32
CAP. 19]
Revocation of banker's authority.
45 & 46 Vict.
c. 61, s. 75.
Definition of general and
Bills of Exchange.
[1964 Ed.
(c) the holder of such cheque as to which such drawer or person is discharged shall be a creditor, in lieu of such drawer or person, of such banker to the extent of such discharge and entitled to recover the amount from him.
75. The duty and authority of a banker to pay a cheque drawn on him by his customer are determined by-
of-
special crossings.
45 & 46 Vict.
c. 61, s. 76.
Crossing by drawer or after issue.
45 & 46 Vict.
c. 61, s. 77.
Crossing a material part of cheque. 45 & 46 Vict. c. 61, s. 78.
(a) countermand of payment;
(b) notice of the customer's death.
Crossed cheques.
76. (1) Where a cheque bears across its face an addition
(a) the words “and company", or any abbreviation thereof, between two parallel transverse lines, either with or without the words “not negotiable"; or
(b) two parallel transverse lines simply, either with or without the words "not negotiable",
that addition constitutes a crossing, and the cheque is crossed generally.
(2) Where a cheque bears across its face an addition of the name of a banker, either with or without the words “not negotiable", that addition constitutes a crossing, and the cheque is crossed specially and to that banker.
77. (1) A cheque may be crossed generally or specially by the drawer.
(2) Where a cheque is uncrossed, the holder may cross it generally or specially.
(3) Where a cheque is crossed generally, the holder may cross it specially.
(4) Where a cheque is crossed generally or specially, the holder may add the words “not negotiable”.
(5) Where a cheque is crossed specially, the banker to whom it is crossed may again cross it specially to another banker for collection.
(6) Where an uncrossed cheque, or a cheque crossed generally, is sent to a banker for collection, he may cross it specially to himself.
78. A crossing authorized by this Ordinance is a material part of the cheque; it shall not be lawful for any person to obliterate or, except as authorized by this Ordinance, to add to or alter the crossing.