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THE WILL TO WIN.
"AUSTRALIA AND THE TESTS.
The action of the Australian Board of Control in making such drastic regula- tions in connection with the position of the players during their forthcoming tour, Although pessimists tell us that this is
points to a very definite moral, writes a a thriftless age, the truth is never before special correspondent of The Observer. has mankind kept a more calculating The Australian cricketers are coming to collective eye upon the future or provided England with the fixed determination to with faller deliberation against a rainy win the series of Test Matches, and all ather considerations are deemed of day. In countless compartments of life secondary importance. Who shall say there abounds apparatus for safeguarding that they are wrong in their desire to travailing humanity against the ills to make this objectivo the one great aim of which flesh is heir, and risks which pri- the tour, or question their judgment in vate effort shunned or business enterprise their clear determination to triumph at funked have been shouldered by the | all costs.
State, which to-day insures the popula- By the controversy which has occurred tion in cohorts, whether they want it concerning the different aspects of the or not. Yet, oddly enough, there has tour, it is clear that next cricket season been no general scheme whereby parents will be one of the greatest the game has can cheaply insure so as to secure, in ever known in England. While we at the event of their death, the continun-home ara sometimes left wondering tion of their children's education in the whether rather too much is not being school of their choice. There have, it is made of the question of success or failure, true, been." endowment" policies under it becomes abvious that the Australiau which paronts paid a yearly premium view is a deadly serious one. No stone from (say) the birth of their children is to be left unturned. The desires of the to meet schooling costs when these came, individual are not allowed to interfere But these annual commitments were with the object of the visit, which, first really only way of piling up. avings, and last, is to win the Test matches and which later on an insurance company to make the tour a completo success. would hand back at a discount, and which a thrifty parent might have ac cumulated himself
While there has been; and still rompins, an impression Among many of the game's supporters in England that these things The insurance was entered into, more can be taken too seriously, there can be over, only after a severe medical examino questioning the intense desire to secure sation of the parent, which these who once again the rubber from Australia, a were delicate or elderly might fail to solatium which English cricketers have To pasy. Nor was the sum of money which not had for a considerable time. under certain of these policies accrued accomplish this it becomes very evident on the death of the bread winner always that the serious side of the situation will available specifically for the offspring's have to be pondered and tackled in deter education. It want sometimes in paying
mined fashion. The question of whether debts which a hard-worked professional player's wife should or should not be an left behind him, or was otherwise allowed to accompany him on teur need absorbed in essentials for the widow, not be regarded as anything more than which were paramount, and which came another phase of Australia's notion of how often before the actual maintenance of to clear the decks for action. the child at a particular school.
BOYS EXPROVIDED FOR.
The Australian view is that if these tours are worth undertaking, no endea your should be spared to accomplish all- Yet the problem was a real, hay, a that the team sets out to do. The in- vital one-namely, the continuation of a dividuals are merely parts of a 'piece of lad's collegiate, life in the community in machinery, each having a definite mission. which it had struck root and from which to fulfil ; and there is no valid reason why wanton extraction at a critical moment personal convenience should be consider. might be disturbing and even disastrous. ed if it jeopardises success. To be select If he was a clever boy it was bad lucked to play for one's country must be re. on the school; if he was not clever it was garded as the highest honour that can be doubly bad luck on him; and school gained, and it is a reasonable argument masters, recognising this, have constant- that, whether it is merely for one match Jy gone the length themselves of paying or for the whole tour, a player belongs to for the continuation of a pupil's enlighten. his country, and mast ire prepared to mest at their academy when the parent sacrifice personal conveniences.
thoroughness of the Australians is really to be admired, and the spirit of supreme cffort should not be lost sight of when we come to prepare our own plans.
died.
The
But the increased cost of living has ande casual generosity a precarious pas time, and necessity has forced all in terests concerned to seek an economic The English mentality may differ way out of a besetting dificulty, until it alightly from that of others in its views occurred recently to an ingenious school concerning this grim seriousness.
We master that the problem might be tackled may have permitted ourselves to exist in apon the principle of group in arabce,alse atmosphere in relation to the and he consulted Sir Charles Walston reality of all that these internationa who turn invited me and others to contests mean. The desire, and the will, to win are after all primary in these great a preliminary parley.
Subsequently a more representative and struggles. Good sportsmanship and play- formal gathering was summoned at which ing the game, in the truest sense of the the Minister of Education, Mr. H. A term are merely corollaries of a great Fisher (the ex-Minister of Education), the effort to emerge successfully from a con- Headmaster of Eton, and several other test of immense athletic achievement and zotable educationista were present, when national importance. it was unanimously resolved to form a body, subsequently known as the Educa- tional Facilities Association, which would investigate, the possibilities of parents group insurance and report to the main meeting.
HOW THE SCHEME WOULD WORK. After some months' work the associa tion had formulated its ideas and put them into the form of a series of ques tions which were sent to eight leading insurance companies in order to enable them to quote. Replies were received, and from these there has emerged a con- crete scheme which the association is able to recomment for consideration.
If a reasonable number of parents with boys in any one or more schools élect to join, then terms of insurance can be offered below any hitherto suggested. For. the sum of only £1 per term it will be possible to insure parents against death for termly school fees på £40,
Whether individually Australia pos- Sesses better ericketers than England the future will show, but the greatness of the individual will not serve its purpose un- less it is blended in a manner which makes for the success of the whole. Australia assuredly is fixed with a determination which nothing can shake.
siderable and would be devoted to such The aus thus earned might be con- charitable purposes of an educational character as accredited educationists would approve. There are many dis- tressed cases" in school life which this fund could relieve, and which might other wise go by the board.
insurance which is (I am told) revolu
Here, then, in outline is a scheme of tionary in its simplicity and scope, and concerning which may I conclude upon a personal note? Up till recently it has been my privilege to assist three junior fees at school, and I was faced with the relations simultaneously by paying their undoubted possibility at the time of the (to me) melancholy event of my death of leaving three young lives in the lurch. An endowment policy would have cost me 30 or 4 a year for each of these little friends, and had I died (as so many of us live) in debt, the insurance moneya might first have gone to pay, say, the washing bill and such other dues as are
A further advantage of this insurance is that no medical examination will be required of any participating parent. Nor do the parents payments begin (as in endowment policies) from a child's birth. They start when the pupil enters the school and, of course, cause whenever he leaves it. If a boy of 12 went to a public school and under this scheme his father paid £1 the Brst term for insor ance and then died, his son's fees at school for the rest of his time, amounting to some £500, would be met by, the insurman's recurring portion here below. anco company, £500 for £1 Tow else But under the scheme of the Educa can so, Large & return be secured at, so small an cutlay.
Lord Birkenhead, addressing a meeting of over 100 headmasters upon this subject declared the scheme to be a "wonderful one" and Sir William Schooling, the istinguished statisticing, haz said that he imagined that 90 per cent. of the class of people involved would welcome the plan and give it their most cordial Support"
tiobal Facilities Association, for El cach per term I could have safeguarded for certain and for good, the sacred careers of three innocents at their most helpless period; and beyond these material ad- tontages I should have won for myself and for the children's new-poor parents the most priceless boon insurance can rive--peace of mind.
Sir John Henniker Heaton writes: I read with great intereat Commander scheme of insurance for parents at a Locker Lampson's article setting forth a nominal fee of £1 a term.
PROTECTING YOUNG CAREERS.. Nor is this all. The Educational Facilities Association exists and should continue for two purposes in particular I am not myself in actuary and must in relation to this scheme. First, to act not therefore, I suppose, dogmatise. But, is à conduit pipe between schools and frankly, I am astounded to think that inearance companies for the vigilant scheme so cheap and so comprehensive ériticism of premiums and the constant should be possible, and I applaud its ep- endeavour to secure better termis. For in
isolation parents and schools could pro earance in your columns.
I have, like many others of our genera bably not get such advantageous pricestion, bad the onerous task of educating a Pas an independent association which family during the grinding years of the would be handling insurances in bulk war and its aftermath, and I only wish and which could force firms to compete that the scheme of the Educational Facili on the lowest basis for its vaster volume ties Association had been available for of business. Secondly, this association my use and the protection of my children. recommends that it should act I regard the matter as one of national "agent" (in the technical sense of the word) between insurer and insured, and thus take the 5 per cent, on premiuma which all agents receive.
(Continued on next Column) /
importance in view of the value of the middle classes of England, to the stability of the country, and trust that every Leffort will be made to bring the plan to
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