mrs. F. B. kowe, Mr. W. S. V. Curtis, Mr. Ho Wal-sam and Mr. Hoo Fook-ping.
The next committee meeting will
The Rev. Mr. H. R. Wells said that the idea would of course, take time to develop, but if it could be established it would be of beneft to the villagers in many respects.
Mr. Bush suggested that the be held on March 29.
SINGAPORE.
Kowloon, where it will lie at Con- are hereby notified their cargo will be discharged into Holt's Wharf signeca' risk and subject to terms and conditions of storage at Holt's Wharf. The Carge will be ready for delivery from Gedown on and after 3rd March. Optional cargo will not be landed here, unless notice has been given prior to steamer's arrival but carried on from port to port to the final port of call to which the option extends.
All broken, dhafed and damaged goods are to be left in the Godowns, they will be examined on any where Tuesdays and Fridays between the hours of 10.45 am and noon within
the free storage period. -
No claims will be admitted after the Goods have left the steamer's Godown, and all Goods remaining un- delivered after the 10th March, will be subject to rent.
太
EXPRESS
РАДИКА
SERVICE
BARBER WILHELMSEN
LINE.
THE PREMIER ALL WATER ROUTE TO
NEW YORK and other U.S. Atlantic Ports via Panama.
All Vessels call at SAN FRANCISCO and LOS. ANGELES en route..
Passengers desiring to travel, by this interesting route will find the accommodation provided well up to their expectations, and at a cost most reasonable.
42 Days To New York
-For Passenger and Freight information please apply
DODWELL & CO., LTD.
Queen's Buildings. Agents,
Telephone C. 1080.
P. & O. BRITISH-INDIA, APCAR AND EASTERN & AUSTRALIAN LINES. (COMPANIES incorporated in ENGLAND) Taking Cargo on through Bills of Lading för, Straite, Java and Burma, Ceylon, India, Parsian Gulf, Maurition, X. & 8 Africa, Australasia, including, New Zealand & Queensland Forts, "Red Sea, Egpyt, Constantinople, Greece, Lavantins Ports, Europe-Etc. PENINSULAR 8 ORIENTAL FORTNIGHTLY DIRECT ROYAL MAIL STRAMIRI.
(UNDER CONTRACT WITH HM. GOVERNMENT.); **
8. 9.
All Claims against the Steamer KASHMIR must be presented to the undersigned on or before the 24th March, or they *KALYAN will not be recognised.
No Fire Insurance will be effected.
BUTTERFIELD & SWIRE.
Agents Hongkong, 2nd March, 1930.
OBITUARY.
DEATH OF A, NOTED NOVELIST.
London, Mar. 3,
The death has occurred of the
novelist, D. H. Lawrence, at Vence, in the South of France. Reuter.
Tons
From Hong
kong (about)
Destination
8,985 | 8 Mar. noon. | M'lus, L'don, Hull, H'bg.
"R'dm, & A'werp
-
1 9,144 | 15th Mar. | M'los, L'’don, Hull, E'dm
& A'werp IALIPORE
5,273 19th Mar, Btraits, Colombo.& Bbsy RAWALPINDI 16,619 29th Mar. | Bombay, M'ies & London
Cargo only. *Calls Casa Blanca.
Frequent connections from Port said for Fassengers à Cargo Constantinople Pyrous, Smyrns and other Levant. Ports by Steamara: the Khedivial Mail 8.8. Co.
BRITISH
TILAWA · 10,008 TAKADA 1 6,949 TALAMBA 8,018 TALMA
10,000!
INDIA-APUAR SAILINGS
17th Mar. 28th Mar.. 30th Mar.
11th Apr.
S'pore, Penang & Caloutta
S'pore, Penang & Calcutta S'pore, Penang & Calcutta S'pore, Penang & Calcutta
B. I. Apcar Line steamers bave excellent accommodation for 1st and 2nd class passengers. All stesmors are fitted with wireless and carry a qualified surgeon.
EASTERN & AUSTRALIAN SAILINGS (South)
[The late Mr. David Herbert Lawrence was born in 1885, and early won fame for novels of an "TANDA unusual nature. His publications ST. ALBANS also included essays, poems, and NELLORE drama. He latterly came into pro- minence owing to the suppression by the British authorities of some of his verse. A great deal was also said, at the time, of his pri- vately-printed effort "Lady Chatter ley's Lover," produced in 1928.]
THE HONGKONG & WHAMPOA DOCK CO., LTD.'
TELEGRAPHIC ADDRESS "MANIFESTO", HONGKONG.
Codes Used A1, A.B.C. Fifth Edition, Engineering, First and Second Editions.
Western Union and Watkins, Benson's Maconi:
Dock Owners, Ship Builders, Marine and Land Engineers, Boiler Makers, Iron, Steel and Brass Founders, Forge Masters, Electricians.
6,956 1
4,500 4th Apr. 6,853 2nd May.
"alls Iloilo Port Holland & Cairns.
Manila, Sandakan, Thurs, Island, Townsville, B'bans (Sydney and Melbourne.
Regalar Monthly Sailinge from Hongkong to Japan and Hongkong to Australia
The E. & A. 8.8. Co., Ltd. steamers will also call at Shanghai, Belle, Cebu, Kalambugan, Tawao, Timor, Darwin, or other ports on route inducement offers.
Frequent connections from Australia with the following The Union 8.8. Co.'s Steamers to the United Kingdom via No Zealand, Vancouver; San Francisco, etc.,
The P. & O, Royal Mail Steamers to Londen via Sues Canal. The P. & C. Franch Service of Steamers to London via the Cape. The New Zealand Shipping Co. Steamers to Southampton and Londo Via Panama Canal
TAKADA
ST. ALBANS MALWA TALMA
SAILINGS TO SHANGHAI & JAPAN
| 6,949 | 5. Mar. 'D'light; } Amoy, Moji, Kobe, Yoko 4,500 11th Mar. | Moji, Kobe, Osaka & Yoko 10,980 | 14th Mar. | S'hai, Moji, Kobe & Yoko - 10,000 | 21st Mar. | Amoy, Moji, Kobo & Osaka
..
All dates are approximate and subject to alteration without notice. WIRELESS ON ALL STEAMERS. Parcels Measuring not more than 21 ft. ft. x 1ft. will be received at the Co's Office up to noon on the day previous to sailing For Passage Rates, Handbooks, Freights, etc., apply to
MACKINNON, MACKENZIE &
Agents.
P. & O. Bldg., Connaught Rd., C.,
REGULAR TRANS-PACIFIC SERVICE.. HONGKONG direct for:
SAN FRANCISCO, LOS ANGELES HARBOUR, PORTLAND, CORE., VANCOUVER, B.C., SEATTLE and TACOMA.
BRONXVILLE"
M.V.
M.V. PLEASANTVILLE"
M.V.
SOMERVILLE"
Sailing 20th March
Sailing 22nd April Bailing 15th Máy
Alio sing through Bills of Lasting to Gulf and Atlantic boris, with transhipment at San Francises to Luckenbach Line.
SOUTH BOUND.
M.V. PLEASANTVILLE" due H'kong 10th sailing 18th Mar, M.V. SOMERVILLE", ...due'H'kong 11th sailing 12th Apr.
Accepting cargo for Manila, Java po: to and Singapore.
For Freight rates and all other information plenán apply to THORESEN & CO., LTD. Agents. Queen's Buildingn.
Tel. 0.450 & 2003.
M.V. “NAGA."
STEEL TWIN BOREW MOTOR VESSEL
Dimensions:-155′ 0' B.P. × 35'0 x 13'6" Mid B.H.P. 480, Speed 10 knots. D.W. 845.
"Please address enquiries to the Chief Manager
R. M. DYER, B. Sc., M.I.N.A., Kowloon Dock, Hongkong,
GLEN LINE.
Fare - - ongkong to London £82.
TO LONDON, ROTTERDAM & HAMBURG vie STRAITS & COLOMBO,
Motor Vessel "GLENAPP"
Motor Vessel “GLENBEG",
Steamship “GLENIFFER”
TO SHANGHAI, KOBE, YOKOHAMA & VLADIVOSTOCK.
Motor Vessel "GLENLUCE"
Steamship "CARNARVONSHIRE”:
Motor Vessel "GLENBEG, TA
Steamship
-"PEMBROKESHIRE”
Steamship "GLENIFFER"
15th Mar.
77th May,
4th June,
7th Mar.
14th Mar
* 28th Mar.
11th Apr.
25th Apr,
For freight, passage and further particulars, apply to:
JARDINE, MATHESON & CO., LTD. AGENTS: THE OLEN LINE, LTD,