The
Thongkong Telegraph
13 Wyndham Street, Hongkong.
Every afternoon except Sunday.
Annual Subscription H.K. $36.00 48.20 Outportsaneonowo »
50.40
Foreign Countries........
For advertising rates apply to the Manager.
Cable: Addreus. '·.
“TELEGRAPH" HONGKONG.' CODES:-A, B. C. 5th Edition" Bentley, Western Union..
TELEPONE C. No. 1.
Prepaid
Advertisements
25 WORDS FOR $1.00
($1.50 if not prepaid)
The following replies are await-J
collection:
1392, 1342, 1397, 1441, Ï444, 1456, 1462, 1453, 1512, 1516, 5, 26, 32, 39, 72, 80, 89, 101, 102, 118, 139, 161, 191, 174, 186.
THE HONGKONG TELEGRAPH.
NEW ADVERTISEMENTS.
SITUATIONS VACANT. WANTED. Immediately by loen)) Shipping: Oflice, European Male Stenographer, spanking knowledge of Chinese proferred. Apply stat Ing salary to Box No. 194, care of "Hongkong Telegraph."
WANTED.
WANTED-European House at! moderate rental around Happy Valley District. Terms and full! particulars to Box No. 196, cure of "The Hongkong Telegraph."
FANLING HUNT SPRING
PAPER HUNT.
For a cup presented the above will be held on Sunday, March 13th, nt 11 a.m. Post Entries open to all (whether subscribers) or not). Start at Lok Ma Chau Cross Roads. Motor Bus will leave Hunters Arms at 10.45 re- turning there after the Hunt.
THE HONGKONG FIRE INSURANCE CO., LTD.
NOTICE TO SHAREHOLDERS.
SOCIETY OF ST. GEORGE,
HONGKONG.-
The Annual General Meeting of the Society will be held in the Gourd Room of Messrs. Jardine, Matheson & Co., Ltd., on Friday, 18th March, 1927, at 5.30 p.m.
For the following purposes: (a) To receive the Report of the Committee and Statement of Accounts for the past year. (b) To elect the Officers and Committee for the ensuing
year.
(e) To consider the manner in which St. George's Day shall be celebrated. (d) To transact any other busi- ness of which due notice has been given.
All Members are requested to attend.
R. E. GREENSMITH,
Hon. Secretary. Hongkong 10th March, 1927.
THE DAIRY FARM, ICE AND COLD STORAGE CO., LTD,
NOTICE TO SHAREHOLDERS.
NOTICE is hereby given that the Thirty first Ordinary Yearly Meeting of the Shareholders in the The Fifty-eighth Ordinary Gen-Company will be held at the Com- Lower eral Meeting of Shareholders willpany's Town Office, 2,
on Saturday, 26th he held at the Offices pf the under-Art Road, signed on Monday, the 28th March, March, 1927, at noon for the pur- pose of receiving a Report of the 1827. at Noon, for the purpose of Directors together with Statement receiving the Report of the Gen-of Accounts, declaring a Dividend' eral Managers, together with and re-electing Directors and Au- ENGLISH LADY, experienced tea-statement of Accounts for the year ditars.
The Transfer Books of the. Com- cher, with knowledge of Chinese, ended the 31st December 1926.
The Share Register and Trans-pany will be closed from the 17th has vacancy for pupil from 9.30 to fer Books will be closed from the to the 26th March, 1927, both days 10.30 each morning. Advanced or elementary English. Would be th to the 28th March, 1927, both inclusive.
By Order, days inclusive. willing to form class of two or three pupils. Particulars from. Box No. 164, care of "Hongkong Telegraph."
TUITION.
FOR SALE.
varieties.
FOR SALE FOREIGN STAMP'S including Portuguese Reasonable prices. Particulars given or enquiries answered by A. F Batalha, Beco. de Lilao" No 6, Macao.
JARDINE, MATHESON
& CO., LTD. General Managers, Hongkong Fire Insurance Co., Ltd.
Hongkong, 7th March, 1927.
THE BANK OF CANTON, LTD. |
of the Board of Directors,
J. D. THOMSON,
Acting Secretary. Hongkong, 11th March, 1927.
ANNOUNCEMENT. པསཱརཱབྷཱཝཏམཱམཧཱཏ།
LANGTUȚION OF ENGINEERS AND SHIPBUILDERS OF HONGKONG.
+
ANNUAL DINNER.
Notice is hereby given that the Sixteenth Ordinary Annual Gen- eral Meeting of Shareholders of the Company will be held at the Head lice, No. 5, Des Voeux) The Annual Dinner will be held | Road Central, Hongkong, onWED- in the Rooms, on Friday, March NESDAY, the 23rd March, 1927,|11th, at & pon, His Excellency at 2.30 p.m. for the purpose of re-Sir C Clementi, K.O.M.G., the Hoi. room, living room, hall and veran-ceiving the Report of the Directors Prestimit, has intimated his inten dah, Reply to Box No. 192, care together with a Statement of Action to be present, of "Hongkong Telegraph."
counts for the year ending 31st. Dress on this occasion will be
| DINNER DRESS. December, 1926,
FOR SALE--Furnished" flat, "May Road. Immediate occupiney, tra bedrooms, two bathrooms, dining
FOR SALE-Owner "leaving Co. lony. FORD SEDAN, built in England, owner driven. Done only 2000 miles. In, perfect condition. Any trial by appointment. Apply It. Col. Stephen, Army Ordnance Depot, Queen's Rond; East.
PREMISES TO LET.
: TO LET-55, Kennedy Road... Ap-
ply Young, Tel. C.906 and C.651.
TO LET-One European ELAT Wanghai tap toad Hongkon Apply to 32, Kennedy Road.
TO LET-OMee Rooms, 2nd Floor, New Hongkong Bank Building Apply Sang Kee, same building.
TO LET. From 1st April furnish
The Transfer Books of the Com- Will Members who wish to be pany will be closed from the 8th present, and have not yet obtained March, 1927, to the 23rd March, their tickets, please notify the Ho 1927, hath days inclusive), during Sereetary immediately. which peried no transfer of shares can be registered..
+
By Order of the Board,
LOOK POONG SILAN,
Chief Manager. Hongkong, 7th March, 1927.
NOTICE...
THE HONGKONG ROPE
MANUFACTURING CO., LTD.
A LANDSBERT,
Hon. Secretary.
1927-1928.
Sealed Tenders will be received at the RN. Hospital until 10 a.m. on the 21st. March, 1927, from Įpersens desirous of supplyiar Bref,, Mutton, Fowls, Park, Bread,
FRIDAY,
LAMMERT'S AUCTIONS
PUBLIC AUCTION.
The Undersigned have received instructions from the Registrar. Supreme Court to sell by Public
Auction,
on SATURDAY, 12th March, 1927,
commencing at 11 a.m.
at their Sales Room, Duddell Street:
A Quantity of Jewellery.'
comprising:-
+
MARCH 11, 1927.
THE VOLUNTEERS.
LATEST CORPS ORDERS.
Volunteer Defence Corps Orders, issued by Idout. Col. `L. G. Bird, D.S.O., state:
MRS. BORODIN,
HOME PRESS COMMENT.
London, March 10. The Daily News says that in cap- turing, acquiring or borrowing The rendezvous for all Officers Mrs. Borodin (alias Mrs. Brown), taking part in the Kirkpatrick Chang Tsa-n has indoubtedly Reconnaissance Schome on Sun-achieved the greatest military suc day, March 13th, is at Repulso cosp of the present civil war. The Bay beach at 1 p.m. This ren- most piquant factor in the altua- enable tion is the intervention of the dezvous is arranged to Officers of all branches of the Russian Government. Corps to coordinate their plans.
Recruits Parnde. On Thursday, March 17th, all recruits of the Corps will parade at Volunteer Headquarters at 5.30 p.m.
PEACE AND ORDER.
PROHIBITION OF MEETINGS
AND PROCESSIONS.
The following regulations have heen made by the Governor In Council under section 2 of the Emergency Regulations Ordin- ance, 1922, Ordinance No. 5 of 1922:
Prohibition of Meetings and Processions.
The paper seks how Moscow can make such a protest to the Peking. Government, which it refuses to
1. It shall be lawful for the recognize? And if the arrested. men were Indeed "diplomatic Governor in Council, by order couriera" to the Cantonese, how published in the Gazetto to pro- cun Moscow any longer pretend ithibit the holding of any meeting is not directly concerned In Bore which in his opinion, is likely to din's connexion with the Can be conducted in a seditious or dis- toncse. The irony, of the sin orderly manner, or at or during tion would be complete if thore which, in his opinion, seditious or Bracelets, Gold Wrist Watches,
On Thursday, March 17th, at were any truth in the lively rumour disorderly útterances are likely to Chain Bracelets, Small Chains, Pendant Rings, Rings in. caso, Volunteer Headquarters at 5.30 that application has been made on be advocated or promoted. Pairs of Ear-rings, Brooches, p.m. under 2/Lieut. M. G. Noll. Mrs. Borodin's behalf for British
2. Except under and In aca. cordance with a permit in writing Rings, Tie Pins, Jade Pieces, Ears, C. Units will detail men whom protection. "But that is probably rings, Diamond Bracelets, Tie Clip, they wish trained as signallers to too good to be true."
The Times comments on the from the Secretary for Chinese
Dress: Belt, rifle and bayonet.
Signal Class.
Neck Chain, Watch Chain, Dia-attend and submit a list of names situation and says that if tho Can- Affairs no meeting whatsoever
mond Ear-ringa, Diamond Rings, Jnde Rings, Jade Broaches, Jade Necklace, Gold Articles in Tray, Cufflinks, etc., etc.
of same to Headquarters.
tonese Government seems to have shall be held on board any vessel two voices for its policies, the Bri- (not being or having the status of tish Parliamentary Labour Party a ship of war), or on any pier or has a multitude of discordant wharf, whether public or privati, voices but no policy at all-Reuter,
Mounted Infantry and Armoured Car Companies. Muskutry Part I will be fired by, (Removed to the Sales Rooms the above Companies at Stonecut
March from the Wang Cheong Hing Kenters Range on Sunday, Shop, of 8, Lyndhurst Terraus, 13th.
Rangs Offeer: Lieut. R. L. Mon- LEAGUE OF NATIONS. authority or excuse be present it ground floor.)
Terms-Cash on Delivery,
LAMMERT BROS.,
Auctioneers.
PUBLIC AUCTION.
BY ORDER OF THE
MORTGAGE.
PARTICULARS.
of the VERY VALUABLE LEASEHOLD PROPERTIES.
situate and being Nos. 8, 9, 10, 11, 12, 13 & 14. Argyle Street, Mongkoktsui and Nos. 433, 435 & 437. Reclamation Street, Mongkokisui and Nos. 1080, 1062, 1064 and 1066, Cantun Road, Mongkokisui.
TO BE SOLD
by
PUBLIC AUCTION,
On-
THURSDAY,
The 24th day of March, 1927, at 3 o'clock in the afternoon.
: IN THREE LOTS.
by
Messrs. LAMMERT BROS.,
Auctioneers.
at their Auction Rooms, Duddell Street.
LOT NO. 1.
Cheese, Pure Cow's Milk, Aerated The property consists of:-- Waters, Ice, and other provision, and necessaries for the year end-
All that piece or parcel of reynd situate at Mengkoltsui in
With reference to the Nolice to the Sharchablers of this Company 1st. March, 1928,
crieff.
Launch will leave Hurray Pier
at 9 am, and call at Kowloon Pier at 9.10 .m.
Dress: Uniform, dril brder with helmicts,
Arms: Must be drawn from Headquarters on. Friday, March 11:1, between 9 a.. and 12 noon, or 2 and 4 p.m., or 5 and 6, and on Saturday, March 12th, between
a.m. apd 1 p.m.
No. 1' Platoon. Musketry Part I will be fired by the above Company at Peak Range on Sunday, March 13th.
Range Officer: 2/Lieut. H. Owen-Hughes.
Firing will commence at 9.20 a.m.-last tram up 9 n.m.
Dress: Mufti or
uniform op and tional, but belts, braços pouches must be taken in addition to rise and bayonet.
Arms: Will be drawn as. de- tailed for M., and A.C. Companies,
Scottish Company.
All Platoons will parade at Volunteer Headquarters at 5.30
.m.
on Thursday, March 17th, for Vickers Gur instruction.
Dress: Mufti, belts, rifles and bayonels.
March Sunday,
20th.-Kirk- patrick Reconnaissance Scheme. All wishing to participate will in form O.C. Company by telephone (K7) by Monday, March 14th. Cars will be arranged, O.C. Company looks for a good turn out to assist in the competition.
Musketry Programme.
FUTURE TREATIES.
3.
No person shall take part in any meeting so prohibited, "and no person shall without lawful
any meeting ao prohibited.
4. It shall be lawful for any police offteer to use any force, London, March 10:
and to effect any entry or board- The future form of treaties to ing, which may appear to be ren- he negotiated under the auspices sonably necessary for the purpose of the League of Nations was the of preventing the holding of any object of a declaration at Genova meeting, so prohibited, or for the yesterday by Sir Austen Char purpose of dispersing any meeting brain. He urged that these trea- so prohibited, and also to search tles should conform in future to any premises entered the practice generally adopted for boarded, and to seize any thing other treaties and should be in which may appear to be evidence- the form of agreements between of any offence.
the chiefs of States whereas trea-
or vessel
ties concluded under the League's! 6 (1) In any case in which ausplecs had, since the signature he may consider that the urgoney so requires it of the Treaty of Versalles been of the occasion in the form of treaties between shall be lawful for the Governor, Governments..
without consulting the Executive
He stated that this was the ex- Council and without publication of pressed desire of all Governments the order in the Gazette, to pro represented at the Imperial Con-bit the holding or continuance ference. This, would enable the of any meeting which, in his opin- King to act for the Dominicas as in, is likely to be conducted in a well as for great Britain in the suditious or disorderly manner, or diplomatic forms required. ak ur during which, in his opin-
or
Sir Austen, Chamberlain added ion. seditious or disorderly, mat- that the Covenant of the League ter is likely to be exhibited had omitted to recognise that the used, or at or during which a gen- British Empire was an entity. Her strike is likely to be advocat- sat as the representative of the ed or promoted. British Empire and the Dominions (2) It shall be lawful for any ant each in their own name. The police officer to use any force, and Council took a note of the declarato effect any entry or boarding, tion. British Wirelessi
Reserve Company.
No. 917, Pte., B. E. Maughan,
No. 683, Pte. C. II. Reserve Company,
Dodson,
which may appear to be reason- ably necessary for the purpose of preventing the holding of any meeting so prohibited, or for the. purpose of dispersing any meeting so prohibited, and also to search No. 133, Cpl. L. S. Greenhill, any premises entered or vessel. Reserve Company.
boarded, and to seize any thing No. 968, Pte. J. K. Boasfeld, I which may appear to be evidenco 3.C.. A.C. Company.
of any offence.
Army Service Corps Cadre. The following promotions nad
The following are the provi sional arrangemetts made for fir-appoints will take effect from ing of Part 1. Table "T" these dates | March 7th: are subject to, alteration
No. 812, Pte. A. Gillard, to be Sunday, March 13th, MI and Company Sergeant-Major. A.C. Companies.
Sunday, March 20th, Scottish Company.
Sunday, March 27th, Infantry Company.
dated 18th December, 1926, where- Printed Forms. of Tender and the Colhny of Hongkong and re-
Sunday, April 3rd, M.I. and the Final Call of $5.00 per further particulars can be obtain-gistered in the Land Office as share on the New Shares wased at the R.N. Hospitul.
KOWLOON INLAND LOT NO. |A.C. Companies. and premises thereon known as Company. 1291 Together with the mesanagea Sunday, April 10th, Engineer
Nos. 8, 9, 10, 11, 12, 13 and 14,
Sunday, April 17th, Corps Rifle ARGYLE STREET, Mongkoktsui Meeting. aforesaid.
ed flat at the Peak. Apply Pro-made payable on 15th March, 1927, The right to reject the lowest perty Office Jardine, Matheson & the General Managers and the Co., Ltd.
or any lender is reserved. Consulting Committee have de-f cided, in view of the conditions prevailing at present, 'to further extend the time for payment of R.N. Hospital, this Call.
for
six
TO LET-Furnished.. months, Bungalow on Barker Road. Apply Box No. 193, care of "Hong kong Telegraph.”
COMMODIOUS OFFICES to let in No. 7, Queen's Road Central also two small offices in 1A, Chater Rond. Apply E. D. Sussoon and Company, Ltd.
TO LET.-European HOUSE, 4, VICTORIA VIEW, KOWLOON, near New Kowloon Hotel, three minutes from ferry. Apply Tung Tak Co., China Buildings, 6th floor. Tel. No. C4926.
TO LET.-Détached House with Garden, No. 7, Conduit Road. Two 3/4 roomed Flats in N6. 14, Con- dult Road. Apply to H. M. E. Nemazce.
H. J. CHATER,
Aren. 6162.5 Square feet. An- nual Crown rent $70.00.
LOT NO. 2. This property consists of:-
Surgeon Capt., R.N.
Hongkong, 10th March, 1927. Notice is accordingly hereby given that the date for payment! THE HONGKONG ROPE of the Final Call is postponed to 15th day of June, 1927, and that
MANUFACTURING CO., LTD. the form of Bankers Receipt al- ready sent to Shareholders can he
The undermentioned Certificates All that piece or parcel of used as though the date named for Shures in this Company have ground eltuate at Mongkoltsui in thereon were 15th June, 1927. been declared LOST and if at the the Colony of Hongkong and re- expiration of ONE MONTH from gistered in the Land Office as KOWLOON INLAND LOT NO. the date hereof the documents are 1076 Together with the messuage not.forthcoming the said Certif- and premises thereon known as cates will be deemed CANCELLED No. 1080, CANTON ROAD, Mong- and of no effect and now Certi-oktsul aforesaid. ficates will be issued by the Com-
pany.
FOR THE HONGKONG ROPE MANUFACTURING CO., LTD., SHEWAN TÖMES & CO, General Managers. Hongkong, 9th March, 1927.
HONGKONG ENGINEERING & CONSTRUCTION CO., LTD.
NOTICE OF MEETING.
NOTICE is hereby given that KOWLOON HOUSE near ferry, the Fifth Ordinary Yearly Mest- five roomed, furnished for one yearing of Shareholders of the Hong- or longer, Linen and cutlery fn-kong Engineering & Construction cluded. Half may be sublet by Company Limited, will be held in principal tenant. Small Investors,
the Offices of Messrs. Showau **Tel C.1630.
Tomes & Co., St. George's Build- ing, Chater Road, Hongkong, on Wednesday, the 23rd day of March LET-Furnished or furnished from April or May, de-1927, at 11.30 a.m, for the purpose airable four room Top Flat, mo- Board of Directors and a State- of receiving the Report of the dern convenionco. Apply GB, Ar- mend Building, Kowloon. Tel.ment of Accounts for the year end- ed on the 31st December, 1928, and
TO
K.60.
un-
CHEUNG CHAU-To be let from
of electing Directors and Auditors. The Transfer Books of the Com
1st April, furnished bungalow, pany will be closed from the 17th three bedrooms, large and well to the 23rd March, both days In-
clusive. sacked garden, electric light.
Ideal bijou residence near beaches By Order of the Board,
and ferry. Particulars from Bóx
No: 187, caro of "Hongkong Tolo- graph."
S. COURTNEY' COOK,
Socrotary. Hongkong, Bth March, 1927.
Certificate No. 58-33 Shares
Nos. 164096/154088.
LOT NO 3.
Monday, April 18th, Corps Rifle Meeting,
Sunday, April 24th, Artillery and Engineer Companies.
Sunday, May 1st, Scottish Com-
pany.
Sunday, May 8th, Infantry Com- pany.
No. 917, Ple. B. E. Maughan, to be be Company Quartermaster Sergeant.
No. 683, Pte. C. II. Dodson, to be Sergeant.
No. 133, Cpl. L. S. Greenhill, to be Sergeant.
No. 1152, Pt. T. D. E. Pender- ed, M.C., to be Sergeant.
No. 968, Pte. J. K. Bousfeld, M.C., to be Lance-Corporal.
The following is the, composi tion of the Army Service Corps Train Cadre:-
(3) Any such order may be proved in any legal proceedings by the production of a, certificato under the hand of the Colonial Secretary, and judicial notico shall be taken of auch signature on
such certificate.
6. In these regulations,
(a) "Meeting" includes every assembly, gathering, celebration, service and ceremony, whether open to the public or not, and every procession.
(b) "Seditious matter" has the same meaning as in the Seditioes, Publications Ordinance, 1914, and "seditious utterances" means utterances which if re- duced to writing would be sedi- tious matter.
Major H. E., Standage, O.B.E.,
7. The regulations made by the 0/0. Train, to be appointed Governor in Council under-section Supply Officer.
2 of the Emergency Regulations CS.M. A. Gillard, Train Serzt.-Ordinance, 1922, and published in Major.
the gazette of the 4th March, C.Q.M.S.. "B. E. Maughan and 1927, are rescinded. Ly/Corp. J. K. Bousfield, M.C., Com-Headquarter Driver.
Sunday, May 16th, Reserve Cont- pany.
Sunday, May 22nd, Reserve
Pany.
Sunday, May 29th, Casuals. Sunday, June 5th, Casuals.
Strength.
are
The following Recruits taken on the Strength and posted
as under:-
No. 1148, Spr. R. J. Vernall,
Certificate No. 1639-100 Shares This property consists of:--
Nos, 58710/58809.
All that piece or parcel of Engineer Co.
No. 1152, Ptc. T. D. E. Pendered, Certificato No. 2748--150 Shares ground situate at Mongkoktsui in
Nos. 149756/149905.
the, Colony of Hongkong and re- A.S.C. Cadre. gistered in the Land Office as No. 1153, Pte. A. McGrann, No. KOWLOON INLAND LOT NO.3 Platoon. 1290 Together with the messuages and premises thereon known as med, No. 3 Platobn.
No. 1155, Pte. A. K. Rahumed, Nos. 433, 435 and 437 RECLAMA- TION STREET, Mongkoktsui and No. 8 Platoon. Nos. 1062, 1061 and 1066, CAN- TON ROAD, Mongkoktsui afore- asid.
监
All in the name of Mrs. Yeung Kwai Shim.
FOR THE HONGKONG ROPE MANUFACTURING CO, LTD., SHEWAN, TOMES & CO., General Managers, Hongkong, 11th Feb., 1927.
CHINA AUCTION ROOMS.
4, Duddell Street.
If you have anything you would ike to sell, exchange or advertise send it to the CHINA AUCTION ROOM.
E. V. M`R. de SOUSA,
An-
Area 5,197.6 Square feet, nual Crown rent $56,00,
For further Particulars and Conditions of Sale. apply to
Messrs, HASTINGS DENNYS
AND
Solicitors for the Vendor
or
LAMMERT BROS., the Auctioneers,
Note. These regulations are - In substitution' for the regulations Lent. A. H. Gillingham and published in the gazette of the Sergt. T. D. E. Pendered, M.C, 4th March. 1927. Regulation 2. Ammunition Section,
is new. There are also sume minor alterations.
Lieut. F. S. Harrison and Sergt.
C. H. Dodson, Supply Section.
Lieut. T. G. Weall, and Sergt. L. 5. Greenhill, Baggage Section.
Leave
The following are granted leave of absence from the Corps :-
2/Lieut. N. L. H. Railton, Artil- lery Company. from April 6th, 1927, to March 1st, 1928.
2/Lleut. A. K. Mackonzle, Scot- No. 1154, Pte. A. G. Moham-tish Company, from March 6th, 1927, till return from duty in Shanghai.
No. 1156, F. A. M. Rosario, No. 4 Platoon.
No. 1157, Ptc. W. Loureiro, No. 4 Platoon.
No. 1158, Pto. R. Gomes, No. 4 Platoon.
No. 1159, Pte. V. A. Neves, No. 4 Platoon.
Transfers,
No. 159, Sergt. M. A. Johnson, M.M. Engineer Company, from March 15th, 1927, to March-14th, 1928.
No. 674, Pte. E. A. B. Brodie; Mounted Infantry Company, from March 1st, 1927, to February 28th, 1928.
.16
No. 768, Corp. C.S. Coom, En- No. 1180, Pte. H. G. Williams, gineer Company, from March A.C. Company.
19th, 1927, to January 18th 1928.
Resignation. No. 1079, Pte, R. II. Blake, The following are transferred Mounted Infantry Company, is from the Reserves and Armoured permitted to resign from the Car Companies to the Army Corps, as from February 21st, Service Corpa Cadre, as from 1927, on leaving the Colony......... March 7th, 1927:
No. 812, Pte. A. Gillard, Re serve Company.
R. A. WOLF-MURRAY, MAJOR,
Adjutant, H.K.V.D. Corps. Hongkong, March 11, 1927.
'OLIOT BY MZA ŠERVICE. NID.
Reducing treatments "at- least make bank accounts. alender.