NOTES ON THE ACCOUNTS

1.

ACCOUNTING POLICIES.

a.

CONFIDENTIAL

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ACCOUNTS AND ACCOUNTING DATES

The accounts are maintained on an income and

expenditure basis and show on the credit side all income

relating to the period whether received or not (except for dividends that may have been declared but not paid), and on the debit side all expenditure relating to the period, both

paid and accrued.

December.

The accounting year runs from 1 January to 31

b. FOREIGN CURRENCY ASSETS AND FORWARD EXCHANGE CONTRACTS

Purchases or sales of Hong Kong dollars are brought to account at the contract rates (i.e. at the actual Hong

Kong dollar value). Foreign currency transactions which do not involve a Hong Kong dollar amount are brought to account at the 'base exchange rates'. (see note * on page 28).

Foreign currency income and expenditure during the

year is also brought to account at 'base exchange rates'.

U.S. dollar assets and liabilities at the year end are translated into Hong Kong dollars at the exchange rate determined by the Financial Secretary for pricing certificates of indebtedness. This is currently USD1 to HKD7.80. Assets and liabilities in other foreign currencies are translated into Hong Kong dollars based on the USD middle

market cross rates in New York at the close of business on the last business day of the accounting year as quoted by Reuters ('ruling exchange rates').

CONFIDENTIAL

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