CHART 2

Term

Amounts due at term

(years) (la 50% of lump sums payable 】

HK$000

HK$/US$ (fixed)

Annual periodic pmt Total payments Cumulative total (% of sums covered) required at each termicost of guaranteeing|(No

HK$000

HK$7.75 rale

HK$/US$

periodic pml)

1

200,000

7.75

0.77%

1,540

1,540

7.8098

2

200,000

7.75

0.99%

3,960

5,500

7.9079

3

200,000

7.75

1.37%

8,220

13,720

8.0900

4.

300,000

7.75

1.47%

17,640

31.360

8.2509

5

300,000

7.75

1.43%

21,450

52,810

8.3371

6

300,000

7.75

1.31%

23,580

76,390

8.4582

7

400,000

7.75

1.17%

32,760

109,150

8.5251

8

400,000

7.75

1.24%

39,680

148,830

8.7249

9

400,000

7.75

1.33%

47,880

196,710

8.9662

10

400,000

7.75

1.44%

57,600

254,310

9.2636

...

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