Bills of Exchange.

document, and shall so extend in like manner as if the said document were a cheque: Provided that nothing in this section shall be deemed to render any such document a negotiable instrument. For the purposes of this section the Accountant General shall be deemed to be a banker, and the public officers drawing on him shall be deemed customers.

[82B]

PART IV.

PROMISSORY NOTES.

[CAP. 19]

promissory

85. (1) A promissory note is an unconditional promise in writing made by one person to another signed by the maker, engaging to pay, on demand or at a fixed or determinable future time, a sum certain in money to, or to the order of, a specified person or to bearer.

(2) An instrument in the form of a note payable to maker's order is not a note within the meaning of this section, unless and until it is indorsed by the maker.

(3) A note is not invalid by reason only that it contains also a pledge of collateral security, with authority to sell or dispose thereof.

(4) A note which is, or on the face of it purports to be, both made and payable within this Colony is an inland note. Any other note is a foreign note.

[83]

86. A promissory note is inchoate and incomplete until delivery thereof to the payee or bearer.

[84]

necessary.

87. (1) A promissory note may be made by two or more makers, and they may be liable thereon jointly, or jointly and severally, according to its tenor.

(2) Where a note runs "I promise to pay" and is signed by two or more persons, it is deemed to be their joint and several note.

[85]

88. (1) Where a note payable on demand has been indorsed, it must be presented for payment within a reasonable time of the indorsement. If it is not so presented, the indorser is discharged.

payable on

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