14-DEC-1993

19:15

COMMS OFFICE (GOVT HOUSE)

6

852 530 3284 P.07

For any

$.

Those

because

it is

who

safe

argue

that

we

should

go

for a CPF

misses the point altogether.

retirement

first and

benefits.

protection system to serve its purpose, it must foremost be capable of yielding meaningful

Why disrupt the public's saving patterns of

choice, and

on them the red-tape of an impose elaborate central system, if the benefits that they get in be lower than what they could have

their

own

the end

made

are

going

their own

What

moral responsibility would

Government

have to bear if we force people to put money in

our hands when we know very well that the returns would be

unsatisfactory or even negative ?

9.

Having addressed

these

questions seriously,

we

have

concluded once again that we cannot recommend a CPF to

the public, no matter how politically expedient it might be

for us to do so.

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