BANKS

HONG KONG AND SHANGHAI BANKING CORPORATION.

Authorlard Caplint

$60,030,000

Imand and Pudy Pikk-up ..........$20,000),FRIG Boeren Putal-

Sterling

..... £1,500,00e $50,000,000

THE CHARTERED BANK OF INDIA, AUSTRALIA & CHINA. Incorporated by Royal Charter, 1853.

HEAD OFFICE: LONDON.

Paid-up Capital

THE CHINA MAIL.

THE HO HONG BANK, LTD.

(Established 1917.)

HEAD OFFICE:—SINGAPORE. Hong Kong Branch: 13, Queen's Rd. C.

Reserva Fund

.£3.000,000 ...£1,000,000

Authorised Capital. Straits $20,000,000 Issued Capital

8,000,000

Rezerve Liability of

prietara

Paid-up Capital ...

4,000,000

Pro-

£3,000,000

Reservo Liabilities

of Shareholders

++

Surplus

4,000,000 2,526,000

ALIM SEAR

KUALA LUMPER

Mulna binieci

KUCHINO

AMRITSAR

MADHAS

agencies and Branches:

MANILA

Milver

men Pully of Phoprietor $20,000,000:

HEAD OPPICK: BUNG KONG,

10ARD OF BOAKGTONS:-

1. Mr. 1, 11, 15, Muckie, Chairman.

on: Mr. J. J. d'aterman, Deputy Chart:363.

W. H. B, Finiz. 1. E. Pearte, Esq.

A. B. Cucuptor, Beg. 2A. Plaimer, Bag,

11. Tander on, Esp, T. II. B. Shaw, Pay

. . tit.

1. P. Warzen, Faq,

Chef Manager,

V. M. (ang buns, Bug.

JUANCHES:-

JAS AUROR

HATAYEA

DOM BAY CALCUTTA VANTON CAWSPORE

AERU

COLOMBO

· GABREN Dairy

Marchuzis,

NEW YORK

PL.BINU

PLAAS

AMOY

BANOROK ĦATAVIA

DOMBAY

CALCUTTA

CANION

CHEPOO

MASILA

MEDAN

RADIOX

SALOON

SEMARANG

SEREMBAN

MIAMIHAI

SINGAPORE

SOUDA BATA

TSINGTAO

YIROHAMA

BELEL

BALPROSI

HAMBURO

DANKOW

HARBIN

LYONS

PAILISH (PMS)

4. Stachurat

TAYOP

MALACCA

BONG RUN

TIENTSIN

34.00

JARYO

Bott

MITAR Mahatal

TONSKAU (huket)

RARACIO

MURDAN

KLARG

NAGASAKI

ZAMBOANIA

COLOMBO

NEW YORK

Shitipp Inlarda)

RATHEN

PRIMING

TOKHOW

and General

HAIPHONG

KAMUURO

MASKOW

JA

HONDREW

JONORE

KOWLOON

KALA LGMPUR

PKNANO

FLANGHION

SATOON

SAN FRANCISCO

SEANGIAR

MINIFAPORE

SUPRA BAYA

SUMIEI PATANI

PIESIMIN

Tokyo

USING PAD

YOKOHAMA

Cvtreat Actual patient Local Currency

wad Fited Dugonite forud for one year

in Loral Cuestes ting

- will sprated or spplication. VCI PLA Song Wook 24h Falnang, 1941.

HONG KONG SAVINGS BANK.

Timur of the alaru Bank is conduct ed by the HOS SUSO AND HILANGHAT BANKING CORPORATION, By bo what platipe.

FOR THE NURONO AND SHANGHAY BANKING CORPORATION.

V. M. GRAYBERN

Hong Kong, 16th July, 19%),

Chirl Manway",

BANQUE DE L'INDO-CHINE.

HEAD OFFICE:

96, Boulevard Hausumana, Paris,

Subsribed Capital Frs. 72,000,000.00 Paid-Up Capital...Fra. 68,400,000.00 ....Fra. 102,000,000.05 Reserve Funds

BRANCHES: Bangkok Hong Kong Quinbon

Sugon satianibang Huo Jantho

Mongtze Shanghai Nam-Dish Singapore Canton Djibouti Neumea Thunhes

Tientsin Peking Tourane Pour-Penh Vinh Pondicherry Yunnanfu BANKERS:

Fort-Bayard Paperto Haiphong Harkow Handl

IN FRANCE: Comptoir National d'Escompte de Paris; Credit Lyonnais; Banque de Paris et des Pays-Bas; Credit Industriel et Commercial: So ciete Generale,

IN LONDON: The National Pro- vincial & Union Bank of England, Lid.; Comptoir National d'Escompté de Paris; Credit Lyonnais.

IN NEW YORK: J. P. Morgan & Co. Hench American Banking Cor- puration; Guaranty Trust Co. of New York.

BODE

KUALA KANGSAR

7.5.A.)

Foreign Exchange

Banking business transacted.

Current Accounts opened and Fix- ed Deposits received for 1 year or which will shorter periods at rates

be quoted on, application.

A. IL FERGUSON,

Manager.

Hong Kong, 8th January, 1929.

THE NATIONAL CITY BANK

OF NEW YORK.

HEAD OFFICE: 55, Wall Street, New York.

Capital, Surplus and

Undivided Profits ..U.S.$224,554,208

Branches in-

ARGENTINE

LONDON

BELGIUM BRAZU CHILE

MEXICO

PANAKA

TERU

CHINA

PHILIPPINE

COLOMBIA

CUBA

DOMINICAN

REPUBLIC

INDIA

ITALY JAPAN

ISLANDS

PORTO RICO

STRAITS

SETTLEMENTS

URUGUAY

VENEZUELA

Commercial and Travellers' Letters of Credit, Travellers' Cheques, Billy of Exchange and Cable Transfers

Current account bought and sold, und Savings Bank accounts opened and Fixed Deposits in local and for- eign currencies taken at rates that may be ascertained on application to the Bank,

We are also able to offer our Cus- tomers the services of the Branches of the International Banking Corpora tien in San Francisco and Spain and also of The National City Bank of New York (France), SA, in Paris and Nice.

F. McD. COURTNEY,

Hong Kong, 20th February, 1931.

THE

and

Commerce

Finance

CALAMITOUS PRICE OF SILVER.

Branches, Agencies and Correspon- Wide Attention Aroused dents in the principal cities of the world."

Every description of Ranking and Exchange business transacted.

TAN ENG HOOL

Manager.

NEDERLANDSCHE HANDEL- MAATSCHAPPIJ, N.V.

(NETHERLANDS TRADIÑO SOGGTX) =

BANKERS,

Established 18,

Thong Kong Besi--11, Queen's Road Central.

Quiburied Capital Gallizza 150,000,000. [LIR.BO0,0),} Paid-Up Capital

............................. Guilder 0.050.000 (0,063,774) Amarra Fund magsamaan Builders 43,015,000

in Great Britain.

1

RECENT VIEWS AT HOME.

rubbing, a dirty yellow, and the coins feel "slick" and greasy. At present prices real silver coins could scarcely cost much more than this unpleasant alloy.

Mr. Anderson's Lelter. Mr. An 'erson's letter to The Times is as follows:-

Sir. The telegram of December 30 from your Shanghai Correspon

draws attention to coming dent events which cast their shadow be fore, and which merit the attention of this country. After giving de talls of the new Chinese tariff the Since this letter was written Mr.telegram states that:- Snowden's speech has been made, but the following viewa are the trend important us showing

of opinion in many parts of the commercial world :---

It becomes just possible to hope that the calamitous price of silver may lead to action by Governments, [On Jan. 14, the League of Nations announced that it had received a telegram from President Chinng Kai-shek and Mr. T. V. Soong, ask- BRANCHES :- Bandjarmasin, Bandoang", Bombing for its support towards the fin-

(20,834,382)

Rau! Ržce:-AMBTRIDAM Eastern Head Office :~BATAVIA.

kacurta, Choribon, Djember, Djai.

F

jakarta, 1e Hague, Jeddah, Kebe,ancial. restoration of China. "The Kota Radja, Nakamar, Medan, Padau monetary system of the country is Palembang. Fakulongan, Pontianak, Rangoon, Botted based on a depreciated currency," the telegram says "and the Govern Sakarta halal. Togel Tittajaandment contemplates the introduction

of a gold standard."

Hatournag",

Well".

Shanghai,

Sear

31beles

The office bare safe deposit barns so fal London Nankara:National Provincial lank La. Correspondente ali neer the world Backlog businow of avagy description rematad.

A. STOKKINS,

Acting Hangst,

Hong Kong, 18th Auguak; 1950,

THE BANK OF CHINA.

行銀國中

The practicability of this plan in the present state of China's finances is much questioned in the City. But the appeal from Nanking may at least give reality to the intention announced by the League of Na- tions a year ago to inquire into the question of silver.

Mr. F. Anderson's Criticisms.

The Times gives prominence to a valuable lotter by Mr. F. Ander- son, formerly chairman of the Reorganised October 26, 1928, under Municipal Council

eriment ля ля

and head of

special charter of The National Gov-ilbert & Co., who retired from China about 20 years ago, but has Always kept in close touch with its affairs.

INTERNATIONAL EXCHANGE

BANK.

Subscribed Capital.....$25,000,000.00 Prid-Up Capital . $24,710,200.00 Reserve Funds.......$ 3,820,603.82 |

HEAD OFFICE: SHANGHAI

HONG KONG BRANCH:

1. Queen's Houd Central.

Owing to our numerous branches in Caina and large connections in the important commercial centres of the world, we are able to extend to our clients special facilities for domestic and foreign barking and exchanges.

Wo also handle the issue of Bonds and other Public Funds of the Chio- Manager.cze Government both at home and

abrond.

SHOU J. CHEN,

Manager. Hong Kong. 5th March, 1930.

Current Ac- AMERICAN EXPRESS COMPANY, Interest allowed on counts and Fixed Deposits according

to arrangements.

Every description of Banking and

Exchange Business transacted.

Safe Deposit Boxes to let.

A. LECOT,

INC.

Head Office: 63, Broadway, New York.

Manager

Capital Surplus Reserves

Tiong Kong. May, 1929.

THE YOKOHAMA SPECIE BANK,

'LIMITED.

Established 1890.

Area Ja

distward Albana

Enfo

Botiita

Capital (fully paid-up) Yen 100,000,000 Reserve Fund

........Yen 115,000,000

Blartite

Bombay

Irumula

Head Ofice:-YOKOHAMA.

Nusa Aless

Branches and Agencles at:

Alexandria

Hatavia

Bombay

Buenos Aires

(Temporarily

closed).

Calcutta Cunton

Changchun

Dairen (Dalny)

Nagoya Nuwchwang

New York Osaks

Peking

Rangoon

Rio de Janeiro Salgon

San Francisco

Pongtien (Mukden) Seattle

Hamburg Rankow

Harhin Hong Kong

Honolulu Sai Yuon Karachi Kobe

London

Los Angeles

Lyons

Munila

Nagasaki

Semarang

Shangla

Shimonosekt

Singapore Soorabzys Sydney Tientala

Tokyo

Tsinanfu

Taingtau

Vladivostock

(Temporarily closed)

Interest allowed or Current Ac-

-counts,

Deposits received for fixed periods at rates to be obtained on applica- tion,

H. MORI,

Manager.

Hong Kong, March 11, 1931.

Cairo Cabalia

CLON

THE BANK OF CANTON, LTD. Established 1913.

Head Ofce-Gong Kong. Authorised Capital II.K. Currency) $18,000,000 Paid-Up Capitat

0,684,600 1,100,000

ISILANULES:-

Canton,,tkanghai, lankow,

Mr. Anderson's chief points are: (1) The enormous development of native industry and parti- cularly cotton apinning in China;

(2) In our own interests Great Britain should have done her utmost to maintain the value of the monetary standard of nearly 800,000,000 of best customers. (This la in- cluding India and the Near East):

|

The main, object of the now tariff apparently is to assist home industries by increasing

the

duties on manufactures here. In the China papers by last mail the development of manufacturing industry terms:

is referred to in these

According to a recent Kuo Min been a very message there has considerable increase in the im- portation machinery into China

the last [ew

000

of

during months, of which over Tls. 4,500,- represents spinning and weaving machinery. Six mills are in process of being or- ganised by Chinese merchants, and four by Japanese.

new

In 1929 127 milla in China turned out about 942,000,000 lb. of yarn and 590,000,000 linear yards of cloth. In 1930 the out- put considerably increased, According to these reports the contrast between East and West ia very striking. The years 1929 and 1930, were years of widespread unrest and internal disorder in Chinn, but, notwithstanding these adverse conditions, we find activity and expansion in the same branches of industry in which stagnation and unemployment were conspicuous in this country.

cloud વા the horizon

48 2

may

The industrial development of the East may now appear than a man's hand, but if we con- no bigger

tinue our

present policy wo find ourselves under a very heavy 90 very many years cloud before have passed. Not only may we Permanently lose a large portion of we may our Eastern markets, but our

find them competing with us in China is already neutral markets. exporting considerable quantities of cotton goods to the Near East. Instead of making special efforts to preserve our export trade with basing our silver coinage, an India and China our line of policy example which others quick has encouraged the adoption of ly followed, thereby throw-protection in both countries, with ing quantities of silver on the result that our principal free

markets are dwindling away. the market;

(3) That, instead, we have taken the lead in boycotting silver

and set the example in de-

If

WEDNESDAY, MARCH 18, 1931.

unfortunate example. For many

upon

1

paper currency for the years wo have been endonyouring | Immense populations of the East, to change the standard of value in who have for untold years been India from silver to gold, selling accustomed to a metallic basts, and Iarge quantities of silver apparent | in troublous times to keep their ly regardless of price, and have put savinga in their own possession in

a heavy duty on silver imported the form of either silver or gold. Into India.

A first step which might be taken, without waiting for inter- national agreement regarding fur. ther steps, would be to call in the debased silver currency at present in circulation and reissue it in If the necessary supplies of silver for this operation were bought at the present level of the white metal we alould be ablo to carry out this operation on much more favourable basis

These and other measures which have artificially increased supply and curtailed demand have been instrumental in reducing the in- trinsic silver value of the rupee to less than 5d., although the ex-sterling silver. change value of the rupee la main tained as 1s. Gd. One result of this policy has been that a large propor- tion of the saving of many millions of people throughout the East, sav ings in the form of silver hoarded by individuals and been practically confiscated, and It is not improbable that greater dis- content has been generated, among the millions of families who have Lad to auffer very heavy losses in silence, than by all the alleged political grievances which have occupied the attention of the Round-Table Conference.

families, has

LIT-

no

Silver Not Unmanageable. We are constantly told that the supply of silver has become manageable; but there Was unmanageable supply in 1920, when silver advanced to 89d. an oz., mainly because in India it Was feared that the Government there hand not sufficient rupees to meet their engagements.

The situation at present is that wages in silver-using countries will not risc Tor a very long time In proportion to the fall in silver. instead of looking ahead and of trying to

take effective measures

to meet the competition of cheap labour in the East, we are virtually subaidizing that cheap labour by boycotting the standard in which it is paid, and thereby still further reducing the Eastern coat of pro-

duction.

After this artificial depreciation of silver has stimulated industrial expansion in the East to an almost

indefinite extent, where shall we find work for the mills which were built to supply these Eastern mar- kets?

can

If we were to

We reply on the 30 square miles half of the Rand for more than the total production of gold. It is unlikely that this small area continue indefinitely to produce on the present scale. succeed in inducing nearly 800 millions in the East to adopt the gold standard, it would probably be found that the fall in commodi- ties has still a long way to go.

An Economic Revival. If, on the other hand,

wo

re-

have a greater cognise that we interest industrially than any other in the rehabilitation of nation

Ex-

silver, and if we devote our whole energy to restore silver to the position it formerly occupied as one of the two precious metals, be- Britain's Direct Interest. fore the unfortunate German (4) The world's gold supplies are

From an industrial point of viewperiment in 1873, the whole econo- already scanty enough. we force the East to go on a this country has a greater interest mic aspect, East and West, would gold standard, probably the in silver than any country in the be changed.

In our own intereste wo fall in commodities has still world.

should have done everything in our a long way to go."

value of (5) We have a

greater interest Power to maintain the than any other nation in the the standard of nearly 800 millions

MAION,

Mr.

Dengkok, New York and Pan Prunes.

CONRESPONDENT

LONDON BANKERS:--

The Lloyd's Bank, Limited.

Reserve Fund

U.S.$0,000.000 U.S.$1,572,464 U.S.$1,008,200

BRANCHES!--

in

Flow Kaplan Pirmua F'aria

Fonsag

Teking

Palarmo

Kallarda

Gahom Lilongw Star ilamburg Havre Interlakes Jaralam

Lida

Lunden Liverpool Learn Lugano

Luxor

Humili

Castellanle Moats Carlo

Volombo

Copenhagen

Edinburgh

Maste

Myaleb

Sontrace

Mi

From Ntamboul baughi Southampton Fangopora 2. Morita Taula Vion

Vulca Yokohama Zurich

Florence GOGOTA

Branches of American Express Company in Principal cities of Unit- ed States of America and Canada.

principal cities of the World.

Foreign exchange and banking business of ay description tracted.

Bale Deposit Bases (versi citar at a yearły rested of trum $5 to #ED,

LOOK POONG SHAN,

Chief Manager.

THE BANK OF TAIWAN, LTD.

(TAIWAN GINKO.)

HEAD OFFICE:-Talpeh, Formosa. Incorporated by Special Imperial Charter, 1859.

Central Bank in Yoru Bank Notes Loved Average amount...Yen. 30,000,000 BRANCHES AND AGENCIES:

All classes of Commercial Banking TAPAN: Talu, Yokohama, Tobe, Osake. Transactions undertaken.

Personal

handled.

investment. accounts

The Company offers to intending Travellers the use of its "Travelers

rehabilitation of silver.

Anderson's lotter will be

of our best customers. Instead of that polley we have taken the lead in boycotting silver as one of the

found in full below. Bullion Merchants' Endorsement.precious metals, a status it has had The annual. bullion circular of for thousands of years. We set the example of debasing our sub- Mccars. Sharps & Wilkins aum- marizes what they consider the sidiary coinage, throwing a con chief reasons for the fall of silver. This also is given in full below. The report chiefly pillories:-

(1) The British Government's lead ju debasing silver coinage;

(2) The Indian Government's 20 per cent, import duty and the uncertainty of what India may yel do.

Americans Keen on 'Action.

The keenness of American silver and export interests on rehabilitat- ing silver is a hopeful point. In a Poco recent telegram from Washington, OTHERS: Bong Bong. Suppore, Scrabaya, Senator Pitman of Nevada

AJ,

FORMOSA diran Ksd, Karenko,

Kal Kakoog, Banto, Blachiku, Trichy, Talban, Takeo, Tammui, Town, Bello, INI. CHINA: Shanghai, lankow

Naslow, Canton.

Semeracy, Belavia, Bombay, Deloutle Loodoo. New York, Daimn.

LONDON BANKENS 1

quoted as hoping carnestly that

Cheque and Letters of Credit and, The London County Watzlawar and PA Buk, Great Britain will stop the release

In addition, the world-wide services The Bank har Dorrespondente la all the principal of silver bullion in America, of its thoroughly equipped Travel De-Commercial Centrus taroughout the world. partment.

Affiliated with

THE CHASE NATIONAL BANK

Ronorees ..Over G$2,500,000,000

E. W. DUGGAN,

Mensgor.

THE BANK OF EAST ASIA, LTD.

Established 1918.

HEAD OFFICE:

10, Des Voeux Road, Central HONG KONG.

Capital and Surplus

„Total Resources ....

over H.$ 8,000,000.00

over H$30,000,000.00

Every description of Banking and Exchange business transacted.

Current and Fixed Deposit Accounts in local and for- eign currencies opened for cliente.

Savings Account and Safe Deposit Boxes. Branches and Agencies all over the world.

KAN TONG PO,

K. NADURA.

Manager.

HONG KONG BRANCH:

De Veux Blood Crateul. Hong Kong 19th January, 1929.

THE MERCANTILE BANK OF INDIA, LTD..

HEAD OFFICE|

15, Gracechurch Street, London, 2.08

.£3,000,000 1,800,000 1,050,000 Reserve Fund and Rest 1,645,500 BANKERS.

Authorised Capita!

Subscribed Capital

Paid-up Capital

The Dant of England & Midland Bank, Ltd.

Bangkok

Calcutie

Ipoh

NANOVES

Extra Bombay

Kandy

Earscht

Kota Bharu

Dolombo Delhi

Kuala Kral

Koala Kiple

Evals Laitapur...

Hoài Hoài. Howrah

Galle

New York

- Penang

Port Loula

(Maurition) Raboon Shangha Parad Kuanian (Fabing) Singapore MArus

-BOLSHORTS

HONG KONG HRANOŃ.

Every marion of Banking and Exchange buul- name Szansestad

Pavollars Chaquaq” lanzada,

Trustee and Executorshipe mider- taken.

INTEREST allowed on Quran dunia and Fivet Deposito ai Babes that may be seceriained on application.

C. L. BANDES,

Chlef Manager.

7. Queen's Bond Cents!.

·Hong Kong, 10th Apel, 10001.

Manager.

"If," continued Senator Pit- man, "it were announced that the sales of silver wore suspended for a period of three years, silver would then go back to the normal price.

"It is merely a matter of per- suading Great Britain that the establishment of the gold stan- dard in India is impossible." In passing one may mention that, on, merely sentimental grounds, British silver coins are a disgrace to the country. Very soon after going into circulation all the raised parts of the design go, through

AN INTRODUCTORY HISTORY

by......

"A. H ̃CROOK, 0.1.E, MA”

W. KAY, M.A.

W. L. HANDYSIDE, M‚A... RSC.

***PRICE $2.00.

NOW ON SALE AT THE PUBLISHERS.

The Newspaper Enterprise Ltd. China Mail Offices.

|siderable amount of silver on the market, thereby artificially increas- ing supply and curtailing demand. Many other countries followed our

I

for

ourselves, seeing that the price of silver when debasement of coinaga took place in 1920 was at least four times the price at which it could now be replaced.

I am, etc.,

F. ANDERSON, Standen Manor, Hungerford, Berks. Sharps & Wilkins' Survey. These are the passages on sliver from Messrs. Sharps & Wilkins' bullion circular:

For many years before the War the price of silver had re mained in the neighbourhood of, 24d. with moderate fluctuations of no great moment. The War caused an abnormal rise in the price of the metal, which in due course reacted and again wottled around the old pre-War value. With the recurrence to normal conditions both India and Chian continued their habit of years and willingly and casily absor- bed the world's production. Now, however, arose important factors which were, ultimately to bring about the debacle which faces the silver market of to-day.. Tho first blow to the price of silver may, we think, be placed to the credit, or otherwise, of our own Government, by their deprecia-

(Continued on Page 3.)

Should Children be Deceived?

I is a curious fact that people whin have no children themselves are often loudest and most dogmatic in their theories as to how children should be brought up. Parents, who have to face this by no means simple problem, listen, but don't argue, because they know from experience that theories and actualitics somehow don't seem to run parallel.

A parcats know that chlidren are queer little people and even brothers and sisters of the same family require different handling.

In the difficult matter of the ad- ministration of children's medicines, it Is sumaient with some children to simply point out the necessity, and the benefit that will be derived. With others it seems that a team of horses would not be sufficient to make them open their tight-ahut little jaws.

With the Intter type, parents who use Baby's Own Tablets have no dif- culty. Many children believe that these pleasant-tasting little tablets ura really sweets and parents do not anileceive them. It does no harm to let the little ones go on thinking that. The beneficial effect is the thing that matters. If the relative production of

Baby's Own Tablets have been designed to fill the need for a silver to gold has materially in-

perfect health-regulator for babies creased of late years it would per- and children. They eliminate the un haps be advisable to adjust the pleasant features of the old-fashioned

laxatives which are so harsh on a ratio correspondingly; but it would

child's delicate, Internal membranes. be well to bear in mind that the

For infantile indigestion, constipation modern plan of having a managed and colic they are quickly

effective. currency is artificial, and that, al- Baby's Own Tablets are also design- though a large fiduciary issue may to check diarrhoea, expel worms, During be convenient and economical in teething they are especially invalu-

allay fever, colds and croup. highly developed countries, especiable, easing pains instantly and thus

ally in fair weather, it is apt to break down in times of stress, when credit is strained. It would be a perilous experiment to rely

inducing sound, natural stoep, al- though they are guaranteed to con. taiu no aurcotic or opiate drugs of any kind. Every mother should keep Baby's Own Tablets in the home.

THE SAFE-CABINET & VICTOR

FIRE PROOF SAFES

Provide The Maximum

Fire Protection

Sole Agents:-

DODWELL & CO., LTD.

QUEEN'S BUILDING.

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