development they were areas not required for any other pur- poses, being either beyond the reach of the urban system of roads and drainage or hillsides so steep that any other form of development would be costly and difficult.
70. The Government's capital expenditure in these areas is normally limited to the cost of the formation of the terraces, the building of the necessary roads, paths, drains and latrines, and the installation of a certain number of water standpipes and bath houses. Once a cottage site has been formed and allocated it is left to the squatter himself or to a voluntary organization to build the hut or cottage. The poorer settlers are able to do no more than rebuild their existing huts or build new wooden huts, but if they have been lucky they may have obtained a brick or stone cottage built by a charitable or non- profit making organization. The better-off settlers may have been able to employ a contractor to build quite an attractive small bungalow or may have purchased one of the cottages built by private building contractors for sale to persons eligible for resettlement between 1950 and the end of 1954. There is thus a great variety of domestic buildings to be found in these areas, in addition to which there will be a certain number of factories and large permanent school buildings and welfare centres. The difference in the geographical settings of the various cottage areas adds to their diversity which is in striking contrast to the uniformity of the multi-storey estates.
71. Of the 14,134 domestic structures in these areas at the end of the year, many of which are also used as shops, 5,903 were wooden huts built by the permittees themselves while the remaining 8,231 are stone or brick cottages built by many different organizations or by the settlers themselves. 3,362 have been built by charitable or non-profit making organizations. Details may be found in the Appendix to this chapter.
72. Most of the cottages built by voluntary organizations were completed before 1955 but since then the National Catholic Welfare Conference of America has played a notable part in building 906 stone cottages and is still continuing to build them on the limited number of sites left. These attractive miniature cottages, photographs of which may be found opposite this page have a floor area of between 125 and 150 sq. ft. and cost about
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