G.F. 316

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- 7

the linked rate.

The market rate temporarily touched

a low of 7.72 on 18 July 1985 and a high of 7.90 on

12 July 1984.

(Although in percentage terms this is

a fairly narrow range of fluctuation, particularly against

the background of a very volatile US dollar, perception

of the general public and market participants in particular

was that this had been very substantial.)

12.

This stability does not, however, mean that

the linked exchange system has been working properly.

13.

Arbitrage between the fixed rate Hong Kong

dollar notes market and the foreign exchange market,

or the threat of arbitrage, has not been an effective

means of preventing the exchange rate from moving away

from the linked rate of 7.80. There are a number of

reasons why this is so. First, the process of arbitrage

involves the conversion of Hong Kong dollar balances

into Hong Kong dollar notes or vice versa. The arrangement

between the note-issuing banks and other banks is such

that convertibility is open only to non-bank customers.

Banks cannot make use of this convertibility.

Notes

can only be traded amongst banks for US dollars. To

convert its clearing balance into notes,

bank would

need a third party who is a customer of a bank, more

conveniently of a note-issuing bank.

/14.

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