NOTES ON THE ACCOUNTS

1. ACCOUNTING POLICIES

CONFIDENTIAL

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a.

ACCOUNTS AND ACCOUNTING - DATES

The accounts are maintained on an income and

expenditure basis and show all income relating to the period

whether received or not (except for dividends that may have

been declared but not paid), and all expenditure relating to

the period, both paid and accrued.

December.

The accounting year runs from 1 January to 31

b. FOREIGN CURRENCY ASSETS AND FORWARD EXCHANGE CONTRACTS

Purchases or sales of Hong Kong dollars are

brought to account at the contract rates (1.e. at the actual

Hong Kong dollar value). Foreign currency transactions

which do not involve a Hong Kong dollar amount are brought

to account at the 'base exchange rates'. (see note * on page

30).

1

Foreign currency income and expenditure during the

year is also brought to account at 'base exchange rates'.

US dollar assets and liabilities at the year end

are translated into Hong Kong dollars at the exchange rate

determined by the Financial Secretary for pricing

certificates of indebtedness. This is currently USD1 to

HKD7.80. Assets and liabilities in other foreign currencies

are translated into Hong Kong dollars based on the USD

middle market cross rates in New York at the close of

business on the last business day of the accounting year as

quoted by Reuters ('ruling exchange rates'), with the

exception of XEU which is based on the mid-point between the

opening buying and selling rates as advised by the Hong Kong

Association of Banks on the first business day of the

following year.

CONFIDENTIAL

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