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name of the three brothers of the Sz Ko Ancestor, but none were very wealthy (Tak Ko, 0.68 acres: Fung Ko, 0.12 acres: Hon Ko 0.13 acres). The four "Ko" Ancestors, that is the Sz Ko Ancestor, and the other three, also owned 0.46 acres jointly. The income from all the land owned by these latter trusts, and the land held jointly by all four, was doubtless used for ritual purposes and the maintenance of the graves, with the Sz Ko Tso used for more aggressive commercial dealings.
An alternative investment strategy was used by the Yat Un Tso (E - this was named from the founding ancestor of the Fourth Fong, i.e. of the last nine descent lines of the village, representing probably four-fifths of the clan: about a half or a third of the members of this Tso were also members of the Sz Ko Tso), and the Wai Wing Tso (77 - this had identical membership with the Yat Un Tso). The Yat Un Tso, rather than investing in arable land, like the Sz Ko Tso, invested heavily in the development of the Market at Kowloon, but, like the Sz Ko Tso, was clearly involved in aggressive investment in land: the Wai Wing Tso invested in arable land near the village. The availability of rentable Sz Ko Tso, Yat Un Tso, and Wai Wing Tso land made the junior descent lines the wealthiest in the clan: the Village Headman of 1902, Ng Kam-tong (A) was from this section of the clan (the ninth descent line).
Before the coming of the British, the Nga Tsin Wai villagers owned a good deal of the subsoil rights, both over the Market, and in the general Sha Po area”. Some of these rights they had sold out before the coming of the British to the New Territories in 1898. On other parts of their land, however, the clan developed shops for rent. The Ng Yat Un Tso owned no less than 0.28 acres of house land in the Market, at the far southeast edge of the Market, next to Hoklo Tsuen. This was developed as five very large shops or workshops (one was jointly owned with a trust named in the Lease as the Shing Un Tso, possibly in error for the Tai Un Tso, the Founding Ancestor of the Third Fong). Several of these shops had large courtyards and wells. This strategy was also employed by the Shing Tat Tso, which owned one very large lot in the Market, with fifteen workshops scattered around a large courtyard. This complex stood on the southeastern edge of the Market, between the Market and the southern edge of Sha Po Village. This complex was probably used for some offensive trade or trades.