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only prudent

which we

to assume that the crisis against

are

seeking to insure would be

characterized by a strong upward movement in

interest rates. This is the major obstacle to

the scheme's feasibility.

(c) The pricing of long term China sovereign

risk. The current price for lending to China,

against Bank of China guarantee, is 1% to 1.5%

above the Hong Kong Inter Bank Offered Rate

(HIBOR), but these rates apply to loans of

The indications are

relatively

short duration.

that for

of 2%

to

maturities of 5 years or more, a rate

2.5% above HIBOR would be demanded.

It is not at the moment possible to estimate

the cost of raising long term funds sufficient

meet the needs of the scheme or whether this

could even be done at all. Institutions are

generally

unwilling to loan for more than 3 to

5 years in these circumstances.

......

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