MASON'S
DELICIOUS
O.K.
SAUCE.
Hongkong Daily Press.
No. 22,171 號登拾柒百壹仟式萬式
日伍初月柒年巳己
KOWLOON-CANTON RAILWAY.
TIME-TABLE."-
On and after Arxiu 3th, 1929, until further Notice (all pravica: Time Tables cancelled.)
STATIONS
UP TRAINS
X.10
Nd. No,
AMA....
Kowloon Dep. 6.401 8.05.
Taumati. Dep. 6.49
Shatin...Dep. 7.01
7.15
Taipo ... Dejs
Taipo
Market. Dep.7.20
Fanling..Dap. 7,30
Sbeang-
shai...Dəp† 7.35
Shum-
chun A. 7,41|| 8.45)
Canton...Art.
112.05
Suns, & Holis. unly
No. No. 1 o. 16.No.13 GJINOJING, MİNO,JU (A,M. | A.M. | FOX. | FM, PIMŲ PM. PM PM. FL.
8.30 | 8.15 10,00|12.10′ 1.15; 2,31: 3.20 4,30 5,40| 7.85
9.25 10.08(12.19, 123
9.58 10,2012,30)|| 1,35||
|9 53 10.99/10,48 1,43||
9.59 10.37 12.47 1.52 |10.10 10.47 12.87) 9,D3;
9.07 (0.15-16,52) 1.02) 2,07) 3,00|
4.8 5.48 7,48 4.50 6.00 7.55 6.04 6.13 9.08
5.08| 8.17 8.12 6,18 6.27 8.33
5.338.3 8.24
0.13 10,21 10.55 1.08 2.13 3.15 4.0)| 5.29 8,58 8,33
5.48
DOWN TRAINS
STATIONS No. 1
No. 31 NG
A.M. A.M.
Canton ...Dep
10.34 5.11 10.43
Shamchan...Dep. 7.17 8.03 Sheung hu..Dep. 7.23 Fanling ...Dep. 7.80 6.13 10.47 TaipoMarket.Dep. 7.40 8.46 1057
Taipo ...Dep. 7,44 831 11.01 Shalia
Dep. 7,57 8,44 11.14
7.18
No. 1 30.1 No.17′W0,13 | No.3156, ja AM. AM. P.M. | PM. P.M. | P.M.
No,23
8.10
3.25
11.27, 11.479.53 14,90 3.47 18.49 11,453,014,48 | 8,54
7.07 7.14
.19.00 (3.06 | 4,30 | 8.58
19.113.17 5.00 6.08
19.188.32 | 6.04|633
10.303,36 5,17 | 6.26
Yaumati Dep. 8,11 36 11.26 Kowloon Art. 8.179,02 11,32 12,07
12,423,495.296.88
2,483246,35 8.44 7.92
7.49
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HONG KONG. FRIDAY, AUGUST 9, 1929. 伍特 M
CURSE OF USURY IN THE EAST.
GOVERNMENT'S VIEWS AND PLANS IN MALAYA.
NEED OF AN ECONOMIC SURVEY.
A YEAR'S PROGRESS IN CO-OPERATION.
LI
Mr. A. Cavendish, who supervised gress without a careful economic the development of the co-operative | aurvey, of the evils which it is in movement in the Straits Settle tended to cure. The need for such ments, the F... and the En- an economic survey has been stress federated Malay States, has issueded in the report on the system of his annual report on the working operation in Burma and the re of co-operative societies in the emendations for the introduction F.M.S. for the year ended June 30, of the movement into Malaya, which 1929.
the At the beginning of
was published in 1921. year, July 1, 1997, there were 107 societies on the register. This does not include the figure for the Straits Settlements or Unfederated Malay Status.
The Straits Settlements societies are directly supervised by this de-
The subject is of such importance in the light of the economic investi- gations being made now in nearly every country, eg, by the Imperial Economic Committee and by the Empire Marketing Board, that the paragraph in question is sat out as
partment while those in the Un-an addendum. federated Malay States of Kedah Without such an economic survey and Perlis are continually looking and without à fally trained and to this department for advice and compete at staff of organisers, says tutelage. The demand for the exr. Cavendish, the further success. pansion of the movement into the fut expansion of the movement is
nfederated Malay States is also both difficult and dangerous. steadily growing stronger.
The steady growth of the move sent can be seen by studying the sabler statement at the conclusion
of the report.
Wasteful Expenditure. Referring to non-agricultural or athan thrift and loan societies, c. Cavendish says:-
When co-operation started in this country in 1921 there were certain outstanding economic needs which bad for years, more or less, demand ed satisfaction. The actual nature and extent of these needs was then unknowo and is still largely un known.
Economic Evils.
日九月捌年九廿百九仟套英
(gallon or 4 quarts) of rieg, he grows. and sells through disposing of his crop in advance at an absurdly low price at the beginning of the plant- ing season to a miller, dealer or money-lender, who gives him in return by way of consideration a small loan for subsistence expenses.
The elimination of this wasteful practice is the crucial factor in the rice growing industry, for on it de peads whether padi planting in Malaya is to remain a paying Pro- position
THE
HONGKONG
PENINSULA HOTEL; HONG KONG HOTEL; REPULSE BAY HOTEL; PEAK HOTEL.
is
AND
SHANGHAI
ASTOR HOUSE HOTEL, PALACE HOTEL; MAJESTIC HOTEL:
HOTELS,
LIMITED.
IN ASSOCIATION WITH THE
or not-in competition with imported rice and whether an importan; source of food supply GRAND HOTEL DES WAGONS, is to be properly conserved and developed.
Urban Indebtedness.
The other outstanding economic evil was urban indebtedness. Usury is a curse which has afflicted Asiatic employees of every class in all Gov- ernment, Municipal and Mercantile Offices for many years, and which has seriously impaired their work- ing efficiency. Following the policy adopted by the Straits Government in 889, the Public Servanta Liabi- lities Enactment was brought into force in every State in the Federa tion in the nineties of last century. On the whole the societies worked
The want of a Land and Agricul
with the hope that it would save very well. Committees and mem ural Bank for the bigger business | Government subordinates on small bera are slowly learning what co- man, landed proprietor, partne:- | salaries not exceeding $130 a month operation means and what benefits ship firm or company, which first from having recourse to profession. There is still too appeared about 1903, was intensified at money-lenders, who were to be it can confer. much borrowing for unproductive the rubber crisis of 1920-21, nou-suited in the Courts if they perposes and for reasons which which coincided with the introduci attempted to recover their dues from should have been foreseen. The de- tion of co-operation into this coun- such debtors. partment has been urging the mem-
iry. The scheme for a Co-operative hers to exercise forethought and to Bank of Malaya, which was first make provision in due time for such promulgated in 1921-00, to assist contingencies as births, marriages, agriculture, industries, housing and sickness, old age and death which the general development of the itevitably occur in every family, by country has gradually been assum system of special deposits carog definite and workable shape. marked for a specific purpose in stead of waiting until these events happen and then applying to the society for loan. The wasteful expenditure
weddings
and funerals, which custom demands, is also a common cause of uneconomic borrowing..
on
whole Federation. The turnover of
This piece of legislation still stands in the F.M.S. Statute Book, but was removed from the list of Ordinances in the Colony in 1908. as it had failed in its object: A system of granting loans to sub- ordinates through Heads of Depart- will depend upon the intensity of not be regarded as succesful, as Its final evolution into practice Iments was then introduced, but can- the demand which will exist at the during 1998 only $18,000 of State time when the scheme is cut and
money was outstanding out of an. dried and ready for general ap-authorised sum of 8129,000 for the proval. Even then a trained o ganiaer's time, propaganda and ducation will be required to bring the Bank into being Work of Ocnsalidation.
Co-operation in the last eight The key-note of the year's work, years has done its best to meet two says Mr. Cavendish in his general other specific, but ill-defined, econo- nclusions, has been consolidation mic needs of the country. The rather than expansion. The pres Malay peasant has been shown how sure to form more societies has, as to extricate himself from the toils far as possible, been resisted owing of the pernicious "Padi ratus to the lack of staff and dearth of and "Padi kuncha system under trained organisers. Co-operation, which he loses anything from five moreover, cannot successfully proto ten cents on every gantang | $750,000.
Paid-up
12
Reserve
fund.
490
4
Total working capital. 78,461 293,143 6,652
470,014 16.351
850,201 20,920 1,425,001
Year. 1923
No. of No. of societies. members.
share
capital
19
2,381
60,081
1921
40
8,50-1
981.677 . $,656
1023
65
9,095
420,606
1926
ΤΟΣ
- 12,588
1927
107
14,590
1,344,961
1928
123
17,750
863,370
1,839,214 €8,03$ 1,340,232
the Urban Thrift and Loan Serie- ties is colossal in comparison with these last mentioned figures.
"The Thrift and Loan Societies, which have now been established for the benefit of urban employees gen- erally can very well lay claim to have provided the remedy for this long-standing social evil of debt with their steadily expanding capital approximately of 82,000,000 and their surplus assets exceeding.
It is a noteworthy fact that a conference of delegates of all the Thrift and Loan Societies in Malaya passed a resolution by a large majority last year, that the Public Servants Liabilities Enact- ment was no longer required and might be repealed as it was inimical to the work of such societies. (Continued on Page 3.)
Diary of Coming Events.
To-day. (August 9.)
Christian Fellowship meeting, Helena May Institute, 10.20 a.m.
Billiards League: Buffaloes v K.O.S.B., Garrison Mess. Royal Artillery, Craigongower . Royal Engineers, St. Patricks . C. and P.O.'s Club, Police v. Police Res.
VR.C. Night Fête. 8 p.m. Queen's Theatre:"Wild Orchids." World Theatre:
The Boxer Bride."
Star Theatre: "Red Lips.” Dinner Daaces: H.K. Hotel and Peninsula Hotel, 8.30 p.m..
Tides-High: 12.42 a.m. and 12.25 p.m.; Low: 5.29 am and 6.40 pm.
Star Theatre:,, " Red Lips."
Water Polo: Somersets
1'.
H.K. Football Association Din-X.O.S.E. B," Kowloon "A" 2.
aer
to Mr. F, W. Black, Lant, Crawford's Restaurant, 8 p.m.
Tea Dances: H.K. Hotel and Peninsula Hotel, 4.30 p.m.
Dinner Dances: H.K. Hotel, and Repulse Bay Hotel, 8.30 p.m.
Tides:High: 1.18 a.m. and 1.20. p.m.; Lów: 6.97 a.m. and 7.21 p.m. European Maiis:-Inward: Europe via Negapatam, papers (Piave). Outward: Europe vid Marseilles (Fushimi Maru), 9.30 a.m.
Sunday.
(August 11.) Eleventh Sunday After Trinity. Lawn Bowls: Education Depart
European Maila: Inward: Europe vid Negapatam (Dalgoma).ment v. P.W.D.
Saturday.
(August 10.) Extraordinary general meeting of subscribers to Kowloon Tong Build- ing Scheme, 38, Kowloon Tong, 3
p.m.
.
Y.M.C.A. Bathing Picnic 3 p.. Lawn Bowls:-Div. I.: Craigen. gower . Talkoo, Kowloon C.C. z. Civil Service, Kowloon Docks Police, Bowling Green Club v. Re- creio Div. II: Taikoo . Crai- gengower, Civil Service u Kowloon CC, Recreio Bowling Green Club, Yacht Clah . Electric R.O.
Queen's Theatre:"Wild Orchids." World Theatre: "The Boxer Bride.'
Queen's Theatre: Cohen's and Kelly's in Atlantic City.".
World Theatre: Silk Stock ings."
#
Star Theatre: Skirts." Tes Dancs: Repulse Bay Hotel, [4.20 p.m.
Tides: High: 1.58 a.m. and 2,22 p.m.; Low: 7.38 a.m. and 7.57 p.m.
Monday, (August 12.)
German Constitution Day, Con- sular reception, Hong Kong Hotel,
11.30 a.m. to 12.30 p.m.
Sale of Crown Land: Kowloon Inland Lot No. 9207,2208, P.W.D. Offices, 2 p...
K.O.S.B. "A" V.R.C., 3.30 p.m.
Queen's Theatre: "Cohen's and Kelly's in Atlantic City."
World Theatre: **Silk Stock- ings."
Star Theatre: "Skirts." Dinner Dences: H.K. Hotel, Peninsula, and Repulse Bay Hotels, 8.30 p.m.
Tides High: 2.41 am and 3.48 p.m.; Low: 9.10 8.m. and 8.35 p.m. European Mails Outward: Europe vid San Francisco (Pres Lincoln).
Tuesday, (August 13.) Water Polo Chinese "B" 1. Royal Navy, Chinese. "A" . Kow Ipon" B. V.R.C., 5.30 p.m.
1
Billiards:-Garrison Mens K.O.S.B., Craigengower . Police, Somersets. St. Patricks, Royal Artillery ». C. & P.O.'s Club, Royal Engineers v. Police Reserves
Queen's Theatre: "The Dancer of Barcelona."
World Theatre: "The Auction Block."
Star Theatre: "The Cardboard Lover."
J
Dinner Dances: H.K. Hotel, Peninsula, and Repulse Bay Hotels, 8.30
p.m Tides-High: 3.39 a.m. and sat p.m.; Low: 11.21 a.m. and 0.17 p.m. European Mails Outward; Europe vid Marseilles, (Chenon- ceaux), 1.30 p.m.
LITS, PEPING."
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