G.F. 326

CONFIDENTIAL #2

4

7.

Changes in trade flows are, however, not the only

determinants of changes in the exchange value of the Hong

Changes in interest rate differentials

Kong dollar.

are

also important through

through their influence both on capital

flows and on the timing of the financial flows associated

with trade. In terms of market interest rates, throughout

the year to date there has tended to be an interest rate

differential in favour of the US

US dollar, which has been

quite wide in recent months.

The recent stability in the

effective exchange rate of the Hong Kong dollar at a time

when its nominal rate against the US dollar was weakening

can

be

of influences

overall

explained by the combined

trade flows and the interest rate differential in favour

of the US dollar. Given, in addition, recent domestic

scratchiness which has added to uncertainty, the overall

performance of our currency has been good. I would add

also that the slowdown in the growth rate of loans and

advances is marked.

8.

During the year

the year various further steps have been

taken to encourage the development of Hong Kong as the

world's third largest international financial centre. The

principal was the exemption from interest tax of foreign

deposits with financial institutions

in Hong

currency

Kong, thereby removing the tax incentive to place foreign

currency deposits offshore. At the same time the tax rate

2.

Hong Kong dollar deposits with

with the same

was reduced from 15% to 10%.

CONFIDENTIAL # 3

institutions

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