CONFIDENTIAL

5

(d)

He

back his

US$100

million

and

gets makes a profit of HK$10 million.

involves

an

15.

It has been argued by some that this process of banknotes arbitrage would lead to a depletion of the Exchange Fund, specifically those assets backing the note issue. This argument is misconceived. The banknotes arbitrage process initially increase in the amount of banknotes in circulation that is later reversed. There is no net change in the amount of banknotes in circulation after the banknotes arbitrage process is completed. The amount of assets backing the note issue remains unchanged. size of the Exchange Fund is unaffected.

D. Conversion of Hong Kong dollar

16.

into US dollar at 7.80

The overall

It is possible that with the exchange rate significantly on the weaker side of 7.80, there would be incentive for the holders of banknotes in the economy

of transaction requirements

return

banks note-issuing US dollars Exchange

relative to

at

to

to the

the more

that in the

in excess them through the

Fund to obtain rate of 7.80 favourable

market. foreign exchange

But there are not many banknotes in circulation in the economy that is in excess of transaction requirements. The fact that the exchange rate is weaker than 7.80 does not obviate the need to hold banknotes for shopping, betting at the Since the establishment of the linked

in system

etc.

rate

no

races, exchange

1983, there has been noticeable contraction in the amount of banknotes in circulation attributable to a weak exchange rate. The overall size of the Exchange Fund has therefore not been affected.

17.

In this connection, often the (uninformed)

is asked on question

whether the Exchange Fund is adequate for supporting the exchange rate at 7.80 if all depositors take their Hong

Kong dollars to the Exchange Fund to change them into US dollars at the fixed rate of 7.80, recognizing that total Hong Kong dollar deposits in the banking system, at well over billion, must be larger than the Exchange Again, this reflects a lack of understanding on how the system works.

HK$500

Fund.

CONFIDENTIAL

PIZ

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