BANKS

THE CHARTERED BANK OF INDIA

THE USTALIA AND CHIN INCORPORATED BY ROYAL CHART 1853,

Head Orpion-LONDON,

PAID-UP CAPITAL

A

£900,000

Shortly to be increased to £1,200,000 RESERVE FUND... Shortly to be increased to £1,475,000 RESERVE LIABILITY OF PROPRIE.

TOES YO

£1,075,000

£800,060

INTEREST allowed on Current Account at the rate of 2 por coat. per annum on the Daily balances.

Of Fixed Deposits for 12 months 4 per cunt.

for 6 for 3

3

1

longkong, 16th May, 1907.

JOHN ARMSTRONG.

Manager.

05

BANKS

HONGKONG SAVINGS BANK,

THE HONGKONG DAILY PRESS, THURSDAY, AUGUST 1st, 1907.

SUPREME COURT.

(Continued from page! 3.) however that he did not know whether there was always a specini reference to the company's THE Business of the above Bank is

conducted by the HONGKONG AND English form of policy. This se will be seen SHANGHAT BANKING CORPORA prasmntly is vital to the question, and his TION. Rules may be obtained on application.ovidonce loaves the matter were it started from: INTEREST en deposits is allowed at 3 Is the interpretation he puts forward correct Per Cont. per annum.

The same may be said of his statement that as Depositors may transfer at their option

a matter of practice his company would pay balancos 8100 or more to the HongKong AND

on a policy for cargo lost whilst being lauded in SHANGHAI BANK to be placed on FIXED

cargo boat, and had done so in relation to this DEPOSIT at 4 Por Cont, por annam.

typhaon.

22

For the HONGKONG AND SHANGHA. BANSING CORPORATION, J. R... SMITH

Chief Manager. Hongkong, 12th January, 1907.

EDERLANDSCH-INDISCHE

HANDELS BANK, (NETHERLANDS INDIA COMMERCIAL BANK

ESTABLISHED 1863,

N

THE MERCANTILE BANK OF Authorised Capital F. 15,000,000 (£1,250,000) T

INDIA, LIMITED.

Bubscribed Capital FI. 10,000,000 (Paid up) Reserve Faud FL 1,628,850.19 (£135,707)

HEAD OFFICE: AMSTERDAM. SUR-OFFICE: THE HAGUE. HEAD AGENCY: BATAVIA.

Acthorised CAPITAL...

SUBSCRIBED

PAID-UP

RESERVE FUAD

£1,500,000 1,125,000 582,000 170,000 BANKERS: LONDON JOINT STOCK BANK, LIMITED,

INTEREST allowed on Currant Accounis at the rate of 2 per cent. per annum on the Daily balance

ON FILED DEPOSITS :

For 12 months... For 6

For

4 per cont.

34 per cert

24 per cent.

EVAN ORMISTON,

Manager.

Hongkong, 30th April, 1967,

24

{EUTSCH-ASIATISCHE BANK.

CAPITAL FULLY PAID UP...Sh. Theis 7,500,000

HTAD OFFICE-SHANGHAI, BOARD OF DIRECTORS, BERLIN

BRANCHES :

Bertin, Hamburg, Calcutta, Hankow, Tiantan, Paking, Tainantu, Taingtas, Kobo, Yokohama, Singapore.

Founded by the following Banks and Bankers:- KOENIGLICH SEHANDLUNG (PausstuGH STAATHBANK) Berlin,

DIENCTION DER DiscontO-)

ĢESELLSCHAFT

DEUTSCHE BANK

3. BLEICHROEDWA

BARLINED

GESSI LACRAFT

HANUELA-

BANK LURE HANDEL UND

INDUSTRIE

ROBERT WArschaore & Co.

MENDELSSOHN & CO.

M. A. VON ROTHSCHILD &

SOBANY

JACOB S. H, STELN

BRANCHES at: Singapore Sourabaya, Samarang, Indramajoo, Bandosug and

Weltevreden.

CORRESPONDENTS at: Choribon, Tegal, Pecalongan, Macassar, Pontianak, Padang, Medan, Poetg, Rangoon, Calentta, Bombay, Mudras, Colombo, Karachi Djeddal, Bangkok, Saigon, Shanghai

BANKERS:

ƒTHE WILLIAMS DEACONS BANK, London SWISS BANKVEREIN, Paris: COMPTOIE NATIONAL D'ESCOMPTE DR

PARIS.

Berlin: DEUTSCHE BANE, Brussels: Banque de Paris ŵr das PaYS

Ван. Vienna Rome: BANCA COMMERCIALE ITALIANA,

UNION BANE,

THE BANK buy and sells and receives for collection Bills of Exchange, issues Letters of Crodit payable in all important plases of the World and transsote every description of Banking and Exchange business.

INTEREST ALLOWED,

Un Current Account at the Rate of 2% por annum on the Daily Balazoo,

On Fixed Deposite; 12 months 4% per annum,

do.

6 de. 31% do, do.

3 do 3% do. J. BOETJE, Manager. No. 16, Des Voeux Road Central

271

Berlin.

THE BANK OF TAIWAN LIMITED THE

(INCORPORATED BY SPECIAL INPRXIAG

CHARTER

CAPITAL SUBSCRIBED

Frankfurt a/M

CAPITAL PAIE-UP

NORDDEUTSCHE BANKIN HAMBURG, Hambarg

SAL. OPPENHEIM, J., & Co., Koelu

BATHEISCHE HYPOтHaken und WECHSEL-

BANK. MUENOMEN.

LONDON BANKERS:

More. N. M. ROTHSCHILD & SON: THE UNION OF LONDON AND SMITH'S BANK LIMITED.

DROTER BANK (BERLIN), Town N AGENCY DIRECTION Dax Disconcu GESELLSCHFAT,

INTEREST allowed on Current Account, DEPOSITS rassived on terms which may be learned on application. Every description of Bạuking and Êxchange business transacted.

F. JUNG,

Hongkong, 7th January, 1907,

THE

YOKOHA

LIMITED.

Manager. 23

Ten 5,000,000 3,750,000

*

HELD OFFICE: TAIPER, FORMOSA.

Amoy Anping Poochow

BEANCHER AND AGENCIES:

Kobe Napasaki

Osaka

Shanghal

TaiDAR Tammi Tokio Yokohama

Swntow

HONGKONG OFFICE:

3. Das Vœux Boad,

Intarant allowed

Current Accoun Deposita received on tarne which inng bee on application.

D. TOLDOW, Manager: Hongkong, 5th April, 1907.

842

NTERNATIONAL TANKING

INTERNA

ORPORATION.

CORPORATI

w

H

Gold-$3,250,000,

"OʻKO HÄMA. SPECIE BANK CAPital Paid Up...

about. Mex. $5,900,00) RESERVE FUND

Gold $3,250,301, about Mox. $5,900,000 HEAD OFFICE: 60 Wall Street, New York, LONDON OFFICE: Threadneedle House, E.C. Branches and Agents all over the World

LONDON BANKERS:

CAPITAL PAID-UP......... Yen 24,000,000 RESKEVE FUNDS

BRANCHES AND AGENCIES,

Tokyo

Kobo

Nagasaki

London

11,550 000

Osak Lyons

New York

Shanghai

Tiantain

Bombay

Nowohwang

Chefoo

A atuog

Tioling

San Francisco Honolulu

Dalny

Lioyang

Chang Chun

Hankow

Peking

Port Arthur Mukden

HEAD OFFICE—YƏKÜBAMA,

HONAK NG-INTEREST ALLOWED

1[On Current Account at the rate of 2 per cent. par am on the daily balance.

Un ixed deposits for 12 mouths 57 per Lusam

נו

A

а

31

TAKEO TAKAMICHI,

Manager.

550

Hongkong, 6th April, 1907.

N

EDERLANDSCHE HANDEL

MAATSCHAPFIJ.

(NETHERLANDS TRADING BOCIETY).

ESTABLISHED 1824

PAID UP CAPITAL FL. 45,000,000 (£1750,000) RESERVE FUND FL. 5,000,000 2417,000

www

HEAD-OFFICE: AMSTERDAM, HEAD-AGENCY BATAVIA Branches-Singaporo, Panang, Shanghai, Rangoon. Semarang. Sourabaya, Cheribos, Pecalongan, Pasoorooan, Tilating, Padang, Medan Deli), Palembang, Kota Radja (Aobeen) Bundjermasin.

nt Macassar, Dombay,

Tagal

Colombo, Madras, Pondicherry Caleatte, Bangkok, Saigon, Haiphong, Hanoi, Amoy, Yokohamaa, Kobe, Melbourne, Sydney. Now York, San Francisco,

LONDON HANKERS; THE UNION OF LONDON AND Smiths Bank,

Sco.

LIMITED.

The Bank buys and sells and receives for collection Dilla of Exchang issues letters of credit its Branches and Correspondents in the East, on the Continent, and in Great Britain, America, and Australia, and transaste Banking Business of every description.

INTEREST ALLOWED. On Current Accounts 2% per annum on daily

balances.

On Fixed Deposits 12 months 4% per annum,

6. do. Ay da.

do. do.

3 do. 30% do.

J. L. VAN HOUTEN Agent

Hongkong, 8th June, 1907.

BANK OF ENGLAND. NATIONAL PROVINCIAL BANK OF ENGLANI LIMITED. THE CAPITAL & COUNTIES BANE, LIMITED.

BRANCHES and AOENTS all over the World. The Corporation transacts every description of Banking and Exchange business, receives money in Current Account at the Rate of 2% per annum on Daily balances and accepts

|

sang

case falls within the terms of the order in connell as interpreted by the judicial committee, and that the procedure as to giving security, nte, is properly carried out. We do not think that in this case there is strictly speaking an

issue"btween the parties, if there is

any at all it is really between the would-baappellant and the muct which has upheld the exercise of a direction as to awarding costs by the judge in the Court bilow. The fact that in the Purther ex-roiss of his discretion, leave Wis given to appeal to the Fall Con't, does not, as it seems to us, alter the nature, Apart from this, we think, the current of authority is against sa appeal being

allowed

on questions But be added we have never considered the of coals, even though the cass could be put so question of our liability in oase of delay, having high as at the Court or judge had no alvage paid up. But this is precisely one of the jurisdiction to depart from the ordinary rule questions I have to considor. Qas thing I think that a saco ssful litigant is entitled to hit is clear. The sentence cannot convey to the

coste from the losing party. There is no case on all fours with the pros at: But the person insuring a reference to the conditions in the company's English from. The fact that a questions involved seem to fall within the different soutenon is usd on the ners! principle oaunsi itd in the case citad

usual

50,

refusal of leave to appeal really, however, works on bardship on the plaintiff, for as was hinted, he may petition the King-in-Council for special leave to appeal, Should be do and it is refused on the grounds which induce u to refuse it, hs will not be in so bad predicament. As he would be if we gave him fears should judgesent go against him on she hearing. Should he sudssed, his rights will be fly protected by the order made by the Judicis committee, Leave refused with costs,

IN BANKRUPTCI.

A PAYMENT OUT REFUSED,

other Chinese form in order to do this. is sufficient to negative the suggestion. And the meaning that the policy is to be read "according to (i.a, as bostaining) the condition

Wostorn lawa" has been negatived the Court translator. It can therefore only

with 893 mean "question arising in connexion with red damage (i.e. W. A." policy) are out and dealt will according to wusteru (i.e. English as was admitted law relating to insurance rules and regulations" in other words "questions arising in counexion with this policy are to be determined according to English law." The gestion of translation was very material bacuse was vital to Berone Ma. A. G. Wish (POANE JUDGB), the plaintiff's case to show that the claus dealing with risk of craft was inc rporated into the polloy, which would have been certainly ene, probably if either, of the translations for which the plaintiff conleaded could havo boen accepted. Can the clans then be held to be incorporated for any other reason? Daly on authority could be cited to show that a polioy govers risk of ship to the shore apart from the olause. In "Las v. Nixon," Bylus J. Paid Mr. Williams has cital anay authorities to show that the insurance covers the transit to and from the ship and, amongst others, he bae referred to a book of very great authority, of the case, that the charging order eisted the vis, Emerigon, That learned author staten 10 | right of the Official Receiver ander the receiving as the general rule in the law of insurance, order. that the policy covers not only the voyage from port to port, but also the transit of the goods to and from the ship." This seems to be cited with the approval thst eminent Jadge: but

of

if

manisfestly wrong to far as English law is concerned with regard to the risk from the shore to the ship. But that case the que stion was different. Ta policy contained a clause "including all risk to and from the ship" but the question was whether the war. ranty of seaworthiness implied in an ordinary policy as to the

to the ship, extended to the lighters It was held that it did sot, Bat the minsger of the plaintiff Co. stated, in fact reiterated, that they charged an extra premium when they insured risk of craft from ship to the shore, and that this policy was expressly used for an insurance when this risk was not insured against. I was prossed to disbelieve him pause no corroborative eridance was given and because certain words won said to be used when this form was used and the risk of ship to the shore included, and no poliny was prodicat on which these words had been in fact used. 1 quito agree that the evidence as to the use of à vorlaín special chop “ Gaished when taken into godown," is confused and confusing. It seems clear that it has been used by agreement for policies on

on voyages to some ploces fo Japan,

for the accountant of the Hip On admitted nging it as well as the Hang Ou. But he said that whather this chup was on or not we must pay if goods are lost. between the ship and the shore: and that the chop was apparently intended to carry the liability on till the goods the godown, but that no extra premium was charged.

were in

The Chairman and masagor of the Hang On also says it was specially made for Japan trade, but that it is usou generally, and that special proposal has to be made for ship to the shore insurance. He afterwards said that certain Chinese words should he inserted if the ship to sboro risk is takon: that the chop is for the the written words for the show. But

|

Re Lam Pak-long ex parte Lam Won."

In this case, which was previously bafore the Court, Mr. Pollock mula application that a sum of money, at present in the hands of the Official Receiver, should be paid out to the applicant on the ground that the charging order was made some mouthis previous to any date to which the title of the Oficial Receiver would relate, and that therefore the latter's title should be ousted. His Lordship thought the application bad failed. He did not think, in the circumstances

IN BCMMARY JURISDICTION,

GUIT FOR BLANDER,

Ao action was brought by Lam Sik-ying, of Ciroalar Pathway, against Cann Hang-toug boarding house keeper of 84, Connaught Road, to rarer the sam of $1,000 for slander.

Mr. G. K. Hall Bratton (of Musra. Bruttos and Hett) apposred for plaintiff, and Mr. E. J. Grist (of Messra Wilkinson and Grist), for the defendant.

Mr. Bratton stated that the slander consisted of the following words, which were spoken in in the prosence of the plaintiff's wife and two concubines by the defendant - Bik-ying has stolen from ms 830. It appeared that on July 17th, defendant want to the house of the plaintiff and asked if he was in. He was told that the master was not at home and then he told the women that the plaintiff hat stolen 8300 from him, und h wis going to have him arrested. Later in the evening a Buropean and Chinese constable wont to plaintiff's house and searched, but found nothing,

When his thres wives had given evidenon regarding the visit of doloudant to their house, Lam Sik-ying was called, and denied having stolen the money,

In cross-examination he admitted calling at defendant's house, but he did not enter his private room. He merely looked in the door.

Mr. Grist You've been in this Court before, havn't you?--I have been here,

During 1 yon had distraint in your house three times?--Yes, but I paid up in full. And in 196 you had exution issued against you three times?-Yes.

Do you remember when in your owo riesha Coolie summoned you for his wages? Yes, I made a mistake that tim

On the morning of the trial of that case you oharged him at the Police Court and had him arrested?-Yer.

struck out

And you remember the cuss against you was reason of his not being able to appear?-T always put down business mattere

Without that I cannot in my memo bask tell.

His Lordship-I restored the cisa afterwards. Mr. Grist Yes. (To plaintiff)-Didn't the coolie subsequently recover judgment against yon-I don't want to say what is exactly and precisely the case, as I don't remember.

Then have you forgotten that you took this money?-Seok & matter as that I would

remombor.

Are you quite sure you hare not forgotten whether you want into that room?--I remember.

Fiscal Agents of the United States in China, although my mind is not at all clear on this

Philippine Islande, and the

Repablic of Pamanta

point, he was so persistent in his statement that the risk ship to the shore'w salways a matter of special agreement, and a special rate was always charged. I cannot for that reason disbelieve the witness; from bis position in the Co. He is not likely to give false evidence and bring discredit on Lia Co. in the eyes of the shipping com macity.

But further I

think that the forms of policies satully in uso do in East corroborate him for in one there is an express reference to the risk of craft clause. Thor was another point dealt with in the arga. rout which it is advisable I should deal with; that even if the clause as to 'risk of

were included, it casaud to be operative He stated that on the evening when the plain- Chan Hang-tong was called by Mr. Grist. craft sa the consigneo bad taken delivery in his tiff called on him he was at dinner and told own lighters: this on the authority of" sparrow Lam to go into his sitting room and 7. Charruthers," and "Strong. Natally."

wait in

he had fuiated his meal. His Strong opinions have been expressed with cost was hanging on a coat pag in this commercial lawyers as Matthew J.: "risk of The plaintiff was the only man who had been in to these two ones by so eminent room, and there were $300 in the pocket. sovers carriage the room, and after he left, defendant examined in a hired lighter, why not also in lighters his cost and found that the money had been

See "Poulv. belonging to the assured?"

stolen. Insurance Co. tf North America," and the earlier criticism of the ease in "Harry Royal Exchange Asance" The Court of

in Houlder v. Merchant Marine Co.,

by subtedly recognizes the principle that taking delivery short ofthe shore the consignee determines the risk insured because the consignee waives the lading and terminates the risk by taking delivery short of the land. There is here a question left very much in the air. The lighter ces may be cases where the ship lands its cargo in lighters and thezo is obviously another question involved which Į have already indicated, what the law is where there is delay through fault of the ship; but not through fault of the opssigned and vice versa. It is cient for this case to

נן

+

Fixed Deposits at the following rates →→

For 12 months 4 por cont, pre annum, For 6 For 3

B

No. 9, Queen's Road, Central, Hangke.

W. M. ANDERSON, Ataniger.

Hongkong 24th July, 1997. HONGKONG

1239

AND SHANGHAI BANKING CORPORATION.

||

$10,000.000

PAID-UP CAPITAL RESERVE FUND...

STELLING RESERVE $10,000,000 SILVEE RESERVE... 11,000,000

-821,000,000 Keberve LiabiliTY OF PROP'TORS 10,000,000

COCET OF DIRECTORS.

G. H. MEDEDEse, Eeq-Chairman: HOB.Mr.HENRYKESWICE, Deputy Chairman A. Fuchs Esq.

F. Shollim, Esq E. Gootz, Esq.

R. Shewan, Esq. C. R. Lensmans, Esq. I. E. Tomkins, Gay, A. Haupt, Esq.

H. A. W. Slade, Esq.

A. J. Raymond, Boq.

CHINY MANAGER Hongkong-J. R. M. SMITH, Esq.

1

MANAGER- Shanghai-H. E. R HUNTER, Exy LONDON BANKEER-LONDON AND COUNTY

BANKING COMPANY, LIMITED.

HONGKONG INTEREST ALLOWED. On Current Account at the rate of Twe per sent. per Annum on the daily balanced

ON FIXED DEPOSITS.

For 3 months, 24 per cent, per Annum. For 6 months, 34 per cent. per Annum. For 12 months, 4 por cant. per Annum.

J. R. M. SMITH,

Chief Manager, Hongkong, 14th June, 1907.

21

cmft," he says, (Arcould)

J

Mr. Bratton-Yon were rather or sited over the loss of this $370P--No.

Is it an every day occurrence for you to lose $300 P-No.

Is it an every day occurrence to support your friends No, but he was the only person in the

His Lordship-I think the probabilities are favour of the plaintiff, and I must try to 1obliterate from my mind my long and varied

experiences of him. In claiming 81,010 damages the plaintiff has gone a bit too far. There will be judgment for 810) and costs,

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not so free from diffaulty as seems to be suggested,

Judgment must be for the defendant with

Costs

Wednesday, 31st July.

IN APPELLATS JURISDICTION.

BEFORE THE FULL COURT.

LEAVE TO APPEAL REFUSED. Hie Honour Mr. A. G. Wize delivered the decision of the Fall Court in the oase of Long Kes. Ng Wai, wherein Isave was sought to appeal to the King-in-Council regarding the decision of the Chief Justice with reference to

anats.

His Honour sald :-The jurisdiction giver to this court to give leans to appeal to the King- in-Couvoil does not involve the exercise of any discretion as is the cass where leave to appeal to the Full Court ia giron by the judge in the first instance, in a case where such leave in necessary se a question of costa. The only duties which the Court has imposed upon it is to see that the

Specialities for the Skin ars the study of a Bfetime. A. S. Watson & Co., Ltd., Sole Agente

ON SALE

A TABLE OF THE

RATES OF EXCHANGE AT HONGKONG

FOR

654.

DEMAND DRAFTS ON BOMBAY Du the Day Preceding the Departure of English Maile from the Year of the Closing of the Indian Mints to the Fres Coinage of Silver

FROM 1893 To 1905;

ALSO

RATES FOR SOVEREIGNS, GOLD LEAF. BAR SILVER (From 1900), and other Useful Information.

PRICE: $1 CASH.

On Sale at the "DAILY PRESS" Ofice, or Local Booksellers.

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TYPEWRITER RIBBONS and supplies for ALL Machines kept in Stock.

OLIVER TYPEWRITER CO. LTD.

1, PRINCE'S BUILDINGS.

Hongkong, 24th July, 1906.

(1955

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