THE NEW SHIPPING CONVENTIONS,
who have sufferal them.
It has been hid down that * whou a vessel ander staan runs
scaman could not have vorted or
THE HONGKONG TELEGRAPH SATURDAY JULY 1 1911
tion of liabilily attaching to a ship underway which collidos with one at anchor; for, although that fact
the collision, is that each has to
WHY LONDON IS THE CENTRE.
to
LADIES' COLUMN,
A Few 'Taffetas Dresses
a
ate lace one, for there are always. days, oven in summer, when one loca not feel like a white blouse,
ple lingerie blouse or the olabor-
New Chintz for Small Rooms
Apropos of household decorn, tions, a decided step forward has been made of late where chintz and crotonnes are concerned.
of a claim for damages by the thoir risks over widor territory man. If anything happened to worthy.
liko the dome of a tower, and is owners of a third vossel, or the Probable losses were reduced to the animal he would be ruined.
A Race that Risks Little, owners of her cargo, against two averagos. Means of proventing So he takes out a horse ondowment
very important looking: In fuct, Lloyd's specialties are the most it, is just the opposite to the fut It is undorstood that these may no longer be Wold. to amount ethorships both hold to blame forn and fighting fire were found.jp lioy at an annual premium of interesting and illustrato the Japaneso shado which for a time
to prima facie evidence that the collision with the third vessel, but
Over the door of many a house thirty dollare. If the animal dies Britisher's innate instinct for in-had such success. The handle is Conventions have already been collision was due to the fault of that the claimants had a common in the United States to-day may luring the lite of the policy the laid before the Parliament of the ship under way, and so throw law right of action against other still be soon a little, metal plate, insurance company pays him two Tho roadiness. of its members to very long, and one that I saw was
suring anything and everything.. great Britain, and that, in all upon her, immediately, the onus ship for the whole of the dainiges boaring the name of some fire hundred and filly dollars; and if nssume any risk for a suitable made in ivory, with the sunshado probability, the existing British of proving inevitable accident; it ("TheAvon and T. J." (1891) P. insurance company in gilt lotters. it is alivo at the end of tou yours premium hus been an excellent itself in pompadour silk edged must be exceedingly strong ovi-7). This decision was followed That plate is a rolic of the days to gets two hundred and fifty advertisement for the institution. with silk, fringe about an inch laws relating to collisions at sea dence in favour of the other vessel. in the subsequent case of "The when the insurance companies in dollars and still has his old horse. This special insurance is by no and a half deop. I saw a girl
at any rate between ships of
The article under discussion Englishanan and the Australia" London maintained their own fire The same principle is now being means confined to Lloyd's for the other day wearing quite a differont nationalities will-in was doubtless introduced in con- (1804) (P. 230).
brigados; and the plates disapplied to automobiles. few importantrospects, shortly be sequences of the tendency of late
tinguished one risk from another. London insurance companies/numerous houses in London com-simple, but, vory wall cut, navy materially altered. It is thought and both ships to blame for a
pate for it. It is said that in those times are organized on linos that favour)
bluo cost and skirt, with which probable that shipowners, tellision, whore each lins accused
several fire brigades might stand the development of such special the management of a certain com- white oars of corn, and in her An Englishman was offered she had a blue hat triquned with tho public generally, will be the other of fault, or where on
idlo bofore a burning house if it class. For, on the principle much interested in considering error of judgment has been com
was not insured in their com- that all sorts of risks can be pany at asulary of three thousand hand she carried a cream embroi- the main differences between misted by one regarding which One of Napoleon's most capable panies.
insured, most of the companies dollars a your for at least two dery. The whole effect, was ex- such existing lawe, and thorot is doubtful if it mounted ainisters was Mollion, his financial
By-nnd-by, with more statistics del in all co: of insurance. The Fers. These terms wore satis collent--very simple, and quite which have been agreed up to actual negligence. As the man, founder of the Bank of guide them, the companies found corporation that writes a fire factory, but he distrusted the smart. by the parties to the new ton writer has previously said: "It Franco, to whom he clung despite it profitable to maintains common pay on your house will also ability of the company to pay him.
Blouses. vention. The several articles of 18 onay enough for a Nautical criticisms.
I have also seen some pretty fire brigade to put out all fires, insure your life, or your goods at So he took the job and then in- "The Convention for the Unifi- Asscasor, after calm and lengthy "The good mollien has many even though properly was not seu, or your bad dubte, boilers, sured the salary for two years, blouson this week; not those one cation of certain rules of law with toboration, to point out some competitors, admitted the en-insured at all. This, in turn, led pinto glass, your liability
oller, paying a premium of sixty dollars. finds in the "magasins de nouve uro thoreact which might have been peror; "but they bring in nothing to the municipal fire brigade. To employer or your hazards of in oight months ho was discharg auter" but those one looks at with respect to collisions" foro set out below, with notes performed by the navigator of a xcept schemes, while he brings day, the fire insurance companies burglary.
ed; and, aftor a little suit in added to each article which inship, the performanco of which the money."
pay a largo percontage of the cost Lloyd's, again, duos a large court to show whether it was longing in the salone of the Rue de la Paix dressmakers... One was any way materially alters the would probably have avorted An ominent English economist, of London's fire Department.
business in what the English call for good cause, which was decid-in beige mensseline de soio with n law.
the collision; and to suggest Walter Bagohot, found an amusing Where a collision that such unvigator was to blamof little joker in the good Mollien's wisdom of spreading risks still scan of the regular companies until the two-year period was up-formed a charming embroidery,
As statistics accumulated, the specialties, falling outside the od in his favour, ho got two
hundred and fifty dollars a month minge of coral beads. The beads Article 1.
creamy chiffon guimpe and trim- for not having performed that management, For, though: Na-farther was seen, and John Bull | For Lloyd's is nota company. It is occurs between sou going rossola or between seagoing vesselsandae. But it is very possible thron hated the English and made the business still more solid acltered association of under-
Not long ago a speculative and from the elbow of ench short vesels of land pavigation, it would not have occurred to the mol of the money raised by his by going to foreign countries, writers, each member of which, London bank failed after attract sleeve fell a coral bead tamil. the componer tion due for dama-samo Nautical Assessor himself, treasurer was employed against To-day, profits of fire insurance after denspustrating that he has ing, deposits by the offer of temper cravat of coral beade also curled ges caused to the vossals, or to in a sudden similar emorgeney, them, directly or otherwise, practi- coming from abroad are an im- a working knowledge of under-cent interest, fundreds of per- in two tassels, which fell unevenly any things or perans on board that sich an act was necessary or cally the whole secret of Mollion's portant item in those "invisible writing and depositing securities sons lost money when the institu- down the front of the blouse, and thorcof, shall be settled in ac-: advisable."
success lay largely in the fact that exports" wherewith he pays the to the value of twenty-five thou-tion went into bankruptcy; but there was a waistbelt of coral cm- The introduction of this now he had picked up some sound great trailo balance against him, sand dollars, or more with the shrewd Scotchman hand deposit broidered chiffon which could be cordance with the following will emphasize the necessity political economy from a Briton, and the security of his firo policies secretary, and submitting to five thousand dollars in the in-used or not, according to tha kind provisions, in whatever waters
for the Court, and Nautical Alain Smith, whose Wealth of makes then desirable everywhere, annual investigations of his sigution and then insured his of skirt with which the blouse the collision taken place. Article 2. If the collision Assessor, to find that a collision Nations shaped Mollien's thinking. Some time after the great fire books, conducts what is practically deposit with a special policy. was worn. Another charming
accidental, if it is caused by was accidental, when there exists early in life.
of London, the insuranen idea his own individual business in gut his capital back intact thing was in blue chiffon over Not everybody loves Adam bogan to be applied to ships and insurance. force majeure, or if the causey doubt as to whether it could
and cleared about five-por cont. green ombroidered in pale mauvo of the collision is loft in doubt, have been prevented by the ex-Smith: His political economy their cargoes, Fire, wreck, cap The method at Lloyd's is best on his money after the fusiurance and green bends, and a third was the danges are burne by those orcise of ordinary maritime skill, has long been dubbed "the di-ture by an enemy, or other loss shown by describing the procedure premium had been deducted.
To the average of property at son, oftenauined a followed in insuring a shipload tainment to pay off its mortgage. the same colour. Theso blou- although they may come to the uni science."
A elnurél organized an entered in beads of several shades of in two shades of blus ombroider- This provision is applicable not conclusion that certain additional high-school student he is a thoin Londen merchant; but the losses of goals;
Seven hundred withstanding the fact that the precautions (outside the usual in the flesh, Yet, before Adam.to the city as a whole were mo The shipper of the ergo makes
pounds Was vessels, or any one of thom, acceptation of the form "ording the economic world was without derate. To equalize that loss in out a form called a ship, giving needed. The treasurer of these make a change with the pim- may be at anchor (or otherwise care,cution and maritime skill orm and void. The authorities some way would make it possible particulars of the goods, their enterprise feared that it might mado fast) at the time of the might have becu taken, and had strange beliefs. They held to trade abroad with greater free-vahir, tlie imunt be wishes to in-full short of this sum in cuso of casualty.
passidy have proved offcctive. among other things, that all goods dom. So Jolin Ball began com tre dem for, the ship they are tains evening. A friend advised
The existing law. that is to and money, that went to another piling statistics of slipping:
him to insure the receipts under going in, with destination, the when it is found that boil of tru say the present. Admiralty, Rule, | country were so much clean les.
The story of the man who premium offered, and like details. a policy that would make up the "They soomed to have persund-started the whole business has This is sent 1 Loyd's rooms in amount neciled if receipts wors down a ship at for moorings colliding ships were in fault fored themselves," as Mollion him- often been told His name was the Royal Exchange either by a lacking. When he got quotations buru hast light, that fact of fault,
self put it, "that the most in-Edward Lloyd. He kept a coffee clerk or through an insurance on such a policy he found the soll prima facio ovidenco of fault; and who cannot escape liability for pay leaf the loss of the other, no portant thing for our nation was house in the city toward the end broker. Where the applicant for premium would come to about
litherto loose covers have boon the consequences of her ret, ex destroyed and the other enly Franco; that, so long as this was his place was frequented by cap-meubers of Lloyd's the broker is
malt whether one is totally that not ons sou gliould ever le tye of the seventeenth century and, as insurance is not known to the sixty pounds,
counted impossible by many peo- cept by proving that a competent siglaly damaged, nor whether the so, the kind and amount of tax-tains and shipowners, made it aften needed to nesure the
ple on account of the huge sprawl- mitigated the disaster by the exer-gren of fault of the one was in- tion, the rate of wages, the greater center for shipping news. In-character of the risk, and
ing patterns which were much too finitely less than that of the other. or less perfection of industry, welligonce was gathered from gels 'commission for his
startling for any save big roouis. ciso of ordinary care and skillud it has been oxpressly provid- wore things of complete indiflor-captaine and owners in London,ervices. 15 the firm wanting
The exponse of such a form of do- (City of Peking 14 A. 0. 40),
Eo also where one vessel is at by the Julicuture Act, inner, provided always one French and later by correspondence insuranco deals regularly at
coration was likewise augmented anchor at night, in a proper placa, England, and by our local Orman gained what another French-throughout the world. Thus a Lloyd's, however, a clork usually
Thio rage for tuffetus is quite by the fact that big patterns cut with hor light burning and ris dice No. 2 of 1001 (Section man lost."
knowledge of ships was obtained takes the ship to some member extraordinary, and the other day to great waste. However, both ble, that fact makes it prima facie that "In any cause or pro-
John Bull has a curious love of which undo it possible to classify who knows his people. The un-I heard a vondeuse say that there these grievances have been re- evidence that another ship, under ceeding for demages arising on statisties,
them according to speed, strength, storwriter puts his initials to the)
moved, as one big London firm of a collision between two ships, il way, which collides with the vos both ships are found to have been table, or a column of figures, or a and to estimate their respective rink he will assume individually in any shade in their store-rooms, sign in chintz and crotonne Put anything in the form of ange, skill of officers and so forth, slip, states what amount of tho was not another piece of taffetus hins hund soute charming new do- at anchor, is in fault for the in fault, the rules in force in carve, and he takes it seriously at chances of weathering storms or and the premium ho asks if it is and that the dress in question specially made, with a view to sion (The Indus 12 1. D. 46).
The law is it stands at prosent, the Court in its Admiralty once. The knottier you make ruming away from an enemy. higher tims the amount offered. would take fifteen days to make their suitability for use in flats therefore, is that, unless it can be jurisdiction, so far as they are them, the greater his respect.
Upon that kuowledge presently This first member's initials are instead of tep, as the material and in small rooms. Particularly proved that a collision between fores in the Court in its common their own ponderousness in that house founded the system of the charecter of the risk by other
The English themselves enjoy the frequentors of Lloyd's coffeo commonly taken as a rating of would have to be ordered from shows à mauve and groy, or a ho- at varianco with the rules ini
boautiful is a lilac cretonne which and, was caused is inevitable Law jurisdiction, shall prevail." fine better than mybody else, and marine insurance, still in practice, un ferwriters, and the slip is soon the manufceturor. Shot taffetas liotropo and green effect on a well- anelior, accident, the former will almost Both the Aet and Ordinance it has been pointed out in the whereby individual underwriters filled up with initials. Some days is most in favour, unless one covered background. Another invariably be held solely to blamo, provide that, in all matters not following excellent comparison.
combine to insure a ship or cargo, later the regular Lloyd's policy is counts black, int the latest new cretonne suitable for a small By inevitable accident is meant particularly mentioned in certain!
each taking a share in the risk issue, signed by each member inodels show a melange of two room is a printed wistaria on a and baring in the premium. "that which a party chiged sections, of which the above prot-
who has participated, This colours, and the effect is charm is charming for nas either in town | background of trollis-work, which wresent by the exercise of ordinus conflict or varinuce between rise and insist that two and tive eruple to apply statistics to death full knowledge of ships and slip-ing. One model was in two or country houses. Black ground with an offence conti nut possibly of section is one, wliore there is
After a time, John Bull did not lerwriting is all done with the mary care, caution, and turritime the rules of equity and the rules make four. Timmediately all the itself. People had long insured ping available through Lloyd's sinces of brown, the under-dress crotonne, with reproductions of skill" (The Marpesia L. Rt. 4. O. P. of common law with reference to members turn their backs upon life by the old tontine plan, under information service, and that being of a shade almost golden, antique designs in bright colours, 219). A collision which has been the Home matter, the rules of aim and ignore him as a more which a large capital was pooled service follows the ship and cargo and the upper one a dark shade as well as some delicate Froncli enused by negligent navigation equity shall prevail.
preacher; but by putting the and the members drew income an all around the world. If the ship almost black. It was triumed patterned cretounes, are to be had cannot be tormel to be an inevit- Whether the existing Rule carame proposition in a more com- long as they lived. With the is reported overdce at her destina with brown fringe and tortoise- from the same source, as well as able accident, although it may be bo considered to be equitable is plicated form he can get Parlia-death of each member, how tion the members who have in shell buttons, a most lovely comeretonne, which is printed in col- new pattern book of chintz and extremely doubtful. In fact, as mont's respectful attention. said to be an accident.
ever, this income was divided sured her pay high premiums to bination for A woman with
our, and which will bu sont post By article 2 of the Con-Lord Blackburn said in the case
"On no account, gontlommen," among the survivors; and the other members to assume part of vontion it is provided that of "Stoomvart &c., v. P. & O. Co."
he may say,
"shall I ever be last survivor took the capital. the risk; and so, by skill and copper-coloured hair. The under free to all who care to apply for it. "if the collision is accidental, if it 17 A.C. at p. 819 "This ralo ha persuaded to pin faith upon or The tontino come far short knowledge, the losses are dig/dress was short, but full enough"
to falt in folds; the over-dress is caused by force majeuro, or if been stignatieel as "judicium consent to such a radical and of being life insurance, for tributed and equalized. In the
was tight-fitting round the hips, the cause of cullision is left in rusticerum" and is justified on langerous proposition as that it was within the means of none Overduò Market," reported daily at flowed with the lines of the doubt, the damages are borne by the ground of general expedi- two and two might, by any can- but the well-to-do, and its be efits in the London papers, premiums under-skirt below the knees. It those who sufferet them; and y, avoiding interminablo liticeivable means, be made to pro-censed at precisely the time when from five to ninety per cent, of this notwithstanding that one of gation at the cost of some in-luce the wholly illogical result they were most needed. John the full insurance are offered for was so cut as to fall longer at the
Col. Scely, in a printed answer the vessels may be at anchor at evitable injustice in particular way, 1 may say the monstrous Bull demonstrated that death was reinsurance on vessels late; mis-
interesting figures as to the avor- cases." And, in the same case, result!-of five. Against that just a matter of statistics and laid | sing or askoro in any part of the scarcely showed the under-skirt to Mr. Sandya, has furnished some Now, there would appear to bo Lord Selborno LC, said:"In proposition wo can safely pledge the foundations of actuarial prac world.
age height, weight, and chest a very great difference between abstract justice and "equity is most cases the argument from
Tortoiseshell Buttons. our widespread empire." tice. Nowadays, life insuranco is Lloyd's is governed by a com-
measurement of cadets from Wool- necidontal collision and one caus-
"Ah, a profound reasoner!" commonplace everywhere. The pittee of sixty-one members,
The waist belt was placed wich and Sandhurst who obtained ed by inevitable accident. The in ro dabia) of great importance, agree the members. "This is the workman, with only a shilling a elected at the chief shipping rather low down; and a charming commissions in the regular forces word "arcident" has been defin-bn here it seems to me that sort of man for us!"
week to spare, can buy a good centers of the United Kingdom. little taffetns fichu, back and front last year. od to mean "n fortuitous and un-hero is little, if any, room for
John Bull loves statistica beshilling's worth of insurance; but They represent not the under with tortoiseshell buttons, draped Thoso passing out of the royal expected circumstance which at argumont. That liability do cause statistics have done a very it is none the loss a marvel, and writers alone but also the ship the shoulders, leaving a guipe Military Academy in July aver may be brought about by neglig pends upon a rule of the Ad-great deal for him. And he ro- John Bull fully merits all the pers and shipowners. There is of no exean not to cover the aged 51, 93-5th inches in height, once (The Torbryan (1903) P. 35), miralty Jurisdiction which to spects magnitude and complexity, invisible exports of his vist life also a consulting ecmittee of neck and thront, Another taffetas ht those passing out in A collision which is caused by myself has always seemed arbi-oven ponderosity, because his insurance and murine insurance shipbilders and engineers; for model was in tiro shades of green. December average only 5ft. nogligent navigation, and which trary."
problems for a century or more business throughput the ourth. L'oyd's fixes the rating of ships fa this ease the inder-dress was 9310th inches. On the other lins not been wilfully brought The Inle not only affects the have dealt with enormous values Insurance is thoroughly in and many interests must be con- in the darker shinde, an almost and, the July men averaged 10st. ́about, is an "accidental collision," owners of the ships in collision, of world trado.
grained in overy Briton. Wher-sidored.
bronze tone, and the upper-dress 10-1.216, while the for it cannot be otherwise than a but also the innocent ownors of]' In the year 1600, pretty over his property or his prospects This resociation of under- was in pale willow gron, almost weight of the December mon lind fortuitous and unexpected circum-cargo in suclrships. At common much all London burned down are subject to reasonable hazards, writers in chartered only to carry grey, but in eut it was quite mereased to 10st. 121b. Tho stanco. It is difficult, however, low such owners. could recoverin
considered to ho turns confidently to see what on a arrine insurance business, different from the other, as the chest monstrement of the July to imagino that the framers of the the whole of their loss from the bo the biggest fire since statistics can do for him and how rato, marine property and gather upper-dress was
cadets averaged from 38in. to article intended the words to boar owners of either of the ships in Noro burned Rome. Many it will be possible to protect him-shipping information; but its Directoire coat than a tunic, and 37-3.4in, and that of the Decent this meaning; indeed the next fault, but it has been recently of its once prosperous citizens self. So it fellows that there are members assumo risks in practice the rovers full softly over a deep her cadets from 32.8, din, to logo articlo provides that "if the colli held in the unse of Lords, in started life all over again, with in London nat only many classes ally overy old-except long-belt of gold and silver Ines, a For this loyal Military College' sion is caused by ons of the the case of the "Drumlaurig" only the clothes on their backs of insurance unknown to us, but term life insurance-from fire to totch of which was also noticeable the figures were very similar, vessels, liability to make god (1911) A.C. 16, that, wliore two The lose was so severe that John countless policies are written moor car; and it is said that on the siceyes. A high neck for while the average height des the demagos attaches to the one ships are in fault for a collision, Ball sat down to figure out a way which fall in no class at all, be- Lloyd's rates bro a little lower is band of cream chiffon was folded croased from 5ft. 93-5th inches in which has committed the_fault," the owners of cargo on one ship ofguarding against auch diessters, ing unique to themselves..
soma classes because policies are closely round the throat, and a July to 5ft. 9.2-5th inches in It would, therefore, seen that the are only entitled, in accordance He figured out fire insurance. Providing Against the Proverbial not bricked by the great capitel tiny band of bronze tufftcember, the average weight worda neeilentul collisios" with the Admiralty Rule, to re- At first, operations wore local
of the incorporated insurance marked the base, finishing ju a should be construed as meaning cover against the owners of the in London and a large fire there There is Jurso endowment, for companies. Only the personal fittle how mider the chin. a collision caused by inevitable other ship one half of the damage might have hankrupted some of oxample-a recent development, resources of individual mem' om accident.". If this be co' the pro- they have sustained.
the insurance companios, Statie An Englislunan of little means back a Lloyd's policy, but the sent law will practically remain The rule has, however, boention of fire losses came in. The buys a horse for two hundred and clunracter of the mangement in Tho now elispo in sunshades is in, and in December front 33-3,8- altered na rogards the pre umire hold not to apply to the ease companies learned to distributo fifty dollars and cots up nes dray-such that liess policies are trust the "dome. It is shaped justin, to 38-1.8in.
the time of the disaster.
I
Discoveries in the World of Chance.
Let a member of Parliament
what was
י
sides than in front, and behind it
at all.
more like a
A New Sunshado.
HEIGHT OF ARMY OFFICERS.
averugo
increased from 10. 7-1.2 in July to 10st. 12tb. in Decemlier. The average chest measuremont in July was from 88-5.8in, to 37-3.8