}

BANK S

HONG KONG AND SHANGHAI BANKING CORPORATION.

Authorland Capital ........... Forsed and Pully Paid-up

Beserta Punda 1--

Berling..........£0.600,DOG

Bitter Bomer

-$10,000,000

$80,000,000 $90,000,000

daty of Proprietor $6,500,000

READ OFFICE: HONG KONG.

BOARD OF DIRECTORY-

tion. Mr. 0. 0. 8. Maskin. Chairman.

Hon. Mr. J. J. Pwamon, Deputy Chalmers,

Hon. Mr. 4. . Dell, T. E. Paaroo, Zag.

A. H. Campos. Esq J. A. Pluminer, Eng.

B. Lauder Lewis, Eng. T. 11. R. Shaw, Yaq

12. Mikla, Eng.

AXOY

BANDKON

BATAVIA

DOMBAY

CALCUTTA

J. Warrat, Pag,

Chief Manger,

V. M. Oraghum, Esq.

BRANCHES

LONDON

LYONS

MALACCA

MURDEN

MANILA

MUAR Inbors

CANTON

CHEFOO

NEW YORK

COLONI

• PRIPING

DAIREN POOCHO

HAIPHONG

CLASERUMA

HANKOW

MABUN HONOREW

11.01.00

It

JOHONE

KURE

KOWLOON

KUALA GUAPER

PENANG HANODON

SATOON

DAN PRANCIRO,

STASOIAL

SINGAPORE

SOURABAYA

SUNUEL PATA3) TIENININ

TOK YO

TRINIMO YOKOHAMA

Curiel Arecanta mposed in Ical Cumery am Deposits womired for a fun? Or shooter permata Local Currency and arling on art which will grated an application. Hong Kong, 29th February, 1934.

HONG KONG SAVINGS BANK.

The Business of the adoro Bank is wonduet. ad by the HUNO KONO ASH SHANGHAI BANKING CORPORATION, Hutan may be obtained on appliontinu

FOR THE HONGKONG AND SHANOBAL BANKIND CORPORATION.

V. M. GRAYBURN,

floor Krag. 14th July, 1930,

Chief Manager,

BANQUE DE L'INDO-CHINE.

HEAD OFFICE:

96, Boulevard Haussmann, Paris.

Subscribed Capital Frs. 72,000,000.00 Paid-up Capital. Frs. 68,400,000,00 Reserve Funds ....Frs.102,000,000,00 BRANCHES:

Hong Kong Quinhon

Saigon Shanghai Mongtze Nam-Dich Singaporo

Thanka

Bangkok Battambang ur

Cantho

Canton

Tjibouti Numea

Haiphong

Hankow

Fort-Bayard Papeete Tientsin Peking Tourano Phan-Penh Vịnh Pondichery Yunnanfu BANKERS:

Hanoi

IN FRANCE: Comptoir National d'Escompte de Paris; Credit Lyonnais; Banque de Faris et des Pays-Bas; Credit Industriel et Commercial: So- diste Generale,

IN LONDON: The National Provin- cia & Union Bank of England, Ltd.; Camptoir Nation? d'Escomple de

Paris: Credit Lyonnais.

IN NEW YORK: 3. P. Morgan & Co., French American Banking Cor- poration; Guaranty Trust Co. of Now

York.

Interest allowed en Current Ac counts and Fixed Deposits according to arrangements.

Every description of Banking and Exchange Business transacted. Safe Deposit Boxes to let,

A. BONNAUD,

THE CHARTERED BANK OF INDIA, AUSTRALIA & CHINA. Incorporated by Royal Charter, 1858. HEAD OFFICE: LONDON. Paid-up Capital

THE CHINA MAIL.

THE HO HONG BANK, LTD.

(Established 1917.)

HEAD OFFICE:-SINGAPORE Hong Kong Branch: 13, Queen's Rd. C. £3,000,000 Authorised Capital Straits $20,000,000 8,000,000 £4,000,000 issued Capital

Paid-up Capital ...

4,000,000 Liabilities ..£3,000,000 ( Reservs

of Shareholders'. Surplus

Renerve Fund Reserve Liability of

⚫prietors

Pro.

Agencles and Branches:

(Malay Howies)

ALOH STAR

AMBITBAN BANGKOK BATAVIA BOMBAY

CALCUITA

CANTUA

CAWKFORE

CEBU

CHILONDO DAIREN (Dainy

Nouth Manchuria,

DELHI

Atrioxa

HAMBURG

HANKOW

1011.0

KEALA LUMPUR

KUCHING

MADRAG

MANILA

MEDAS

NEW YOUR

PRKING

PENANO RANDON NAIUUN

SEMARANG

SEREMBAN

HEIANHAI

HINGAPORE

SILLAWAN

TAIPING (P.M.A.Ş TAVOY

ROUKABAYA

HARDIN

N. Manoharial

Hisa kond

SPOR

RARACHI

KLANG

KUBE

TIEN BIR

TOKYO

KUALA KANGSAR

Per PM..

Foreign

THING180

TONOKAH (Bhukal)

YOKOHAMA

ZAMANDA

(Philippine Incala)

Gozeral

Exchang and

Ranking business transacted.

Current Accounts opened and Fix- ed Dept received for year or shorter prinda at rates which will be quoted on application,

J. STUART,

Acting Manager. Hong Kong, 28th May, 1931.

THE NATIONAL CITY BANK

OF NEW YORK.

HEAD OFFICE: 55, Wall Street, New York.

Capital, Surplus and

Undivided Profits..U.S.$224,554,298

Branches in:— ARGENTINE LONDON

BELGIUM

BRAZIL CHILE

RIA

CUBA

DOMINICAN

REPUBLIC

INDIA ITALY

JAPAN

MEXICO

PANAMA

PERU

.

PHILIPPINE

ISLANDS

PORTO RICO

STRAITS

RETTLEMENTS

URUGUAY

VENEZUELA

Commercial and Travellers' Letters of Credit, Travellers' Cheques, Bills of Exchange and Cable Transfers Current accounts bought and sold. and Savings Bank accounts opened and Fixed Dopasits In local and for- at rates that eign currencies taken may be ascertained on application to the Bank.

We are also able to offer our Cut- tomers the services of the Branches of the International Banking Corpora- tion in Sex Francisco and Spain and also of Tho National City Bank of New York (France), SA, in Paris and Nico.

F. McD. COURTNEY,

Manager. Hong Kong, 20th February, 1981.

. THE AMERICAN EXPRESS COMPANY,

INC.

Head Office: 65. Broadway, New York.

Manager.

Capital Surplus Reserves

Hong Kong, 1st May, 1931.

THE YOKOHAMA SPECIE BANK,

LIMITED.

Established 1880,

Capital (fully paid-up) Yen 100,000,000 Reserve Fund........Yen 115,000,000

Head Office:-YOKOHAMA,

Branches and Agencies at:

Alexandria

Batavia

Berlin

Bombay

Catentra

Canton

Manila

Nagasaki Nagoya

Nowchwang New York Скака Changchun

Polping Rangoon Dairen (Dalay) Fengtion (Makdon) Rio de Janeiro

Hamburg

Hankow

Harbin

Hong Kong Honolulu

Kai Yuen

Karachi

Kobo

London

Los Angeles

Lyons,

San Francisco Seattle Semarang Shanghai Sh[monoseki Singapore Soerabaya Sydney Tientsin Tokyo Tsingtau.

Interest allowed o Gurrent Ac- counts.

Deposits received for fixed periods ut rates to be obtained on application.

H. MORI,

Manager.

Hong Kong, 11th April, 1091.

.U.9.86,000,000 .U.S.$1,572,454 .U.S.$1,908,209

"

4,000,000 2,520,000

Branches, Agencies and Correspon- | dents in the principal cities of the world.

Every description of Banking and Exchange business transacted,

TAN ENG HOOL,

Manager.

NEDERLANDSCHE HANDEL- MAATSCHAPPIJ, N.V.

.NET BEBIANIM TRADING HOCIETYI

DANKERS

Retablished (NL

Hong Kong Dorpell, Quso's Bond. Onatal

Arborized Capital

Bulldare 180,000,000. (#19,500,000.) Guilder 80,000,00 (28,003,170 ....... Gulidor 40,018,00

(20,281,696)

Pald-Up Capital Reserve Fund......

End :—AMSTERDAM* Ear Head Of:-DATAVIA. DRANUDES Bandjarmasin, Bandreny", Bombay,

Cloutie, Carbo, Djember, Bu jakarta". The Hagus, Joddaw. Eche Kale-Iladja, Valamar, Medan, Psding Palembang Palalongan, Punan Pontianak, Elangoon, Botterdam Hamarang. Shanghai. Ribolg (Huntrs),

Mograbait, Вівтором, Ponrabarta (Holo). Tegal, Titimlap and Welcorroden.

• Those offices have suda deposit boxas ta lat. Lendon Bankers-National Provincial Bank T

Correspondecia i ofer the world. flanking businean of avery description tratanted.

A. STOKKINK,

Hong Kong. 18th Augval, 1990.

Maunger.

THE BANK OF CHINA.

行銀阀中

Reorganised October 28, 1928, under

special charter of The National Goy. ernment as an

INTERNATIONAL EXCHANGE

BANK,

Commerce and Finance

FINANCIAL WISDOM OF THE WEEK.

"

Australia Will Win

Through."

PEAK TRAMWAYS.

DIVIDEND OF EIGHT PER CENT. RECOMMENDED.

DIRECTORS' REPORT.

The Directors now beg to submit to you their Report and Statement; of Accounts for the year ended 30th April, 1931:

FRIDAY, JUNE 5, 1931.

HUNGARY'S PUBLIC

FINANCE.

eventy than in the previous years,

The bank's metal and foreign ex- changes reserves displayed, there. fore, very small fluctuations,

The reserve rose from its lowest

Steps Taken to Balance level of 180.5 million pengos on

The

Budget.

|April 23 to Its highest point of 217.9 million pengoa on July 31, the dif ference being only 37.4 million, "as against the differences of 73.7 61,0, 641 and 61.6 million pengos respec four previous years. On December 31, 1930, the reserves stcod at 206.4 million. pengos. Not n single bill held by the National Bank was dishonoured in 1930.

average of 1929.

the

in excess of the

BOMBAY'S TRADE.

agricultural Industry in Hungary did not escape the effectatively during of international economic depression in 1930, and was particularly hit by the fall of prices and the lack of markets, according to the annual re- port of the National Bank of Hun-

The note circulation amounted, at gary. Against this might be set the succcus of some measures of the end of the year to 489.1 million agrarian reorganisation,, especially rengos (decrease by 31.4 million 28 Rt. Hon. R. MacDonald, P.C., M.P.

The following is the report of the tendency of changing from against the end of 1929), Liabili- (Prime Minister):-Those who look

on demand declined nhead in polities to large move- the Directors of the Peak Tram-grain farming to cattle breeding, ties payable

poultry and dairy farming, fruit and during the year under review from ments of reconstruction, and the ways Co., Ltd, to be presented to

vegetable growing.

98.3 to 66.8 million pangos. The opening of new chapters of Indus-shareholders at the annual meet- The beneficial effects of this proportion of the cover of the note trial organisation and reorganisa-

change were reflected in the fact circulation to the metal reserve was tion, look upon co-operatora as the {ing:

that the value of export of livestock, en the average 49 per cent.-that pioneers of what they hope might still be done.

poultry and eggs during the first is, 6.1 per cent. cleven months of 1930 increased by some 30 per cent. as against the amount recorded for the corres-

of panding period 1920. Public revenues kave shown 1 decline owing to the general economic de- pression, but measures of retrench- ment aiming at the reduction of

The aggregate value of the expenditure by 45 million pengos foreign trade of Bombay importa are expected to ensure budgetary and exports for

of the month equilibrium.

March amounted to Rs. 10.14 a decrease of Rs. crores, showing Foreign Payments.

5.47 crores,

or 35 por con.., Another redeeming feature was as compared

with the figures the improvement of the balance of for the corresponding month

the foreign payments, which showed in of

previous

This year. cach of the years 1927 and 1928 a is due to smaller arrivals of deficit of some 500 million and in both merchandise and treasure 1929 of 200 million penges. When and to reduced shipments of In- final figures are available for 1930 it dian and foreign produce. Exports is expected they will show a deficit of gold amounted to Rs. 12.1 lakhu of under 100 million pengos. The as against none in the month total of long-term credits raised in March 1930.

Mr. G. M. Gillett (Secretary Overseas Trade Department) :— There is a growing appreciation of the part played in our national life by our currency policy and the pro- found Influence it may have upon industry. It is also recognised that to a large extent this is probably an international question.

Mr. H. G. Wells:-What we used to consider the necessities of man- kind are being produced by a small- er and smaller proportion of active workers.

The Rt. Hon. Lord Glanely, D.L... J.P., LL.D.. (chairman, Tatem Steam Navigation Co., Ltd.):--It is fashionable to be optimistic, but candidly 1 see no tendency to- wards an early recovery in trade to justify any material improvement in freights.

The Net Profil for the

twelve months, after Directors' deducting

Fees and General Man- agers' Remuneration. and making provision for Dopreciation amounts to ...

..$40,783.41

To which has to be added

the Balance brought forward from last account

Making available for ap

propriation

15,099.72

$55,883.13 The Directors recommend that the amount available for distribu-

Senator Conti (presidènt. Banca Commerciale Italiana)-Industrial tion viz; $55,883.13 be allocated as rationalisation moans a eanatant follows: process of adaptation to changing Pay a Dividend of 8 per conditions; it does not mean merely amalgamation and consolidation of

cent. on 25,000 shares

fully paid up ..... .$20,000.00

20,000.00

to

| balance-sheets.

Sir John Kirwan (President, Le-Pay a Dividend of 8 per gislative Council of Western cent. on 50,000 shares

with a true Australia) No one

$6.00 paid up Subserihed Capital $25,000,000.00 knowledge of Australia and the Pakl-Up Capital ..............524,710,200.00

Australian people can doubt that And Carry Forward Reserve Funds ..$ 3,820,503.32 she will get over the existing crisis

with credit.

Earl de la Warr (Parliamentary Secretary, Ministry of Agricul-

HEAD OFFICE: SHANGHAL

HONG KONG BRANCH:

4. Queen's Koad Central.

of the

ture):-The only thing to do, if we

wish arable farming to continue, is

to see that it is carried on on the most ruthlessly efficient basis.

Mr. D. Warnford-Davis (chair-

Owing to our numerous branches in China and large connections in the in portart commercial centred world, we are able to extend to our man, Crystalate Gramophone Re clients special facilities for domestic card Manufacturing Co., Ltd.:-The and foreign banking and exchanges.

We also handio the lastro of Bonds gramophone Industry is as stable and other Public Funds of the Chin-as most other Industries. csc Government both at home and abroad.

SHOU J. CHEN,

Manager. Hong Kong, 5th March, 1931.

THE BANK OF CANTON, LTD. Established 1912.

Dead Office:-Hong Kong- Authorland Capital (EI.K. Camenay) $11,000,000 Paid-up Capital

8,064.000 Bears Fund.........

1,100,000

BRANCHES

Centon, Hugal, Bankow,

Bald

Bogack, New York and Ban Franc

CORRESPONDENTS

LONDON DANIERS:-

The Lloyd's Band, Lizzivad

priecipe allies of the World.

Foreign bange and backlog bustossa

wvery description transacted.

BRANCHES:-

i

Amerdaro Aniworǝ

Graon

Blagov

Athena

Devens

Nica Napin Farmer l'arte

Герьод

l'alama

Rotterda

واحمرا

Barlia

Bistrila

Bombay

ยมใ

Bemen

Buenos kima Cairo Valrulta Ceaves Calambo Costantinopla Gopea Edinburgh Flarenos Зате

Hambur Unven Inislaken Jerusale Lutdo Loadon Litarpoul Lavoie Lugano Lusor

Marsailles

Monte Carlo

Kanila

Munich Wontreus Mika

Home

Flatbou!

Suanghai Southampton Mungapore

Ht. Morits Tenisin

Vienne

YPILLO Yukobama Zurich

Expross Hranches of American Company in Principal cities of Unit- ed States of America and Canada.

All classes of Commercial Banking Transactions undertaken.

Personal handled.

inveutment accounts

The Company offers to intending Travellers the use of its "Travelers Cheques" and Letters Credit and,

In addition, the world-wide services of its thoroughly equipped, Travel De- partment.

Affiliated with

THE CHASE NATIONAL BANK Resources ..Over $2,500,000,000

C. H. BENSON,

General Manager,

THE BANK OF EAST ASIA, LTD.

Established 1918.

HEAD OFFICE:

10, Des Voeux Road, Central,”. HONG KONG

Capital and Surplus.

Total Resources

over H. 8,000,000.00

over H.$30,000,000.00

Every description of Banking and Exchange business

transacted.

Current and Fixed Depoelt Accounts in local and for- aign currencies opened for clients.

Savings Account and Safe Deposit Boxes." Branches and Agencies all over the world.

KAN TONG PO,

Chief, Manager

Hala Deponi Bazsa (various alues) at » pourly

rental of trans $5 to $40,

LOOK POONG SHAN,

Chief Maneger.

CREDIT TO THE NATION.

95 Per Cent. Honesty Among British Buyers.

Ninety-five per cent, of the Bri- Lish purchasing public are "credit- a lest that worthy," according to has just been completed.

The investigation was made by the National Association of Trade Protection Societies who, in the course of a year, deals with more the than 800,000 inquiries into "credit-worthiness of manufactur-

ers, wholesale firms, retail shops, and private people.

I

"From general observations have always said that more than 90 per cent, are credit-worthy," said secretary of

THE BANK OF TAIWAN, LTD. Mr. Cuthbert Greig,

{TAIWAN GINKO.)

HEAD OFFICE:-Taipeh, .Formosa.

Incorporated by Special Imperial Charter, 1899.

the

Association, to 2371 Evening News correspondent.

My statement has often been challenged, as putting the percent- age too high. So we decided even- tually to put the matter to the test.

Central Bank In Farmous. Bank Nelos zazued Average amount ...Yea. 4,000,00

"We took the whole of the in-

BRANCHES AND AGENCIES:

quiries of all kinds over a period of JAPAN-Tokyo, Yokohama, Kobe, Ustka. FORMOSA (—Gran, Bag, Karenko,

several weeks and found that 95 per Makong, Nauk, Ehinchilo, Taichu, Ta cent. of them were good-a striking CHINA-Changhai, Backor Ameya Ponchow, tribute to the honesty of the people.

Takso, Tamil, Tone, di, Taita.

Bwalow, Cantes.

Kalung

OTHER:- Kong Bingapors, Boys,

Hemeran Balatia,

"Of the 5 per cent. that were bad Bombay, Calea, some were unable to pay, others had

London, New York, Dairen.

LONDON DANKERS

the money to pay but were bad

The London County Weltminster and Parr's Bank. payers, some were extravagant, and

The Bank has Correspondents in all the principal Commercial 'Centres throughout the world.

I. NAGURA,

Manager.

HONG KONG BRANCH,

5. Da Vaux Bead Canteed. Hong Kong. 19th January, 1229

22344|||||DEO PALAETEREST EN EL A RUOKA LA DITURILE

a few were dishonest.

"It is very important to keep the credit ideal high. People should be proud of being 'credit-worthy.' They should offer references rather than take offence at being asked for them. We do not like the 'no in- quiries' credit. That is the wrong basis upon which credit should be

COASTWISE given.

by

ALGIE" BENNETT,

An interesting book of Cartoons depicting "Happenings" on the China Coast

PRICE $1.00.

Now on sale at

BREWERS

WHITEAWAY, LAIDLAW EXCELSIOR BOOK STORE. and at the Publishers

The Newspaper Enterprise, Ltd China Mall Building.

"If you are 'credit-worthy' your reputation follows you wherever you go..

"But credit does not mean taking something away and saying you will pay for it later. Credit is goìpe- thing given which is based on truat, belief, and confidence.

"There is no doubt that British credit stands highest abroad-as high as, if not higher than, over,

"Even the immense growth of the hire-purchase system among the masses of the people has not altered the percentage of "credit-worthiness"

fact which should give renewed confidence to British traders.

"But the credit ideal must be kept before our eyes all the time, or with new people coming in and seek- ing credit facilities we might find a slackening and a' fall in the par- ceritage.”

next account.

15,883.12

$55,883.13

Directors. Mr. J. Scott Harston

1930

35 Per Cent. Decrease In A Year.

..

of

by

approximated 85 million Trade statistics of the financial pangos medium-term loans, includ-year ending March 1931, show a ing the provisional State loan of contraction of Ra. 26.41 crores, or more than 3 million pounds, and 26 per cent. in imports and of Rs. various export credits amounted 17.02 crores of 221⁄2 per cent. in roughly to 176 million pengos.

exports

the as compared with The redressing of the balance of Agures of the preceeding year. foreign payments is chiefly due to Imports of treasure fell away by the improvement of the country's Rs. 71.58 lakhs to Rs. 17.91 crores, foreign trade. Imports for the first and those of merchandise eleven months of 1930 declined by Rs. 27.71 crores to Ra. 56.94 crores. 23 per cent. in value, or 15 per cent. The fall under merchandise is uc- in bulk, while exports decreased by counted for by smaller arrivals of only 8 per cent. in value and 2.5 per most of the important articles of Import, the more important being cent, in bulk.

fected by the general depression, yards and Rs. 9 crores), metals and Industrial production was also cotton piecegoods (-300 million resulting in a decrease in employ- ores (-2.03 crores), cotton twist was invited to All the vacancy. ment and a setback in the output, and yarn (-over 9 million and of the Articles of Association, the industrica, the building trade and elading or

In accordance with Rule 95 (a) particularly in that of the heavy Re. 1.53 crores), motor cars

waggons. cycles the branches catering for the needs (Rs. 1.45 crores), sugar (-388 tons present members, Sir Robert Ho of agriculture. The textile indus- and Rs. 1.49 crores), machinery. Tung, Sir Elly Kadoorie, Mr. A. B. try continued, on the other hand, and, millwork (-Rs. 1.23 crores), Stewart, Hon. Mr. C. Gordon Mackle to display marked symptoms of alik raw and manufactured (-Ra. and Mr. M. H. Turner retire, but vitality.

1.33 crores) other manufactur- being eligible, offer themselves for

of cotton (-Ra. 1.06 re-election.

crores) wool manufactures (-Rs. Auditors. The accounts were Thanks to the Improvement of 1.06 crores) wool manufactures audited by Messrs. Lowe, Bingham foreign trade and the numerous (-RB. 79.63 Jakhs), hardware and Matthews and Messrs. Linstead offers of short-term loans, Hun- (-56.27 lakhs of rupees) and and Davis, who offer themselves gary's international payments were mineral oils (-9%1⁄2 million gallons İfor re-election.

settled much more

resigned from the Board on leaving the Colony and Mr. M. H. Turner

Smooth Settlement.

era

smoothly and and Rs. 48.97 lakhs.

and so good to my throat!

Don't you adore that wonderful Embassy flavor?"

"Indeed yes...... and they're caressing to my throat!"

Embassy

CORK-TIPPED

YOUR THROAT LIKES THEM

in-

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