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JAMES HAYES
the Pui O group in South Lantau. Unlike Chan, who had been a newcomer, Cheung's family had been settled in the area for upwards of two centuries before his birth and his father possessed a small number of fields which had descended from his ancestors. The Cheung clan, too, was the most powerful in the sub-district. Its members were settled in five of the nine small villages of the group and included one or two degree holders by purchase among its immediate forebears.
However, like Chan, Cheung went into business, but not in the market town and not as an errand-boy, but locally and on his own account. He opened a shop in a small house situated outside the main village of the group and stocked it with goods which he brought over by sampan from the nearby island of Cheung Chau, the local market centre and a fishing port. Again like Chan, Cheung had a good head for business and used whatever money he obtained from his shop to loan sums to other villagers. As usual the loans were made for interest at high rates or in return for mortgages of land. The deeds relating to about a dozen of his mortgages have survived in an old account book. One of them, relating to the year 1898, shows that he was capable of lending what was then, to a farmer, the considerable sum of 120 dollars, the equivalent of 90 ounces of silver in one single transaction. As happened more often than not in deals of this sort, this land, consisting of an acre and a quarter of good paddy fields, was sold to him seven years later.
Cheung's career developed along much the same lines as that of Chan Fu-shing. He settled disputes over a considerable area, including villages outside his own group, and helped to arrange various public services, including a regular ferry to the nearby market town of Cheung Chau. Again, he also took the lead in managing the affairs of the local temples and in repairing them when this became necessary.10 It is not certain whether he purchased a degree, but he may well have done so because, as has been said, this was the normal thing for a prospering villager to do at this period.
KUNG FONG-CHAI (***)
The third member of the trio, Kung Fong-chai (c. 1850-1922) was a Hakka from a village a few miles from the market town of Tai O. Like the Cheungs, the Kung family had been settled on