We planned and performed our audit so as to obtain all the information and explanations which we considered necessary in order to provide us with sufficient evidence to give reasonable assurance as to whether the financial statements are free from material misstatement. In forming our opinion we also evaluated the overall adequacy of the presentation of information in the financial statements. We believe that our audit provides a reasonable basis for our opinion.
Opinion
In our opinion the financial statements give a true and fair view of the state of the Society's affairs as at 31 December 2002 and of its surplus for the year then ended.
DELOITTE TOUCHE TOMATSU
HONG KONG
24 MARCH 2003