HARLEY DAVIDSON
1924 MODELS IN STOCK FOR IMMEDIATE DELIVERY. SHEWAN TOMES & CO. Sole Agents, Tel. C. 781.
THE FAMOUS B.S.A.
B.S.A.
MOTOR CYCLES, generally admitted to be the finent value-for-money machines now on the market, have mot with a greater demand than over this season...
The range has been extended, detail Inprovements have been incorporated on all models, and the B.8.A. roputation for Borvico and rollability has been greatly enhanced by the results of reliability- trials, und the experiences of thousands of private owners, during the past season in the British Isles, on the Continent, and in ovary part of the world whoro motor oycling is in voguo,
We shall be pleased to show you modola of those famous machines.
Prices from $475.00
Take the lift to the 4th. floor.
SINCERE'S
Sole Agents for the famous B.S.A. Cycles.
ra
"You've Put That Engine In Fine Condition-Thanks!"
WE'RE proud to give efficicat service
to the car owner] because of his cordial appreciation of good work expeditiously done,
The modern machinery and equipment, we have at our new concrete Main Garage and Service Station (Wong Nei Chung Road, Happy Valley) enables us to take care of a car whether it needs complete overhauling, or rebuilding, or merely some slight adjustment to brakes or carburetor,
Our methods of doing business and the very reasonable charge we make for high class work has won us high reputation among motorists.
The Dragon Motor Car Co., Ltd.
Expert and Constant European Supervision.. Telephone Central 3930. A. J. Allison; Service Manager,
NOTICE TO ADVERTISERS.
Firma desiring to avail themselves of the publicity facili ties presented through this supplement, are requested to send copy not later than the Wednesday procading, publication.
MOTORING SUPPLEMENT
BUYING CARS BY INSTALMENTS.
A BIG AMERICAN PLAN.
is. It would be just the same sa olaiming that the millions of dollars, worth of equipm it which is bought by the railroads on e credit basis meant inflation. If the railroads were not able to
An American motoring fournal. buy in that manner it would fat writes:—A. million Americans soon be impossible for them are to-day buying automobiles on to operato at all. As far
48 the
automobile fa
SATURDAY, SEPTEMBE
20. 1924
THORNYCROFT
COMMERCIAL VEHICLES
the Instalment plan and sro prov- carned, the trouble is that people BUILT ENTIRELY OF BRITISH PARTS BY BRITISH LABOUR
ing incidentally that the average still insist on referring to it an a citizen of the United States is an luxury or article of pleasure, honest man, for in this vast when in reality it is to-day one of business involving in the neigh-the greatest factors in our pro- bourhood of a billion dollare induction machinery and a vital credit yearly, bad debte aro almost unknown.
nocaesity to our national America is a nation on wheels, prospority. riding to its work and pleasure in less vaguely that tho motor- "Most people know more or 88 per cent. of all the motor-driven driven vehicle has proved a great vehicles in the world, and the boon to the farmer, but now many Instalment plan is one of the of them know that nearly one- biggest factors that has brought third of all motor vehicles re- about this condition. Just how
เ
big a factor, was what I tried to Bistered in the United States, or find out from Mr. Alfred Hore than 4,500,000 cars and Swayne, vice president of the trucks, are owned by the Amori- General Motors Corporation. In can farmer? No one who has the addition of being vice
amallest acquaintance with pro- sident to General Motors, Mr the automobile, whether it be a farmer will contend that Swayne is chairmra of the General Motors Acceptance Cor-passenger car or a truck, is almp- poration, an organization which the farmer. It is as much a iy an instrument of pleasure to handles the sales on time pay- ments of all the parent body cars.necessity to him to day as is a "How many automobiles aro his life richer and more tolerablo plow. It has not merely made) sold on the instalment plan?" was my first question.
but it has very greatly enlarged his market and has materially re- BILLION AND HALF TURNOVER.duced his household oxpenses-by "Nobody knows the exact enabling him to buy his own sup- figure"
ropiiod Mr. Swayne plios in towne which were inao- promptly. However, I can give cessible to him in the days before you a fair estimate of the money the automobile was known. involved and you can arrive at a figure for yourself which I think
HAS EFFECT ON ROADS.
will be approximately correct. Incidentally, it has provod & Solling automobiles on the in- tremendous factor in the building IF stalment plan is a comparatively of thousands of miles of good now development in the industry, roads which are now rosehing but it has grown with such tro-ovon into the most remoto sections mendous rapidity that there has of the country, and good roads not boon time to compile exact are as vital to the farmer as good statistics in regard to it. The oropa. This condition would actual turnover in the automobile nevor have been brought about if industry for cars and trucks is it had not boon for the installment somethin, more than $1,500,000, plan of purchase. The average exclusive of spare parts, yearly, farmer is not a man of large in- and the amount of that business come and very rarely is able to which is done on times would be pay the amount of cash down at loset 40 per cent. As a matter involved in the purchase of ovon of fact, over 60 per cent. of all low-priced automobiles. The cara sold to-day are purchased time-paymont scheme has un- on the instalment plan. The total questionably put it in the power amount involved would be some- of hundreds of thousands wore between $800,000,000 and of farmers to Own ati- $1,000,000,000 yearly, and as the tomobiles who otherwise would very great majority of cars bought have been unable to do so. on instalment are in the $1,000)
"The automobile has very
or under class you can estimate materially increased the pro- for youreolf about the number of ductivity of the farmor, and the automobile buyers who are in-game thing holde trus, although torested.
in a less obvious mannor, with "Somewhere about a million, the city man. The doctor, the
thon," I hazarded.
MILLION BUYERS, ROUGHLY. "It would be roughly about that number," assentod Mr. Swayne, "As a matter of fact,
our own customers number be-
lawyer, the engineer, the salos-1 man, the collector and mon of all been enabled to increase their numerous other occupations have
automobile. The result is that productivity by moans of the tween 200,000 and 300,000, and as production per capita is far higher we do about a third of the entire other country in the world, which in the United States than any volumo I should say about million would be a fairly accurate degros of prosperity and a higher moans that we enjoy a higher) guess: but as the business is standard of living than has over growing, what would be a good boun known before in blatory." guass to-day would not be a good guess to-morrow."
"How long has the installment
A TYPE FOR EVERY REQUIREMENT
THORNYCROFT
BEST
BRITISH
MOTOR
VEHICLES
For Passengers or Merchandise
THORNYCROFT
NOT FOREIGN PARTS
ASSEMBLED IN ENGLAND, BUT ENTIRELY
BRITION)
SERVICE and ECONOMY
SPARE PARTS IN STOCK
Trust a Thornycroft with your {Transport,
Specifications and Prices
HONGKONG HOTEL GARAGE
NOT A THORNYCROFT-BUY AN ENTIRELY BRITISH LORRY. C.4758-Car Hire Service For Hongkong. C.4759—For Motor Showroom, THE HONGKONG & SHANGHAI HOTELS LTD.
CONSTANTLY IMPROVED
BUT NO YEARLY MODELS
THE GAR YOU WANT-AT A PRICE YOU CAN AFFORD
( ) Chandler Speedster, complete with now top, new carpeta, now upholstery and how paint. Engine thoroughly overhauled and in splan..... did condition. An exceptional bargain at ... Locomobils Touring Car, complete with six new Cord Tyres, now top, new upholstery, now carpet and new paint. Engine thoroughly overhauled and in splendid running order
Studebaker Sporial Six-Sports Body. Paint in fine condition, disappearing bood, 2- passenger Diokle seat, five wire wheels, five Cord Tyros in good condition. Owner driven; total mileage less than 6,500 A. vory. unusual bargain at........
82,500
$4,000
DODGE Brothers MOTOR CARS
()
()
THE DRAGON MOTOR CAR CO., LTD.
$2,000 REMEMBER A Used Car is only as good as the firm
with which you deal.
hundredths of 1 por cont. Of Incidentally, I think it is most 127) MILES AN HOUR.
Check (the car you wish further information about and mail this advertisement to us TO-DAY
THE DRAGON MOTOR CAR CO., LTD.
33, Wong Nel Chung Road,
Name
Address....
BETTER CARS.
COMPARATIVE MILEAGE
Hongkong.
26.724 420 miles, or an average of 122,589 milos por car.
How about bad debts?" I plan boon in operation ?" asked. "I suppose you have to practice it has existed since the "A a recognized business deal with a number of optimists dawn of history," replied Mr. who find when the time comes Swayne. "It was that they cannot meet their practiced since the earliest days known and installmonts."
"On the contrary," replied Mr. our civilization, but we have soon of trade before the dawn of Swayne, the very least of our its development until it covers troubles is with regard to bad almost possible articlo of mar- debts. The truth of the matter chandise, from sowing machines is that the average American is to honest and will most his obliga- with respect to automobiles, the diamond rings. Howover, tions promptly if he feels that time payment plan has only been ho has got a square deal for his adopted in very recent years. monoy and has not been over Horo in my own company we sold into buying something debated the matter for a long which ho cannot afford. don't believe there is a bust-docision, and our plan was only time before reaching a deflaito Does in the world which shows a put in operation in 1919. Bofore more favourable record in regard that we consulted with
the to bad debts than the automobile omoisla. of the Federal Reservo industry. Our total loss for our Bank as to its advisability and own company last year through received most valuable assistance lind dobte WAB only two from them in the way of counsel. course, there are a very great unfortunate that more big bust- numbor of small companies
nees men do not realize the LAP RECORD LOWERED AT scattered all over the country splendod service whore records are not available, which is maintained by the
This averago is equivalent department
BROOKLANDS.
to nino times the but an effort was made some Foderal Reserve Bank, and the
The Bank Holiday meeting of
record establishod by Schuster GD time
ago by
Brooklands tho
National which always stands roady to Racing Club at Weybridge the world turned toward Paris, globe. A further remarkable On July 30th, 1908, the eyes of bls historie circuit of the Automobilo Chamber
of Com-give expert advice on business (Surrey) on August 4th provided For George Schuster had com- feature is that all those cars, with moros to got 68 complete problems in the interest of better a thrilling afternoon's sport, and plated- the statisties as possible, and they American business,
first "Around-the the oxooption of the famous Big obtained fairly complete returns
some of the boat racing seen for World Endurance Race," having Six that was placed in honourable from practically all the largo the acceptanco corporation its
When wo finally established some time was witnessed.
driven a total of 13,431 milos fa retiromont in the Studebaker Mu financing companies in the capital was $2,500,000, and in was the handicap for the Brook started from New York five service, are still in motive servico The best race of tho nino events the.esmo motor car in which he seum after 475,000 miles" of country. These roturna abowed the first eight months it did lands President's Gold Plate, for months previous. In those days that the total losses for 25 firms a total business of $20,000,000, which there were 16 entries.
In order to improve the per during 1923 was only nineteen and today its capital is $9,-
such performance was consider formande of their cars and to hundredths of 1 por cont. "
Of these six cars finished with ed amazing. It did not then seem lengthen their perled "of servios, "Is It
000.000 with a surplus and un-ta 50 yards, A. Bellingham-possible that a motor car could manufacturers are ever striving. not true that
divided profits of $3,749,000 and Smith, driving T. Hann's Lan-travel such a distance, instalment plan has been crlitolzed on-the-ground of this year totals $75,000,000. at over 88 m.p.b.
our business for the first quarter oboster winning by a fow yardse No-longer-would 13,000 mile materiale. The manufacturersöf to provide better design and floor that it is rather an Insidious form That record speaks for itself, and
sorvice record bear any signif- the 218. Studebaker cars averag" of oredit indation and that it in I might add that in the five years oap J. G. P. Thomas, who holds car buyers. To-day, motor care tain great research and spiri In the Ligatning Bhort Handi-tonace with sophisticated motor ing over 100,000 miles osch, main. ducea men to indulge in luxuries of the corporation's existence, many records, lowered the lap are expected to rendor reliable mental laboratories in which a which their financial standing including the two years of 1021 record for Brooklands, covering service many times that distance, staff of 125 men are employed to does not justify ?"
and 1928 when everything of the lap at 127,38 miles an hour, AUTOS NOT RATED AS LUXURIES. doubtful valuo' was written off,
As an example of what good constantly carry on experimenta "I know that that criticism bas our books show a loss ratio of 107,55 mph by Captain M. the test, there has recently besh andurance displayed by the 910, The fastest winning speed was motor, oars, can do when put to The unusually high standard of been made," replied Mr. Swayne, less than nineteen-hundredths of Campbell (Bunbeam) In the lass, published is verified list of $18 Studebaker cars in avidanes of the "but it would take very little re 1 per cent, out of a total business race of the day, whind was in the Studebaker Big-Bizes which havs value of this department of the Hoetion to realise how baziТons it of 9551,000,000.
Lightning Long Handicap. ...to, data bean driven a tojal of Studebaker Corporation,
the
Automobile
RECORDS,
*
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