-

it places an artificially low cap of £120,000 on the compensation scheme. This would bite on a far higher

percentage of officers than in past schemes. But I think

this is justifiable in the present climate.

- the sterling pension safeguard rate of HK$16:£l will

protect only a proportion of officers' pensions.

7. My proposed compensation scheme would cost £2 million more

per year for 6 years than your proposal. The maximum

contingent liability arising from a pension safeguard set

nominally at 16:1 looks substantial. But it would only apply

if the Hong Kong dollar became worthless. In that apocalyptic situation, we would no doubt be having to help Hong Kong

pensioners anyway since the successor government would have

defaulted on pension payments. We have constructed our

safeguard proposal so that the Hong Kong dollar would in

practice have to fall well below 16:1 before HMG paid

anything. In my view, it would be a serious mistake for us to put forward a scheme which stands no chance of being accepted

as reasonable by the HMOCS officers or pensioners and from

which we would, as with the last proposal, be driven back.

8. In addition to the compensation scheme and sterling pension safeguard we also need to proceed with the modest

revision to the Supplementary Pension for Overseas Service (SPOS) Scheme proposed by ODA. The pension safeguard will not

work equitably, whatever the rate agreed, without a SPOS

revision. Existing Hong Kong HMOCS pensioners and the

Overseas Service Pensions' Association have been awaiting this

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